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National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3397 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (5198 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (5126 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (5059 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (5198 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (5060 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3369 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6821 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5516 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5586 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5375 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (5185 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5320 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (5271 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (5123 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4213 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5487 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5539 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5409 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5440 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5379 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5330 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5316 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5572 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (5211 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (5280 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (5183 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (5245 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (5279 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5451 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5434 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (5249 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5335 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5272 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5305 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (5299 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5328 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5325 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (5300 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (5113 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (5151 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (5154 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (5130 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3776 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (5579 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3512 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5222 views)




Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3836 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5718 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5562 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5419 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5176 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5093 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5423 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5270 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5149 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4757 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5280 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5402 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5280 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3807 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5614 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5568 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7642 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5432 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5595 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (7773 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5613 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5521 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5013 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (5611 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5499 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7427 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5457 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (5576 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (5561 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5421 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11052 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6097 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6045 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (5738 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (5770 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4769 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (5606 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (5561 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5378 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5559 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (5607 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4079 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (5943 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (5855 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (5760 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (5687 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (5801 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (5685 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (5616 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (5699 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (5592 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (5783 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3835 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (5862 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3245 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3757 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (5988 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6133 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

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Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6028 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (5918 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (5864 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (5893 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6002 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (5770 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (5930 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6158 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5652 views)


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