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National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3399 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (5200 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (5133 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (5064 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (5205 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (5064 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3369 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6830 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5517 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5592 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5378 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (5189 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5326 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (5273 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (5128 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4214 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5489 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5542 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5413 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5445 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5380 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5331 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5326 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

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Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5576 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (5215 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (5283 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (5190 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (5253 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (5285 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5459 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5439 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (5256 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5335 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5280 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5311 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (5301 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5331 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5328 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (5302 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (5115 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (5155 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (5158 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (5130 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3776 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (5580 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3512 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5227 views)




Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3836 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5721 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5562 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5425 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5178 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5098 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5428 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5278 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5157 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4757 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5290 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5402 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5289 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3807 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5616 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5573 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7645 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5437 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5598 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (7776 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5616 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5530 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5013 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (5620 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5506 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7430 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5460 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (5580 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (5562 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5424 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11054 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6102 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6048 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (5739 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (5776 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4770 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (5609 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (5565 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5385 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5566 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (5612 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4080 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (5947 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (5860 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (5766 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (5695 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (5804 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (5692 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (5620 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (5700 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (5596 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (5785 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3835 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (5866 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3245 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3757 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (5989 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6137 views)
Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6032 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (5922 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (5872 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (5901 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6004 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (5774 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (5934 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6163 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5664 views)


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