I put exactly what Anne puts plus the mis-indexing clause.  My E&O insurance is not just for notary signings, it is for everything.  You have to understand something, errors and omissions can happen in your business that has nothing to do with missing something in the records building.  What if you accidentally searched something wrong - rare but some are part of a lot that is split and if you read it wrong it can happen.  My title pages are numbered now because I accidentally separated a page that had a mechanic's lien on it from the rest of the search and didn't fax it in - I did feel liable about that - luckily this was my only mistake and it was caught the next day.  Like I said - this clause is being used by a national title company that uses me when turning in things to their clients - that is where I got the clause from along with it being on SOT.  My personal opinion is that the coverage should happen by the person splitting the high title premiums for insurance - that is what it is for -that is where the claims should be made against and be paid by.