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Ponder this. - George Booth/OH
6/20/2006 11:22:48 PM (2410 views)

Kasparnet - Barbara Bennett/IN
6/20/2006 6:49:58 PM (3130 views)
Re: Kasparnet - George Booth/OH
6/20/2006 7:14:55 PM (4597 views)
Re: Kasparnet - Veronica Owens/MI
6/21/2006 11:07:59 AM (4747 views)
Re: Kasparnet - Barbara Bennett/IN
6/21/2006 3:58:09 PM (4160 views)

Odd request...E & O/clients - Michael /KS
6/19/2006 12:42:29 PM (2910 views)
Re: Odd request...E & O/clients - JON SARVER/GA
6/26/2006 8:43:30 AM (3966 views)

Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:08:37 PM (2851 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 12:31:25 PM (4268 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 12:35:04 PM (4218 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:41:19 PM (4260 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 1:11:19 PM (4261 views)
Re: Is Everyone Finally Ready? - george Hubka/MI
6/20/2006 6:19:31 PM (4019 views)
Re: Is Everyone Finally Ready? - Kevin Ahern/CT
6/19/2006 12:37:17 PM (4221 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/19/2006 5:04:57 PM (4823 views)
Re: Is Everyone Finally Ready? - Robert Franco/OH
6/19/2006 11:36:03 PM (4045 views)
Re: Is Everyone Finally Ready? - Lisa Ramsey/TX
6/20/2006 11:30:11 AM (3999 views)
Re: Is Everyone Finally Ready? - Scott Perry/PA
6/20/2006 7:10:21 PM (4017 views)
Re: Is Everyone Finally Ready? - Scott Aduddell/MO
6/21/2006 10:51:03 AM (4218 views)

NATIONWIDE COURT SERVICES PAYING ???? - Mason Haas/NY
6/19/2006 10:22:49 AM (2974 views)
Re: NATIONWIDE COURT SERVICES PAYING ???? - Johanna Malki/FL
6/19/2006 11:57:35 AM (4172 views)




Lindsey's Title Abstracting - Kim Goodman/GA
6/19/2006 9:36:44 AM (2817 views)
Re: Lindsey's Title Abstracting - Vikki Moffitt/GA
6/19/2006 12:45:41 PM (4318 views)
Re: Lindsey's Title Abstracting - Norean /GA
6/20/2006 7:48:00 PM (4238 views)
Re: New Address for Lindsey's Title Abstracting - Kim Goodman/GA
11/9/2007 9:15:35 AM (3945 views)

Underwriting manuals - Tim Shelton/AL
6/16/2006 5:42:12 PM (2911 views)
Re: Underwriting manuals - George Booth/OH
6/17/2006 12:48:46 AM (4551 views)
Re: Underwriting manuals - STEVE MEINECKE/VA
6/17/2006 10:31:13 AM (4633 views)
Re: Underwriting manuals - Robert Franco/OH
6/17/2006 12:34:56 PM (4482 views)
Re: Underwriting manuals - Jay Duncan/MO
6/17/2006 4:05:45 PM (5803 views)
Re: Underwriting manuals - Tim Shelton/AL
6/21/2006 2:20:02 PM (4125 views)

Wendi!!! - J Nisonger/CA
6/15/2006 6:21:47 PM (2399 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 5:50:12 PM (2975 views)
Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/16/2006 1:21:42 PM (4224 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 11:41:14 AM (4120 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 1:22:03 PM (4122 views)
Re: Angelica...Re: National Funding Services Inc - Angelica Schneider/IN
6/19/2006 5:14:35 PM (4136 views)
Re: Angelica...Re: National Funding Services Inc - J Nisonger/CA
6/19/2006 5:51:57 PM (4006 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:58:18 PM (4272 views)
Re: Angelica...Re: National Funding Services Inc - Lisa Ramsey/TX
6/19/2006 7:56:36 PM (4231 views)

