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Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4967 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (6264 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (6272 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (6026 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (6198 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (6268 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4301 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (6703 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (6577 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (6468 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (6401 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (6501 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (6406 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (6328 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (6429 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (6405 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (6529 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (4009 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (6670 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3453 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3954 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (6705 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6874 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

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Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6779 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (6617 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (6565 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (6687 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6758 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (6506 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (6610 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6901 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (6358 views)




I know you're tired of seeing my name... - Wendi See/SC
6/8/2006 5:45:45 PM (5265 views)
Re: I know you're tired of seeing my name... - Scott Perry/PA
6/8/2006 11:23:14 PM (6676 views)
Re: I know you're tired of seeing my name... - Robert Franco/OH
6/8/2006 11:32:39 PM (6777 views)
Re: I know you're tired of seeing my name... - Jim Girardi/NY
6/9/2006 8:46:32 AM (6633 views)
Re: I know you're tired of seeing my name... - J Nisonger/CA
6/9/2006 12:36:31 PM (6574 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/9/2006 12:55:25 PM (6611 views)
Re: I know you're tired of seeing my name... - Angelica Schneider/IN
6/9/2006 5:45:37 PM (6629 views)
Re: I know you're tired of seeing my name... - Michaela Urban/OH
6/9/2006 6:29:07 PM (6709 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/10/2006 5:19:18 PM (6703 views)

India - Wendi See/SC
6/8/2006 11:22:52 AM (4418 views)
Re: India - Scott Perry/PA
6/8/2006 12:23:50 PM (7000 views)
Re: India - STEVE MEINECKE/VA
6/8/2006 2:24:40 PM (7029 views)
Re: India - David Bloys/TX
6/8/2006 5:51:27 PM (6798 views)
Re: India - Kevin Ahern/CT
6/8/2006 2:56:20 PM (6863 views)
Re: India - Robert Franco/OH
6/8/2006 3:41:52 PM (6832 views)
Re: India - Wendi See/SC
6/8/2006 5:30:48 PM (6712 views)
Re: India - Lisa Ramsey/TX
6/8/2006 5:45:23 PM (6626 views)
Re: India - Wendi See/SC
6/8/2006 5:51:11 PM (6630 views)
Re: India - David Bloys/TX
6/8/2006 5:53:57 PM (6815 views)
Re: India - Jill Kissell/IA
6/12/2006 8:41:33 AM (6766 views)
Re: India - Wendi See/SC
6/12/2006 12:34:49 PM (6786 views)
Re: India - J Nisonger/CA
6/12/2006 1:08:24 PM (6588 views)
Re: India - Michael O'Brien/NJ
12/20/2006 11:25:26 AM (6657 views)
Re: India - J Nisonger/CA
6/9/2006 12:45:53 PM (8593 views)
Re: India - Lisa Ramsey/TX
6/9/2006 12:56:03 PM (6577 views)
Re: INDIA - SHARON MAUSER BA CJSW CNSA/DE
6/12/2006 11:09:22 AM (6764 views)
Re: INDIA - Wendi See/SC
6/12/2006 12:35:39 PM (6696 views)
Re: INDIA - J Nisonger/CA
6/12/2006 1:02:29 PM (6567 views)
Re: INDIA - Lisa Ramsey/TX
6/12/2006 5:29:21 PM (7076 views)
Re: INDIA - Candis Richter/NJ
6/12/2006 6:18:18 PM (6634 views)
Re: INDIA - Infinity? - Helene /GA
6/13/2006 12:19:31 AM (9772 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 7:46:07 AM (6723 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 7:53:07 AM (6706 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 8:29:24 AM (6733 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 1:11:09 PM (6647 views)
Re: INDIA - Infinity? - J Nisonger/CA
6/13/2006 3:01:15 PM (6581 views)

Mechanic's Liens - Wendi See/SC
6/8/2006 10:39:49 AM (3855 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 10:59:45 AM (6857 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 11:21:39 AM (6877 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 11:36:35 AM (6780 views)
Re: Mechanic's Liens - Michael Persyn/TX
6/8/2006 1:44:53 PM (6799 views)
Re: Mechanic's Liens - Patrick Scott/IL
6/8/2006 3:18:26 PM (6557 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 5:41:04 PM (6663 views)
Re: Mechanic's Liens - Scott Aduddell/MO
6/14/2006 11:22:03 AM (6558 views)
Re: Mechanic's Liens - Lisa Ramsey/TX
6/14/2006 12:56:16 PM (6784 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/14/2006 1:47:56 PM (6980 views)

