Bundling the services works. What you give up on an abstract you make back in a closing. In this area, you can make 3 times the amount of a current owner search in a closing if you are a notary, and 6 times that amount if you are an attorney for the same expenditure of time. You can also negotiate more if you are doing the title update and recording, and you can also make that part of the package deal. It is easier for the VM's to negotiate a package deal for bundled services than to deal with a number of different individuals for each service with a separate fee. The Indians can not compete because the state in which the deed and mortgage are signed must be acknowledge by a notary/attorney residing and commissioned in that state and the notary/attorney must be physically present at the time of his witnessing the signing.