Thank you, Wanda. That was great input. I agree that if Naltea elects to move forward with this, it is not going to happen overnight. My biggest concern is if a large escrow fund needs to be established, and whether a separate escrow needs to be established for each state. Everything else will gradually work out I think.

In so far a the agents are concerned they work on a commission basis paid from the premium payment of each policy. The balance is remitted to the title insurer. Consequently there would be no additional cost to Naltea. 
The agents are usually required to be licensed by the state as insurance agents, and in order to maintain their licenses they have to comply with the state's requirements including any necessary continuing education.

In so far a scheduling closings are concerned that could be done through a central office or regional offices at Naltea's discretion. With respect to scheduling title searches that is also something that can be scheduled the same way or can be left to the agents. I prefer to do my own search when I issue a title insurance policy because I do not trust anyone else's work.

Appraisals and surveys can either be done by SOT members that want to participate or appraisers and surveyors can be contacted locally on an as needed basis by the agent or closer as with any closing.