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Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3897 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (6131 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3624 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5657 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (4005 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (6200 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (6101 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5903 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5644 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5550 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5925 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5731 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5613 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4890 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5734 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5862 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5720 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3916 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (6039 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (6018 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (8126 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5891 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (6046 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (8240 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (6053 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5966 views)




Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5173 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (6086 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5984 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7859 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5947 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (6029 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (6103 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5883 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11200 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6570 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6504 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (6251 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (6324 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4914 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (6046 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (6029 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5796 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5963 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (6023 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4220 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (6390 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (6284 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (6178 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (6119 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (6220 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (6118 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (6045 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (6113 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (6058 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (6252 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3944 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (6346 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3374 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3904 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (6414 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6583 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

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Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6497 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (6349 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (6288 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (6358 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6461 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (6206 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (6333 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6608 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (6064 views)

I know you're tired of seeing my name... - Wendi See/SC
6/8/2006 5:45:45 PM (5167 views)
Re: I know you're tired of seeing my name... - Scott Perry/PA
6/8/2006 11:23:14 PM (6392 views)
Re: I know you're tired of seeing my name... - Robert Franco/OH
6/8/2006 11:32:39 PM (6497 views)
Re: I know you're tired of seeing my name... - Jim Girardi/NY
6/9/2006 8:46:32 AM (6372 views)
Re: I know you're tired of seeing my name... - J Nisonger/CA
6/9/2006 12:36:31 PM (6305 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/9/2006 12:55:25 PM (6343 views)
Re: I know you're tired of seeing my name... - Angelica Schneider/IN
6/9/2006 5:45:37 PM (6361 views)
Re: I know you're tired of seeing my name... - Michaela Urban/OH
6/9/2006 6:29:07 PM (6404 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/10/2006 5:19:18 PM (6431 views)

India - Wendi See/SC
6/8/2006 11:22:52 AM (4331 views)
Re: India - Scott Perry/PA
6/8/2006 12:23:50 PM (6723 views)
Re: India - STEVE MEINECKE/VA
6/8/2006 2:24:40 PM (6757 views)
Re: India - David Bloys/TX
6/8/2006 5:51:27 PM (6492 views)
Re: India - Kevin Ahern/CT
6/8/2006 2:56:20 PM (6585 views)
Re: India - Robert Franco/OH
6/8/2006 3:41:52 PM (6551 views)
Re: India - Wendi See/SC
6/8/2006 5:30:48 PM (6456 views)
Re: India - Lisa Ramsey/TX
6/8/2006 5:45:23 PM (6371 views)
Re: India - Wendi See/SC
6/8/2006 5:51:11 PM (6358 views)
Re: India - David Bloys/TX
6/8/2006 5:53:57 PM (6542 views)
Re: India - Jill Kissell/IA
6/12/2006 8:41:33 AM (6502 views)
Re: India - Wendi See/SC
6/12/2006 12:34:49 PM (6538 views)
Re: India - J Nisonger/CA
6/12/2006 1:08:24 PM (6324 views)
Re: India - Michael O'Brien/NJ
12/20/2006 11:25:26 AM (6391 views)
Re: India - J Nisonger/CA
6/9/2006 12:45:53 PM (8248 views)
Re: India - Lisa Ramsey/TX
6/9/2006 12:56:03 PM (6318 views)
Re: INDIA - SHARON MAUSER BA CJSW CNSA/DE
6/12/2006 11:09:22 AM (6498 views)
Re: INDIA - Wendi See/SC
6/12/2006 12:35:39 PM (6438 views)
Re: INDIA - J Nisonger/CA
6/12/2006 1:02:29 PM (6298 views)
Re: INDIA - Lisa Ramsey/TX
6/12/2006 5:29:21 PM (6813 views)
Re: INDIA - Candis Richter/NJ
6/12/2006 6:18:18 PM (6357 views)
Re: INDIA - Infinity? - Helene /GA
6/13/2006 12:19:31 AM (9482 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 7:46:07 AM (6457 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 7:53:07 AM (6464 views)
Re: INDIA - Infinity? - David Bloys/TX
6/13/2006 8:29:24 AM (6469 views)
Re: INDIA - Infinity? - Lisa Ramsey/TX
6/13/2006 1:11:09 PM (6389 views)
Re: INDIA - Infinity? - J Nisonger/CA
6/13/2006 3:01:15 PM (6344 views)

Mechanic's Liens - Wendi See/SC
6/8/2006 10:39:49 AM (3793 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 10:59:45 AM (6586 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 11:21:39 AM (6543 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/8/2006 11:36:35 AM (6508 views)
Re: Mechanic's Liens - Michael Persyn/TX
6/8/2006 1:44:53 PM (6508 views)
Re: Mechanic's Liens - Patrick Scott/IL
6/8/2006 3:18:26 PM (6277 views)
Re: Mechanic's Liens - Wendi See/SC
6/8/2006 5:41:04 PM (6372 views)
Re: Mechanic's Liens - Scott Aduddell/MO
6/14/2006 11:22:03 AM (6273 views)
Re: Mechanic's Liens - Lisa Ramsey/TX
6/14/2006 12:56:16 PM (6503 views)
Re: Mechanic's Liens - Kevin Ahern/CT
6/14/2006 1:47:56 PM (6658 views)


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