Real Title Services
Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] Identity Fraud - CNN - Lisa Ramsey/TX (5 replies)
6/11/2006 1:03:46 PM (4992 views)

[+] DRI Title and Escrow - J Nisonger/CA (10 replies)
6/10/2006 1:42:13 AM (4316 views)

[+] Abstractor Write-Up Programs - Todd Mathews/FL (1 reply)
6/9/2006 11:59:31 AM (4021 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3468 views)

[-] Things that make you wonder - Sam Borum/FL (11 replies)
6/8/2006 7:39:50 PM (3970 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (6732 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (6891 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

to post a reply: login - or - register


Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (6806 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (6641 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (6588 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (6708 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (6776 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (6525 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (6632 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (6927 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (6379 views)




[+] I know you're tired of seeing my name... - Wendi See/SC (8 replies)
6/8/2006 5:45:45 PM (5282 views)

[+] India - Wendi See/SC (26 replies)
6/8/2006 11:22:52 AM (4433 views)

[+] Mechanic's Liens - Wendi See/SC (9 replies)
6/8/2006 10:39:49 AM (3864 views)

[+] America's Loneliest County - David Bloys/TX (14 replies)
6/6/2006 12:13:39 PM (5544 views)

[+] Certain Inalienable Rights - Wendi See/SC (4 replies)
6/6/2006 11:09:29 AM (3945 views)

My question was answered. Thank you - I live in/WI
6/5/2006 8:02:37 PM (3506 views)

[+] ATAPOL, Inc - Scott Perry/PA (10 replies)
6/5/2006 7:50:49 PM (5813 views)

[+] GAC - Scott Aduddell/MO (20 replies)
6/5/2006 10:52:19 AM (4601 views)

[+] Lawsuit says County owes Abstractors for Copy charges - David Bloys/TX (4 replies)
6/3/2006 9:42:02 AM (5750 views)

[+] The Value of Source of Title - Robert Franco/OH (15 replies)
6/2/2006 2:38:05 PM (4365 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8977 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

Practical Obscurity, Revisited
Blurbs from the Bossman
2026/08/06
0 comments

Beneath Every Closing Lies a Story
Michael Stelzer's Blog
2026/07/18
0 comments

Residential Appraisers: Reclaim Your Time
Will Duncan 's Blog
2026/07/09
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

MBA Offers Cybersecurity Benefit to Help Members Reduce Risk and Respond to Incidents
The Mortgage Bankers Association (MBA) today announced an important new MBA member benefit designed to help mortgage com...
Remodeling Market Sentiment Remains Stable in Third Quarter Despite Headwinds
“Remodeler sentiment remained stable in the third quarter, although remodelers in certain parts of the country con...
Mortgage Applications Decrease in Latest MBA Weekly Survey
“Mortgage rates moved to their highest level in almost three years last week, with the 30-year fixed rate reaching...
MBA Opens Doors Foundation Kicks Off 2027 Fundraising Season with More than $3 Million in Donations
The MBA Opens Doors Foundation (Opens Doors) today announced it received $3,093,500 in corporate and individual donation...
National Association of REALTORS® Names 2026 Good Neighbor Awards Finalists
“Each of this year’s Good Neighbor Awards finalists represents the power of service to transform lives and c...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.