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Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3270 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6498 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5224 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5271 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5048 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (4878 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5033 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (4956 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (4820 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4061 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5170 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5241 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5099 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5124 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5080 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5004 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5028 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

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Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5291 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (4905 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (4972 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (4884 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (4965 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (4983 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5128 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5117 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (4951 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5006 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5003 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5003 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (4972 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5011 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5020 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (4991 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (4807 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (4819 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (4844 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (4807 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3639 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (5048 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3405 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (4883 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3697 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5403 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5212 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5092 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (4838 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (4749 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5082 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (4939 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (4837 views)


Real Title Services


CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4542 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (4978 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5074 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (4984 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3695 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5259 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5269 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7263 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5126 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5227 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (7446 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5317 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5182 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (4847 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (5295 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5172 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7097 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5143 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (5238 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (5192 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5110 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (10881 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (5777 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (5717 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (5409 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (5448 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4616 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (5268 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (5236 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5090 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5245 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (5269 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (3940 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (5611 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (5537 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (5434 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (5372 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (5469 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (5376 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (5274 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (5376 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (5256 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (5433 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3710 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (5499 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3154 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3591 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (5604 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (5755 views)
Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (5676 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (5571 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (5494 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (5584 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (5624 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (5462 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (5588 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (5816 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5323 views)

I know you're tired of seeing my name... - Wendi See/SC
6/8/2006 5:45:45 PM (4883 views)
Re: I know you're tired of seeing my name... - Scott Perry/PA
6/8/2006 11:23:14 PM (5567 views)
Re: I know you're tired of seeing my name... - Robert Franco/OH
6/8/2006 11:32:39 PM (5652 views)
Re: I know you're tired of seeing my name... - Jim Girardi/NY
6/9/2006 8:46:32 AM (5569 views)
Re: I know you're tired of seeing my name... - J Nisonger/CA
6/9/2006 12:36:31 PM (5510 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/9/2006 12:55:25 PM (5526 views)
Re: I know you're tired of seeing my name... - Angelica Schneider/IN
6/9/2006 5:45:37 PM (5530 views)
Re: I know you're tired of seeing my name... - Michaela Urban/OH
6/9/2006 6:29:07 PM (5626 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/10/2006 5:19:18 PM (5641 views)


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