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National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3399 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (5201 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (5137 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (5067 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (5206 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (5068 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3369 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6833 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5519 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5592 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5380 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (5191 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5329 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (5278 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (5130 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4214 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5491 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5542 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5413 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5446 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5386 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5334 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5328 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5579 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (5218 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (5284 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (5192 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (5255 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (5288 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5460 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5443 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (5257 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5339 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5284 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5313 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (5302 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5333 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5328 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (5303 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (5116 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (5156 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (5161 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (5131 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3776 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (5582 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3512 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5227 views)




Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3836 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5721 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5566 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5427 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5178 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5099 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5432 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5281 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5160 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4757 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5292 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5402 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5291 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3808 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5617 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5573 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7647 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5437 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5598 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (7777 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5616 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5533 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5014 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (5621 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5507 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7432 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5464 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (5583 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (5564 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5424 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11054 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6104 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6050 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (5741 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (5780 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4771 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (5611 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (5569 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5386 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5569 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (5615 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4080 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (5948 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (5860 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (5767 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (5696 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (5806 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (5694 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (5623 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (5700 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (5596 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (5785 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3835 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (5868 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3245 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3757 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (5993 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6138 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

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Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6034 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (5925 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (5872 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (5902 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6006 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (5775 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (5936 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6166 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5665 views)


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