National Funding Services Inc - J Nisonger/CA
6/15/2006 12:20:48 AM (3022 views)
Re: National Funding Services Inc - George Booth/OH
6/15/2006 10:25:11 AM (4197 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:36:41 AM (4198 views)
Re: National Funding Services Inc - george Hubka/MI
6/20/2006 5:49:01 PM (4067 views)
Re: National Funding Services Inc - Lisa Ramsey/TX
6/20/2006 7:15:10 PM (4270 views)
Re: National Funding Services Inc - J Nisonger/CA
6/15/2006 11:49:50 AM (4122 views)

Abstractor E&O - Lisa Dahlquist/NC
6/14/2006 7:59:17 PM (3084 views)
Re: Abstractor E&O - Robert Franco/OH
6/14/2006 11:35:57 PM (5827 views)
Re: Abstractor E&O - J Nisonger/CA
6/14/2006 11:37:46 PM (4583 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 1:51:26 AM (4620 views)
Re: Abstractor E&O - Wendi See/SC
6/15/2006 10:50:47 AM (4410 views)
Re: Abstractor E&O - J Nisonger/CA
6/15/2006 11:45:24 AM (4267 views)
Re: Abstractor E&O - Glenda Hodge/TN
6/15/2006 12:20:20 PM (4363 views)
Re: Abstractor E&O - Douglas Gallant/OH
6/15/2006 7:22:57 PM (4324 views)
Re: Abstractor E&O - Angelica Schneider/IN
6/19/2006 5:16:25 PM (4201 views)

Infinity International - Russ Frye/GA
6/14/2006 7:57:00 PM (3795 views)
Re: Infinity International - Lisa Dahlquist/NC
6/14/2006 8:00:08 PM (4504 views)
Re: Infinity International - Candis Richter/NJ
6/14/2006 8:28:20 PM (4565 views)
Re: Infinity International - J Nisonger/CA
6/14/2006 11:36:31 PM (4431 views)
Re: Infinity International - Wendi See/SC
6/15/2006 10:53:42 AM (4480 views)
Re: Infinity International - J Nisonger/CA
6/15/2006 11:17:16 AM (4454 views)
Re: Infinity International - Kevin Ahern/CT
6/20/2006 6:55:13 AM (4314 views)
Re: Infinity International - Bobbi Shorthouse, Notary Public/CT
6/20/2006 1:12:00 PM (4463 views)

"...e-notarization does not seem to be a threat to their livelihoods ... The only difference is that there are no paper documents at the closing table. In fact, a number of notary signing agents are looking forward to performing the paperless transactions."

My personal opinion: The signing agents looking forward to this are a little slow on the uptake.  In most states, the fee for an Enotarization is THE SAME as for a paper notarization or only a minimal amount higher; $5 per notarization in Connecticut plus a maximum of 35 cents per mile for travel.  The companies want the Enotary to travel to the borrower with the laptop, signature pad, software and licensing agreements (including fees for same plus annual licensing fees) and "notarize the signatures" on the Edocuments.  There's also the discussion/issue of the notary (NOT the lender or title company) being personally liable for the security of the Edocuments (receipt, transmittal after signature, etc.).  Unless the lender or title company is willing to pay the notary for "extra services" (like what: no printing, no "courier" services), an Enotarization at the borrowers' home at Connecticut's maximum rates is less than profitable.  Just calculating the number of notarizations required to pay for the initial start-up costs is mind-numbing.

Stewart Title has successfully completed three paperless Esignings with Enotarizations IN ITS TITLE COMPANY OFFICE.  My guess is the paperless loan closings will be held at local title company offices, who can afford the costs of the equipment, software, licensing fees, security, etc. as part of their entire "closing fee."  The Stewart Title article was interesting because the borrowers read the documents BEFORE they came to the closing, which means both title company and lender cooperated to have the loan document package and available for the borrower to read online at least a full day before. The lenders and title companies are not doing that now for notary signing agents, what makes anyone think they will do this in the future?

