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National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3401 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (5214 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (5149 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (5084 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (5222 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (5083 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3374 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6845 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5533 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5608 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5390 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (5207 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5340 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (5284 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (5145 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4217 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5504 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5553 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5425 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5461 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5396 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5344 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5333 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5588 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (5234 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (5296 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (5205 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (5267 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (5300 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5467 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5450 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (5269 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5351 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5292 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5318 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (5315 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5341 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5340 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (5313 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (5124 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (5167 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (5167 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (5141 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3778 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (5596 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3515 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (5236 views)




Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3838 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5727 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5573 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5434 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (5185 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (5105 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5439 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (5286 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (5168 views)

CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4758 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (5297 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5407 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (5297 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3811 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5628 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5582 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7653 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5450 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5603 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (7782 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5620 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5537 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (5017 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (5631 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5516 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7442 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5474 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (5591 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (5569 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5432 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (11058 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (6109 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (6058 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (5745 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (5787 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4773 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (5618 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (5575 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5393 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5577 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (5622 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (4082 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (5953 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (5868 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (5772 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (5705 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (5812 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (5703 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (5630 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (5705 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (5605 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (5791 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3839 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (5876 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3246 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3758 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (6000 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6144 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

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Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6041 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (5931 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (5881 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (5907 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6014 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (5782 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (5941 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6171 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5670 views)


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