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Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3896 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (6124 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3623 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5652 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (4004 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (6195 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (6096 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5900 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5638 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5543 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5923 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5730 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5612 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4890 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5732 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5858 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5716 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3916 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (6037 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (6012 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (8122 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5889 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (6044 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (8236 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (6050 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5964 views)




Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5172 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (6080 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5979 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7856 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5940 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (6026 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (6098 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5880 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11200 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6563 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6499 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (6245 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (6320 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4914 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (6039 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (6025 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5795 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5959 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (6017 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4220 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (6385 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (6279 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (6172 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (6113 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (6214 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (6115 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (6043 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (6108 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (6054 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (6248 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3944 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (6344 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3374 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3904 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (6405 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6576 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

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Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6492 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (6348 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (6283 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (6357 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6456 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (6201 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (6333 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6604 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (6060 views)

I know you're tired of seeing my name... - Wendi See/SC
6/8/2006 5:45:45 PM (5166 views)
Re: I know you're tired of seeing my name... - Scott Perry/PA
6/8/2006 11:23:14 PM (6388 views)
Re: I know you're tired of seeing my name... - Robert Franco/OH
6/8/2006 11:32:39 PM (6495 views)
Re: I know you're tired of seeing my name... - Jim Girardi/NY
6/9/2006 8:46:32 AM (6369 views)
Re: I know you're tired of seeing my name... - J Nisonger/CA
6/9/2006 12:36:31 PM (6301 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/9/2006 12:55:25 PM (6338 views)
Re: I know you're tired of seeing my name... - Angelica Schneider/IN
6/9/2006 5:45:37 PM (6359 views)
Re: I know you're tired of seeing my name... - Michaela Urban/OH
6/9/2006 6:29:07 PM (6402 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/10/2006 5:19:18 PM (6430 views)

India - Wendi See/SC
6/8/2006 11:22:52 AM (4331 views)
Re: India - Scott Perry/PA
6/8/2006 12:23:50 PM (6721 views)
Re: India - STEVE MEINECKE/VA
6/8/2006 2:24:40 PM (6752 views)
Re: India - David Bloys/TX
6/8/2006 5:51:27 PM (6488 views)
Re: India - Kevin Ahern/CT
6/8/2006 2:56:20 PM (6583 views)
Re: India - Robert Franco/OH
6/8/2006 3:41:52 PM (6547 views)
Re: India - Wendi See/SC
6/8/2006 5:30:48 PM (6456 views)
Re: India - Lisa Ramsey/TX
6/8/2006 5:45:23 PM (6367 views)
Re: India - Wendi See/SC
6/8/2006 5:51:11 PM (6354 views)
Re: India - David Bloys/TX
6/8/2006 5:53:57 PM (6538 views)
Re: India - Jill Kissell/IA
6/12/2006 8:41:33 AM (6494 views)
Re: India - Wendi See/SC
6/12/2006 12:34:49 PM (6534 views)
Re: India - J Nisonger/CA
6/12/2006 1:08:24 PM (6321 views)
Re: India - Michael O'Brien/NJ
12/20/2006 11:25:26 AM (6390 views)
Re: India - J Nisonger/CA
6/9/2006 12:45:53 PM (8243 views)
Re: India - Lisa Ramsey/TX
6/9/2006 12:56:03 PM (6316 views)
Re: INDIA - SHARON MAUSER BA CJSW CNSA/DE
6/12/2006 11:09:22 AM (6495 views)
Re: INDIA - Wendi See/SC
6/12/2006 12:35:39 PM (6433 views)
Re: INDIA - J Nisonger/CA
6/12/2006 1:02:29 PM (6297 views)
Re: INDIA - Lisa Ramsey/TX
6/12/2006 5:29:21 PM (6811 views)
Re: INDIA - Candis Richter/NJ
6/12/2006 6:18:18 PM (6351 views)
Re: INDIA - Infinity? - Helene /GA
6/13/2006 12:19:31 AM (9474 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 7:46:07 AM (6455 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 7:53:07 AM (6459 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 8:29:24 AM (6468 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 1:11:09 PM (6386 views)
Re: INDIA - Infinity? - J Nisonger/CA
6/13/2006 3:01:15 PM (6339 views)

Mechanic's Liens - Wendi See/SC
6/8/2006 10:39:49 AM (3793 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 10:59:45 AM (6583 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 11:21:39 AM (6537 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 11:36:35 AM (6505 views)
Re: Mechanic's Liens - Michael Persyn/TX
6/8/2006 1:44:53 PM (6506 views)
Re: Mechanic's Liens - Patrick Scott/IL
6/8/2006 3:18:26 PM (6275 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 5:41:04 PM (6370 views)
Re: Mechanic's Liens - Scott Aduddell/MO
6/14/2006 11:22:03 AM (6269 views)
Re: Mechanic's Liens - Lisa Ramsey/TX
6/14/2006 12:56:16 PM (6501 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/14/2006 1:47:56 PM (6651 views)


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