Being in the vendor management world, Rachel and I share the same views and beliefs. Of course, both of our companies, TruClose and NASCO only get paid when loans close (depending on service), and 95% of the time include a 3 day right of recission after the closing. We couldn't get to the closing table without the services our vendors provide. Our vendors are and should always be protected as they truly are the main piece of the puzzle of an efficient title company. "I'll pay you when I get paid" should never be uttered. We (TruClose) pay our vendors twice per month and will never miss one payment as the vendor provides an upfront service. There is just no other way to look at it, period.