JOANIE-- MY HUSBAND AND I ARE SOLE PROPRIETORS TOO. I COMPLETELY UNDERSTAND HOW YOU FEEL.  YOU CAN'T PAY OUR BILLS IF YOUR INVOICES DON'T GET PAID.  IT SEEMS THESE "POOR" COMPANIES CAN'T EVEN AFFORD TO MAKE A PHONE CALL.  I CAN ONLY ASSUME THEY ARE FILING BANKRUPTCY.  I WOULD JUST LIKE TO BE ADDED TO THEIR LIST OF CREDITORS, SO THAT I COULD GET A LITTLE OF THE COMPENSATION I'M OWED.  I COULD LIST OFF A FEW OF THE COMPANIES, BUT THEN WE WOULD GET RIGHT BACK ON THE LAW SUIT TRAIL AGAIN, AND I DON'T REALLY WANT TO GO THAT ROUTE.  I JUST WANT TO KNOW IF THEY ARE GOING TO PAY OR NOT.