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Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3270 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (6499 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (5225 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (5273 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (5050 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (4879 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (5034 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (4958 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (4822 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (4061 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (5173 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (5242 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (5101 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (5125 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (5082 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (5005 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (5030 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (5292 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (4906 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (4972 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (4885 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (4966 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (4984 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (5130 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (5118 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (4953 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (5009 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (5004 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (5005 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (4975 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (5013 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (5021 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (4994 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (4808 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (4820 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (4846 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (4808 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3640 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (5050 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3405 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (4884 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3698 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (5406 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (5214 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (5094 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (4841 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (4751 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (5084 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (4942 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (4841 views)


Real Title Services


CNN Article RE: Online Docs - Jarrod Clabaugh/OH
6/13/2006 3:54:14 PM (4544 views)
Re: CNN Article RE: Online Docs - Sandra Morton/KS
6/13/2006 5:36:24 PM (4979 views)
Re: CNN Article RE: Online Docs - Lisa Ramsey/TX
6/14/2006 12:54:00 PM (5076 views)
Re: CNN Article RE: Online Docs - George Booth/OH
6/16/2006 1:03:48 PM (4985 views)

Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO
6/13/2006 3:32:07 PM (3695 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Angelica Schneider/IN
6/13/2006 6:45:31 PM (5260 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Robert Breakell/CT
6/13/2006 8:45:34 PM (5269 views)
Title Direct and Zen Title - Jay Duncan/MO
6/13/2006 9:14:39 PM (7264 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Scott Perry/PA
6/14/2006 1:55:37 PM (5127 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - DEE NYHUS/OR
6/19/2006 10:15:44 AM (5230 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - RICHARD SOUDER/TN
6/19/2006 2:55:34 PM (7446 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - Kevin Ahern/CT
6/19/2006 3:40:58 PM (5319 views)
Re: Title Direct, St. Paul, MN - Anyone got their number - george Hubka/MI
6/20/2006 6:15:21 PM (5183 views)

Shameless Flaming - George Booth/OH
6/13/2006 11:54:56 AM (4847 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 12:31:14 PM (5296 views)
Re: Shameless Flaming - George Booth/OH
6/13/2006 12:55:26 PM (5173 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 4:16:07 PM (7098 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 5:03:49 PM (5144 views)
Re: Shameless Flaming - Robert Franco/OH
6/13/2006 2:59:27 PM (5239 views)
Re: Shameless Flaming - J Nisonger/CA
6/13/2006 7:24:39 PM (5194 views)
Re: Shameless Flaming - LAWANDA  MCMILLIAN/AR
6/13/2006 8:34:49 PM (5110 views)

Integrated Real Estate Processing - Jack Johanson/PA
6/12/2006 2:21:28 PM (10881 views)
Re: Integrated Real Estate Processing - Sandra Morton/KS
6/12/2006 5:48:38 PM (5778 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/12/2006 6:32:48 PM (5719 views)
Re: Integrated Real Estate Processing - Helene /GA
6/16/2006 12:20:59 AM (5410 views)
Re: Integrated Real Estate Processing - Michaela Urban/OH
6/16/2006 10:03:28 AM (5450 views)

Identity Fraud - CNN - Lisa Ramsey/TX
6/11/2006 1:03:46 PM (4616 views)
Re: Identity Fraud - CNN - monica froese/ME
6/11/2006 6:47:41 PM (5270 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:26 PM (5237 views)
Re: Identity Fraud - CNN - Lisa Ramsey/TX
6/12/2006 5:33:28 PM (5091 views)
Re: Identity Fraud - CNN - Robert Franco/OH
6/12/2006 10:57:39 AM (5245 views)
Re: Identity Fraud - CNN - Lori Cassidy/CT
6/12/2006 11:10:16 AM (5270 views)

DRI Title and Escrow - J Nisonger/CA
6/10/2006 1:42:13 AM (3940 views)
Re: DRI Title and Escrow - Glenda Hodge/TN
6/10/2006 3:17:14 AM (5613 views)
Re: DRI Title and Escrow - Wendi See/SC
6/10/2006 10:27:01 AM (5539 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/10/2006 11:43:55 AM (5435 views)
Re: DRI Title and Escrow - monica froese/ME
6/10/2006 1:39:08 PM (5374 views)
Re: DRI Title and Escrow - Shannon Blatt/VA
6/11/2006 10:59:08 AM (5470 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 7:27:48 PM (5377 views)
Re: DRI Title and Escrow - J Nisonger/CA
6/11/2006 4:41:42 PM (5274 views)
Re: DRI Title and Escrow - Sandra Morton/KS
6/12/2006 9:11:03 AM (5376 views)
Re: DRI Title and Escrow - Scott Perry/PA
6/13/2006 11:42:01 PM (5258 views)
Re: DRI Title and Escrow - Patrick Tarr/NE
6/19/2006 12:04:32 AM (5433 views)

Abstractor Write-Up Programs - Todd Mathews/FL
6/9/2006 11:59:31 AM (3710 views)
Re: Abstractor Write-Up Programs - STEVE MEINECKE/VA
6/9/2006 8:43:43 PM (5501 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3154 views)

Things that make you wonder - Sam Borum/FL
6/8/2006 7:39:50 PM (3591 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (5605 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (5756 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

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Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (5676 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (5574 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (5494 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (5586 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (5625 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (5464 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (5588 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (5817 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5324 views)

I know you're tired of seeing my name... - Wendi See/SC
6/8/2006 5:45:45 PM (4883 views)
Re: I know you're tired of seeing my name... - Scott Perry/PA
6/8/2006 11:23:14 PM (5567 views)
Re: I know you're tired of seeing my name... - Robert Franco/OH
6/8/2006 11:32:39 PM (5653 views)
Re: I know you're tired of seeing my name... - Jim Girardi/NY
6/9/2006 8:46:32 AM (5570 views)
Re: I know you're tired of seeing my name... - J Nisonger/CA
6/9/2006 12:36:31 PM (5510 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/9/2006 12:55:25 PM (5526 views)
Re: I know you're tired of seeing my name... - Angelica Schneider/IN
6/9/2006 5:45:37 PM (5531 views)
Re: I know you're tired of seeing my name... - Michaela Urban/OH
6/9/2006 6:29:07 PM (5628 views)
Re: I know you're tired of seeing my name... - Lisa Ramsey/TX
6/10/2006 5:19:18 PM (5642 views)


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