Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] National Funding Services Inc - J Nisonger/CA (5 replies)
6/15/2006 12:20:48 AM (3244 views)

[+] Abstractor E&O - Lisa Dahlquist/NC (8 replies)
6/14/2006 7:59:17 PM (3274 views)

[+] Infinity International - Russ Frye/GA (27 replies)
6/14/2006 7:57:00 PM (4068 views)

[+] Black List for Bad Paying Companies - Scott Aduddell/MO (1 reply)
6/14/2006 11:26:52 AM (3644 views)

[+] Unpaid Invoices - Susan Nielsen/MN (1 reply)
6/14/2006 9:56:16 AM (3409 views)


Real Title Services


[+] Zen Title - Candis Richter/NJ (8 replies)
6/13/2006 6:06:40 PM (3703 views)

[+] CNN Article RE: Online Docs - Jarrod Clabaugh/OH (3 replies)
6/13/2006 3:54:14 PM (4550 views)

[+] Title Direct, St. Paul, MN - Anyone got their number - Scott Aduddell/MO (8 replies)
6/13/2006 3:32:07 PM (3697 views)

[+] Shameless Flaming - George Booth/OH (7 replies)
6/13/2006 11:54:56 AM (4849 views)

[+] Integrated Real Estate Processing - Jack Johanson/PA (4 replies)
6/12/2006 2:21:28 PM (10885 views)

[+] Identity Fraud - CNN - Lisa Ramsey/TX (5 replies)
6/11/2006 1:03:46 PM (4621 views)

[+] DRI Title and Escrow - J Nisonger/CA (10 replies)
6/10/2006 1:42:13 AM (3947 views)

[+] Abstractor Write-Up Programs - Todd Mathews/FL (1 reply)
6/9/2006 11:59:31 AM (3715 views)

Jarrod, another great article - Shannon Blatt/VA
6/8/2006 9:20:11 PM (3158 views)

[-] Things that make you wonder - Sam Borum/FL (11 replies)
6/8/2006 7:39:50 PM (3595 views)
Re: Things that make you wonder - Robert Breakell/CT
6/8/2006 9:46:40 PM (5632 views)
Re: Things that make you wonder - David Bloys/TX
6/8/2006 10:24:15 PM (5781 views)

Hi Sam,
Here are some observations that I have concerning the trail that led to the situation as it stands today.

In many states the the county clerks were allowed to charge an additional fee at the time of filing. The purpose was to provide funds to the county clerks office that would allow the office to upgrade and computerize. Their was no oversite by the commissioners as is normally the case. The county clerk alone could decide how the money was spent.

The technology vendors smelled money and sent out knowledgeable sales people to convince the clerks who were usually not particularly knowlegeable about to computers of the virtues of the vendors software and imaging equipment. If these salespeople knew that other companies would quickly seize the images documents, they were hesitant to le tthe clerk know they would be loosing control of the documents they were elected to protect.

So the technology companies began imaging both backwards and forwards as quickly as they could. Some were found to be selling the images to third parties themselves until this was stopped by contracts that were judical committees demanded.

National data aggregators began vast fishing expeditions to demand all documents in electronic format delivered to them at cost of reproduction. They usually quoted the state sunshine acts or Federal Freedom of Information Act with implied threats of lawsuits if the clerk did not respond within ten days. If a clerk responded the copies were only available in paper form, the aggregators reeled in the largest asset the county owned, the documents their taxpayers had paid the county to preserve.

Many county clerks noticed a drop in revenue as each time they were forced to sell the images in bulk they were in fact "selling the store". The county and all the taxpayers lose. The local abstractors who relied on the county repository  loses.

The counties turned to their technology vendors for protection and were told they could replace the lost revenue by publishing online. Often this arrangement included a large commission for the technology company on every document or subscription sold. The counties learned quickly enough that publishing on the Internet could actually further reduce revenue to the county. Some began placing watermarks on the documents that read "Not Official" and the online images They hope was that this would somehow encourage people to go to the county instead of the website or to the companies that had already seized the documents in bulk.

After having been snookered at every turn, some counties are finally beginning to fight back to gain control over their taxpayers documents. The Michigan counties are a good example. Mildred Dodak of Saginaw County and Ginny McLaren of Tuscola county joing two other counties and beat the aggregators and national title companies time and again through the state courts and finally in Federal Court. Their position was that the bulk transfer was unfair to local taxpayers and the county itself. The judges agreed as I am sure so did every citizen who was made aware of bulk access to their records.

The companies that are taking the counties out of the loop by buying all the digital records are also taking your business out of the loop. The records are electronically shipped, aggregated, duplicated, sold and resold all over the world.

What can turn this around. Even slight changes in the FOIA laws could effective stop the bulk transfer. Taxpayer outrage can and has taken many of the counties offline and will likely take more down as taxpayers are informed that the information they entrusted to local officials is accessible by anyone, anywhere in the world with a computer connection.

You should ask your counties to stand up for the security of their taxpayers and allow access to the records ONLY within the jurisdiction where they were filed. It is what their constituents expect.

to post a reply: login - or - register


Re: Things that make you wonder - George Booth/OH
6/9/2006 8:57:06 AM (5700 views)
Re: Things that make you wonder - Lisa Ramsey/TX
6/9/2006 1:04:06 PM (5595 views)
Re: Things that make you wonder - David Bloys/TX
6/9/2006 1:53:55 PM (5517 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 9:58:38 AM (5589 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 1:59:38 PM (5630 views)
Re: Things that make you wonder - George Booth/OH
6/11/2006 4:40:02 PM (5467 views)
Re: Things that make you wonder - David Bloys/TX
6/11/2006 5:06:08 PM (5594 views)
Re: Things that make you wonder - George Booth/OH
6/12/2006 10:40:02 PM (5820 views)
Re: Things that make you wonder - Sandra Morton/KS
6/13/2006 5:49:15 PM (5328 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8961 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

Understanding O&E Title Searches
Security American's Blog
2025/10/29
0 comments

AI Powered Title Plant
Michael Gigliotti's Blog
2025/10/23
0 comments

New to Property Shielding? Here’s Your Guide!
Marissa Berends's Blog
2025/10/22
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

National Association of REALTORS® Appoints First-Ever Chief Data Officer to Advance Innovation and Member Value
"Data is one of NAR's most important strategic assets – and the way we structure and use it will shape where our a...
Stewart Strengthens Real Estate Services Portfolio by Announcing its Intent to Acquire Mortgage Contracting Services (MCS)
“We are pleased to announce our intent to acquire MCS and look forward to being able to offer property preservatio...
NAHB and NARI Offer Guidance for Working with Remodelers
“The sudden closures of remodeling firms around the country underscore the critical importance of integrity and ac...
Home Prices Increased in 77% of Metro Areas in Third Quarter of 2025
Home prices rose in 77% of metro markets (176 out of 230) during the third quarter of 2025, according to the National As...
First-Time Home Buyer Share Falls to Historic Low of 21%, Median Age Rises to 40
"The historically low share of first-time buyers underscores the real-world consequences of a housing market starved for...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.