Grey hair and bifocals showing:  I am not that trusting that a stranger comes to my home, states, here's your $250,000 residendial 120 page refinance loan document package on this 14" laptop screen, sign and initial on the pad, your signature and initials will automatically be placed everywhere needed on each document, in a few hours you can go online, access a copy of what you signed, print out a copy, and read it.  Now how does an old geezete (female geezer) KNOW that what I access later is really what I signed ... and what if after I read it I decide I don't want to sign that title affidavit or want to change something [correct an error]?  I am not against Esignings.  I just don't see where a "notary public" can make a profit at it.  Notaries technically don't make a large profit on a notarization.  Further, most of the state legislators that passed Enotarization did not raise the notarization fees to cover the costs of this technology (bad for re-election business).

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Re: Infinity International - Wanda Steudel/OH
6/20/2006 3:51:38 PM (4689 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 7:11:29 PM (4289 views)
Re: Infinity International - Wanda Steudel/OH
6/20/2006 8:06:06 PM (4317 views)
Re: Infinity International - Lisa Ramsey/TX
6/20/2006 11:14:07 PM (4239 views)
Re: Infinity International - Helene /GA
6/15/2006 11:36:42 PM (4367 views)
Re: Infinity International - Russ Frye/GA
6/16/2006 8:54:26 PM (4409 views)
Re: Infinity International - Russ Frye/GA
6/15/2006 11:38:41 PM (4473 views)
Re: Infinity International - Angelica Schneider/IN
6/16/2006 11:00:15 AM (4478 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 1:17:54 PM (4285 views)
Re: Infinity International - Deborah Manion/VA
6/16/2006 3:16:53 PM (4329 views)
Re: Infinity International - Lisa Ramsey/TX
6/16/2006 3:20:34 PM (4363 views)
Re: Infinity International - Barbara Bennett/IN
6/16/2006 3:25:12 PM (4349 views)
Re: Infinity International - Lisa Ramsey/TX
6/17/2006 11:57:02 AM (4305 views)
Re: Infinity International - J Nisonger/CA
6/16/2006 10:59:30 PM (4316 views)
Re: Infinity International - Sandra Morton/KS
6/18/2006 10:35:59 PM (4304 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 11:43:49 AM (4320 views)
Re: Infinity International - J Nisonger/CA
6/19/2006 1:16:54 PM (4143 views)
Re: Infinity International - Angelica Schneider/IN
6/19/2006 5:20:00 PM (4132 views)
Re: Infinity International - Mason Haas/NY
6/22/2006 7:05:44 PM (4149 views)
Re: Infinity International - J Nisonger/CA
6/23/2006 1:53:45 AM (4163 views)

Black List for Bad Paying Companies - Scott Aduddell/MO
6/14/2006 11:26:52 AM (3448 views)
Re: Black List for Bad Paying Companies - Jay Duncan/MO
6/14/2006 11:39:53 AM (4324 views)

Unpaid Invoices - Susan Nielsen/MN
6/14/2006 9:56:16 AM (3192 views)
Re: Unpaid Invoices - J Nisonger/CA
6/14/2006 10:45:07 AM (4213 views)

Zen Title - Candis Richter/NJ
6/13/2006 6:06:40 PM (3489 views)
Re: Zen Title - Jay Duncan/MO
6/13/2006 9:18:46 PM (4733 views)
Re: Zen Title - Scott Perry/PA
6/14/2006 2:10:39 PM (4416 views)
Re: Zen Title - Candis Richter/NJ
6/14/2006 2:58:02 PM (4480 views)
Re: Zen Title - Scott Aduddell/MO
6/21/2006 10:41:13 AM (4187 views)
Re: Zen Title - Jay Duncan/MO
6/21/2006 11:18:11 AM (4128 views)
Re: Zen Title - Lori Cassidy/CT
7/12/2006 4:22:21 PM (4490 views)
Re: Zen Title - Donna McKamy/MT
1/11/2007 8:11:09 PM (4326 views)
Re: Zen Title - Mark Russomanno/NJ
1/26/2007 8:31:10 PM (4245 views)


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