Have a problem with what. The last time I checked the biggest problem with RESPA was a split of authority in the federal appellate circuits with respect to the interpretation and enforcement of RESPA. It is a matter of union's lawful collective bargaining effort.  If there is a conflict of law between our labor laws and RESPA, it would need to be resolved in the court. RESPA does not impose price controls. It does however require accurate reporting of closing costs. The title companies are free to accept or reject the abstractor's prices pursuant to a union contract. I think the nagging question that I have seen lately is whether the closing costs (including abstracting fees) are accurately reported on the HUD 1 forms. Are there impermissable mark ups by parties other than those performing the services?...price gouging.  If the prices are honestly correct, I have some difficulty seeing any problem prohibiting union organization and operation.