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[+] Error Rates - Lynn Hammett/SC (5 replies)
2/8/2006 3:16:43 PM (2288 views)

[+] Policy Writing - George Booth/OH (7 replies)
2/8/2006 11:54:01 AM (2253 views)

[+] Another judgement question - Lynn Hammett/SC (7 replies)
2/8/2006 10:53:11 AM (2349 views)

Just checking - Tammy Knight/MO
2/7/2006 10:30:25 PM (1958 views)

[+] Outrageous Copy Costs - Danielle Nelson/WI (11 replies)
2/7/2006 1:06:16 PM (2409 views)


Real Title Services


[+] Jay - J Nisonger/CA (8 replies)
2/7/2006 3:34:54 AM (3406 views)

Best Company of the Month! - J Nisonger/CA
2/6/2006 12:18:40 PM (1869 views)

[+] CONGRATULATIONS, STEELERS!!! - Scott Perry/PA (7 replies)
2/5/2006 10:11:45 PM (2348 views)

Thank You Amerisearch (f/k/a) - Lisa Ramsey/TX
2/4/2006 12:16:34 PM (1922 views)

[+] hand held scanners - Robert Breakell/CT (9 replies)
2/3/2006 7:05:56 PM (2274 views)

Feedback/Company Reviews - Robert Franco/OH
2/3/2006 11:12:38 AM (1816 views)

[+] USA Map - Smitty Strickland/SC (6 replies)
2/2/2006 6:41:35 PM (2359 views)

[+] Judgment question for abstractors - dotty foehrenbach/PA (13 replies)
2/2/2006 4:29:15 PM (2310 views)

[+] Title Source/Zen Title $$ - John OConnor/IL (6 replies)
2/2/2006 11:35:13 AM (2403 views)

[-] Richmond Monroe Research - Julie Jasiunas/WI (16 replies)
2/2/2006 11:10:51 AM (2279 views)
Re: Richmond Monroe Research - Helene/GA
2/2/2006 11:29:53 AM (3247 views)
Re: Richmond Monroe Research - Danielle Nelson/WI
2/2/2006 5:10:00 PM (2981 views)
Re: Richmond Monroe Research - Brad McCollom/IN
2/2/2006 6:42:09 PM (2997 views)
Re: Richmond Monroe Research - Rebecca Barney/FL
2/3/2006 11:05:02 AM (2940 views)
Re: Richmond Monroe Research - Becky Kale/IL
2/3/2006 12:58:04 PM (2938 views)
Re: Richmond Monroe Research - Vikki Moffitt/GA
2/6/2006 10:00:46 PM (2988 views)
Re: Richmond Monroe Research - Iris Buchman/FL
2/14/2006 8:39:55 AM (2935 views)
Re: Richmond Monroe Research - Kevin Ahern/CT
2/15/2006 6:27:15 AM (2970 views)

When the client owes you money and becomes defensively critcical of your work, it is almost always a sign that they are experiencing money problems. I have been doing collections litigation for twenty years, and it is a favorite ploy of a cash poor client to find "fault" with the services rendered as an excuse for nonpayment. This is almost certainly true if they do not criticize the services within a short time after you sent them your abstract. Check to see if the mortgage or deed for which you rendered service was recorded within a relatively short period of time after you completed the search as further proof that they accepted your abstract.

If you are sure of the services you provided, demand a detailed explanation of the "problems" they perceived. You have a right to that information if they fail to pay you. Simply explain to them that they will have to prove the same facts in court if you sue them. Their case or defense generally falls apart when they can not substantiate their claim. If you go to litigation you can also subpoena their bookkeeping records to show that the genuine reason for nonpayment is a lack of cash.  I have one client for whom I have litigated or arbitrated more than 100 collection cases over the past 17 years. During that time I have lost on only 1 of their cases. During that time I have learned that the defendant's inattention to detail is fatal to his defense. Most of the time the defendants argue that there were service problems. Without detailed testimony or written proof of their allegations, their position becomes nothing more than an unsubstantiated claim.

When the defendant can not establish in detail the exact dates of the problems, exact nature of the problems, failure to notify you of the problems (especially if not until after you demand payment), lack of written documentation of the alleged problem, failure to produce an abstract performed by another abstractor in lieu of yours and that their financial status was not a cash poor position, it's judgment for the plaintiff. It then becomes simply a matter of having a sheriff/marshal garnish a bank account/wages, seize personal property for sale or your foreclosing a judgment lien on real estate in order to pay you. (In many states such as Connecticut the cost of the litigation and recovery of attorney's fees are part of the damages to which you are entitled to in a foreclosure.) Do not be afraid to go after delinquent clients.  

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Re: Richmond Monroe Research - Julie Jasiunas/WI
2/21/2006 12:09:44 PM (2758 views)
Re: Richmond Monroe Research - Lisa Ramsey/TX
2/21/2006 12:27:44 PM (2910 views)
Re: Richmond Monroe Research - Julie Jasiunas/WI
2/21/2006 2:47:31 PM (2858 views)
Re: Richmond Monroe Research..I want to know - Loretta Reed/MD
2/21/2006 6:21:17 PM (2907 views)
Re: Richmond Monroe Research - Lisa Ramsey/TX
2/21/2006 11:45:17 PM (2805 views)
Re: Richmond Monroe Research - Julie Jasiunas/WI
2/22/2006 9:03:18 AM (2878 views)
Re: Richmond Monroe Research - Robert Franco/OH
2/22/2006 9:17:06 AM (2867 views)
Re: Richmond Monroe Research - Loretta Reed/MD
2/22/2006 10:34:40 AM (2870 views)


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