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[+] abstracting standards for NALTEA? - Jeanne Johnson/FL (20 replies)
7/16/2006 6:35:18 PM (2824 views)

[+] A Humble Suggestion... - Scott Perry/PA (2 replies)
7/15/2006 4:43:31 PM (2724 views)

[+] WWIII and Hillary for President - Susan /OH (8 replies)
7/14/2006 4:27:30 PM (2625 views)

[+] faxing questions - Wendi See/SC (8 replies)
7/14/2006 12:38:22 PM (2737 views)

[+] How World War III started..... - Jack Johanson/PA (115 replies)
7/13/2006 6:46:47 PM (2898 views)


Real Title Services


[+] SPAM problems... - Robert Franco/OH (1 reply)
7/13/2006 3:01:52 PM (2603 views)

[+] Fax machine to suggest?? - Nathan Miller/KY (8 replies)
7/13/2006 2:15:08 PM (2640 views)

[-] Mechanic's Lien - Wendi See/SC (8 replies)
7/12/2006 1:34:23 PM (2793 views)
Re: Mechanic's Lien - Kevin Ahern/CT
7/12/2006 2:13:30 PM (3110 views)

In Connecticut a contractor or subcontractor has 90 days from the last date of work performed or materials provided in which to record a mechanic's lien If it is filed in a timely manner it relates back ab initio to said last date, and has priority over other liens filed within the 90 period. In other words it is the same as if the contractor or subcontractor recorded the lien on the last day of work performed or materials provided. It is possible for the contractor or subcontractor to file the mechanic's lien within the 90 period even if title has changed hands.

The 90 day period begins to run from the date that substantially all the work was done or materials provided. It is not extended by the contractor's or subcontractor's having performed perfunctory minor work. I was involved in a mechanic's lien foreclosure case several years ago in which the contractor had blown his 90 days, and tried to extend it out by having a soil scientist issue some opinion as to the  quality of soil for building residential housing after said 90 days. The case law was against him, and he was glad to settle the case for whatever he could get.

If the lien is filed in a timely manner the contractor or subcontractor has 1 year in which to initiate a foreclosure action. If the contractor or subcontractor has filed after the 90 day period, the lien is subject to a court ordered discharge of an invalid lien.

In the closing documents there is usually an affidavit which makes inquiry as to whether the potential exists for said lien as a condition to issuance of a title insurance policy. If such lien is disclosed, it will be excluded from coverage, and the Seller will have to produce a release. If the lien is not disclosed, but was properly recorded in said 90 days after title has been conveyed, the Seller is liable for fraud and/or breach of title warranties.

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Re: Mechanic's Lien - Robert Franco/OH
7/12/2006 2:27:37 PM (3038 views)
Re: Mechanic's Lien - Wendi See/SC
7/12/2006 2:55:07 PM (2847 views)
Re: Mechanic's Lien - George Booth/OH
7/12/2006 3:16:47 PM (2904 views)
Re: Mechanic's Lien - STEVE MEINECKE/VA
7/12/2006 3:20:55 PM (2875 views)
Re: Mechanic's Lien - Robert Franco/OH
7/12/2006 4:47:31 PM (2994 views)
Re: Mechanic's Lien - Robert Franco/OH
7/12/2006 3:40:08 PM (2896 views)
Re: Mechanic's Lien - Jacquelilne Costa/RI
8/1/2006 12:41:11 AM (3141 views)

[+] Canon DR 3060 scanner for sale - Spencer Kinsey/AR (3 replies)
7/12/2006 12:39:50 PM (4279 views)

[+] Mortgage Information Services out of Cleveland, OH - Spencer Kinsey/AR (2 replies)
7/12/2006 12:34:32 PM (2748 views)

[+] Are V Ms Skating on thin ice? - Mason Haas/NY (5 replies)
7/11/2006 7:38:42 PM (2932 views)

[+] Dropping by to.. - Jason Sheppard/PA (4 replies)
7/11/2006 12:35:54 AM (2816 views)

[+] ALTA Condemns Consumer Reports' Article RE: Title Insurance - Jarrod Clabaugh/OH (6 replies)
7/10/2006 2:49:33 PM (4420 views)

[+] 920 Hewlett Packard Capshare - Christine Sheeler/PA (3 replies)
7/10/2006 12:59:29 PM (2843 views)

EREVNA RESEARCH - Becky Kale/IL
7/10/2006 12:04:00 PM (3026 views)


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