There has been discussion of this practice on the notary boards. So far it appears to be a very small number of companies that have tried it. The feedback has been that it creates more confusion among the borrowers. The doc packages are usually 100 to 140 pages. The borrowers most of the time do not understand what they are signing even after you explain it to them. They rely on the three day recission period to read through the doc package, but I am left with the impression that as soon as the attorney/signing agent walks out the door it is a matter of out of sight out of mind with the possible exception of the HUD 1 form.