America's Loneliest County - David Bloys/TX
6/6/2006 12:13:39 PM (5529 views)
Re: America's Loneliest County - Robert Franco/OH
6/6/2006 1:24:41 PM (7187 views)
Re: America's Loneliest County - David Bloys/TX
6/6/2006 3:24:32 PM (8673 views)
Re: America's Loneliest County - Scott Perry/PA
6/6/2006 3:36:41 PM (7079 views)
Re: America's Loneliest County - Lisa Ramsey/TX
6/6/2006 10:56:29 PM (7349 views)
Re: America's Loneliest County - David Bloys/TX
6/6/2006 10:59:23 PM (7156 views)
Re: America's Loneliest County - Scott Perry/PA
6/7/2006 12:15:31 AM (7057 views)
Re: America's Loneliest County - David Bloys/TX
6/7/2006 7:39:12 AM (7111 views)
Re: America's Loneliest County - Scott Perry/PA
6/7/2006 7:57:55 AM (7138 views)
Re: America's Loneliest County - David Bloys/TX
6/7/2006 10:47:26 PM (8755 views)
Re: America's Loneliest County - Robert Breakell/CT
6/7/2006 9:01:33 PM (7115 views)
Re: America's Loneliest County - David Bloys/TX
6/7/2006 10:21:50 PM (7020 views)
Re: America's Loneliest County - Michael Persyn/TX
6/7/2006 11:12:10 PM (7028 views)
Re: America's Loneliest County - Robert Breakell/CT
6/8/2006 9:37:10 PM (6885 views)
Re: America's Loneliest County - David Bloys/TX
6/8/2006 10:33:26 PM (7239 views)

Certain Inalienable Rights - Wendi See/SC
6/6/2006 11:09:29 AM (3935 views)
Re: Certain Inalienable Rights - Scott Perry/PA
6/6/2006 2:23:00 PM (7153 views)
Re: Certain Inalienable Rights - Wendi See/SC
6/6/2006 4:44:38 PM (6932 views)
Re: Certain Inalienable Rights - Angelica Schneider/IN
6/6/2006 9:11:16 PM (6908 views)
Re: Certain Inalienable Rights - george Hubka/MI
10/2/2007 9:57:56 AM (7218 views)

My question was answered. Thank you - I live in/WI
6/5/2006 8:02:37 PM (3493 views)

ATAPOL, Inc - Scott Perry/PA
6/5/2006 7:50:49 PM (5799 views)
Re: ATAPOL, Inc - Helga Hinck/NH
6/6/2006 9:14:11 AM (8218 views)
Re: ATAPOL, Inc - Michaela Urban/OH
6/6/2006 5:29:48 PM (7774 views)
Re: ATAPOL, Inc - Scott Perry/PA
6/6/2006 9:48:12 PM (7736 views)
Re: ATAPOL, Inc - Michaela Urban/OH
6/7/2006 4:45:23 PM (7703 views)
Re: ATAPOL, Inc - Scott Perry/PA
6/7/2006 10:21:27 PM (7628 views)
Re: ATAPOL, Inc - HAL DICKSON/VA
6/9/2006 11:10:41 PM (8096 views)
Re: ATAPOL, Inc - J Nisonger/CA
6/10/2006 1:27:14 AM (7509 views)
Re: ATAPOL, Inc - george Hubka/MI
10/2/2007 10:03:54 AM (7665 views)
Re: ATAPOL, Inc - J Nisonger/CA
10/3/2007 6:24:15 PM (7362 views)
Re: ATAPOL, Inc - Jessica Talley/NJ
6/12/2006 8:41:49 AM (7508 views)

