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Wendi!!! - J Nisonger/CA
6/15/2006 6:21:47 PM (2803 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 5:50:12 PM (3409 views)
Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/16/2006 1:21:42 PM (5794 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 11:41:14 AM (5721 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 1:22:03 PM (5675 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 5:14:35 PM (5832 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 5:51:57 PM (5605 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:58:18 PM (5914 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:56:36 PM (5731 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3558 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (5798 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (5739 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (5943 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (5810 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (5671 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3513 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (7432 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (6122 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (6160 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5938 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (5815 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5882 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (5809 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (5834 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4380 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (6029 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (6140 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5977 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (6040 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5950 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5937 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5910 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

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Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (6120 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (5794 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (5829 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (5784 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (5793 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (5861 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (6000 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (6078 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (5827 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5931 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5889 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5874 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (5843 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5851 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5868 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (5881 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (5684 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (5699 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (5705 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (5766 views)




Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3932 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (6355 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3660 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5825 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (4071 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (6348 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (6254 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (6053 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5793 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5688 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (6076 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5849 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5737 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4932 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5880 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (6021 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5850 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3937 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (6165 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (6147 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (8271 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (6020 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (6175 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (8356 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (6171 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (6089 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5209 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (6216 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (6128 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (8005 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (6087 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (6160 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (6272 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5997 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11243 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6688 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6631 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (6435 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (6505 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4942 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (6170 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (6164 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5927 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (6101 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (6162 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4259 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (6517 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (6406 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (6312 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (6234 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (6344 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (6238 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (6168 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (6234 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (6215 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (6358 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3980 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (6518 views)


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