GAC - Scott Aduddell/MO
6/5/2006 10:52:19 AM (4576 views)
Re: GAC - Michael /KS
6/5/2006 10:59:03 AM (7499 views)
Re: GAC - Lisa Ramsey/TX
6/5/2006 11:03:23 AM (7799 views)
Re: GAC - J Nisonger/CA
6/5/2006 11:29:03 AM (8055 views)
Re: GAC - Lisa Ramsey/TX
6/5/2006 12:05:04 PM (8013 views)
Re: GAC - Robert Breakell/CT
6/5/2006 7:04:22 PM (7524 views)
Re: GAC - ANDREW MOLLER/CT
6/6/2006 6:24:46 AM (7437 views)
CT "cheap" title abstracts - Bobbi Shorthouse, Notary Public/CT
6/8/2006 10:20:01 AM (7688 views)
Re: CT "cheap" title abstracts - Kevin Ahern/CT
6/8/2006 10:46:16 AM (7477 views)
Re: CT "cheap" title abstracts - Robert Breakell/CT
6/8/2006 9:39:29 PM (7286 views)
Re: CT "cheap" title abstracts - Kevin Ahern/CT
6/9/2006 5:05:24 AM (7321 views)
Re: GAC - Lisa Ramsey/TX
6/5/2006 12:13:05 PM (7720 views)
Re: GAC - Jay Duncan/MO
6/5/2006 12:40:06 PM (7415 views)
Re: GAC - Lisa Ramsey/TX
6/5/2006 1:02:50 PM (7556 views)
Re: GAC - Jay Duncan/MO
6/5/2006 3:21:35 PM (7351 views)
Re: GAC - Frances Scheetz/PA
6/12/2006 8:11:17 AM (7356 views)
Re: GAC - Sandra Morton/KS
6/12/2006 9:54:33 AM (7590 views)
Re: GAC - Rebecca Barney/FL
6/12/2006 1:38:40 PM (7513 views)
Re: GAC - Frances Scheetz/PA
6/13/2006 6:34:42 AM (7257 views)
Re: GAC - Lisa Ramsey/TX
6/13/2006 7:51:29 AM (7252 views)
Re: GAC - David Bloys/TX
6/13/2006 8:46:51 AM (7173 views)

Lawsuit says County owes Abstractors for Copy charges - David Bloys/TX
6/3/2006 9:42:02 AM (5725 views)
Re: Lawsuit says County owes Abstractors for Copy charges - Lisa Ramsey/TX
6/4/2006 1:35:22 PM (7582 views)
Re: Lawsuit says County owes Abstractors for Copy charges - David Bloys/TX
6/4/2006 5:12:42 PM (9232 views)
Re: Lawsuit says County owes Abstractors for Copy charges - STEVE MEINECKE/VA
6/4/2006 6:04:42 PM (7276 views)
Re: Lawsuit says County owes Abstractors for Copy charges - David Bloys/TX
6/4/2006 6:14:00 PM (7420 views)

The Value of Source of Title - Robert Franco/OH
6/2/2006 2:38:05 PM (4344 views)
Re: The Value of Source of Title - Jay Duncan/MO
6/2/2006 3:05:07 PM (8002 views)
Re: The Value of Source of Title - Scott Perry/PA
6/2/2006 3:45:29 PM (7707 views)
Re: The Value of Source of Title - David Bloys/TX
6/2/2006 7:19:44 PM (7772 views)
Re: The Value of Source of Title - Wendi See/SC
6/2/2006 7:28:50 PM (7734 views)
Re: The Value of Source of Title - Helene /GA
6/6/2006 1:21:45 AM (7613 views)
Re: The Value of Source of Title - Wanda Steudel/OH
6/6/2006 11:20:55 AM (7699 views)
Re: The Value of Source of Title - Lisa Ramsey/TX
6/6/2006 11:30:44 AM (7604 views)
Re: The Value of Source of Title - David Bloys/TX
6/6/2006 8:19:21 PM (7491 views)
Re: The Value of Source of Title - Jim Girardi/NY
6/6/2006 8:26:57 PM (7602 views)
Re: The Value of Source of Title - Wanda Steudel/OH
6/7/2006 10:23:53 AM (7694 views)
Re: The Value of Source of Title - Robert Franco/OH
6/7/2006 10:51:42 AM (7485 views)
Re: The Value of Source of Title - J Nisonger/CA
6/10/2006 12:32:31 PM (7471 views)
Re: The Value of Source of Title - Sandra Morton/KS
6/12/2006 9:31:16 AM (9498 views)
Re: The Value of Source of Title - Alix Ott/MI
10/2/2007 8:39:28 AM (7532 views)
Re: The Value of Source of Title - Robert Franco/OH
10/2/2007 9:47:13 AM (7225 views)


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