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[+] Negative Pledge Agreement? - Helene /GA (8 replies)
7/20/2006 11:58:57 PM (2836 views)

[+] Off-topic posts have a new home - Robert Franco/OH (7 replies)
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[+] Probate - Wanda Steudel/OH (12 replies)
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Resolution Title - Tim Shelton/AL
7/19/2006 2:31:23 PM (2133 views)

[+] Notary Signing Services - L ROLAND/CA (4 replies)
7/17/2006 11:37:08 AM (2722 views)


Real Title Services


[+] abstracting standards for NALTEA? - Jeanne Johnson/FL (20 replies)
7/16/2006 6:35:18 PM (2728 views)

[+] A Humble Suggestion... - Scott Perry/PA (2 replies)
7/15/2006 4:43:31 PM (2635 views)

[+] WWIII and Hillary for President - Susan /OH (8 replies)
7/14/2006 4:27:30 PM (2542 views)

[+] faxing questions - Wendi See/SC (8 replies)
7/14/2006 12:38:22 PM (2645 views)

[+] How World War III started..... - Jack Johanson/PA (115 replies)
7/13/2006 6:46:47 PM (2827 views)

[+] SPAM problems... - Robert Franco/OH (1 reply)
7/13/2006 3:01:52 PM (2507 views)

[+] Fax machine to suggest?? - Nathan Miller/KY (8 replies)
7/13/2006 2:15:08 PM (2553 views)

[-] Mechanic's Lien - Wendi See/SC (8 replies)
7/12/2006 1:34:23 PM (2666 views)
Re: Mechanic's Lien - Kevin Ahern/CT
7/12/2006 2:13:30 PM (2878 views)

In Connecticut a contractor or subcontractor has 90 days from the last date of work performed or materials provided in which to record a mechanic's lien If it is filed in a timely manner it relates back ab initio to said last date, and has priority over other liens filed within the 90 period. In other words it is the same as if the contractor or subcontractor recorded the lien on the last day of work performed or materials provided. It is possible for the contractor or subcontractor to file the mechanic's lien within the 90 period even if title has changed hands.

The 90 day period begins to run from the date that substantially all the work was done or materials provided. It is not extended by the contractor's or subcontractor's having performed perfunctory minor work. I was involved in a mechanic's lien foreclosure case several years ago in which the contractor had blown his 90 days, and tried to extend it out by having a soil scientist issue some opinion as to the  quality of soil for building residential housing after said 90 days. The case law was against him, and he was glad to settle the case for whatever he could get.

If the lien is filed in a timely manner the contractor or subcontractor has 1 year in which to initiate a foreclosure action. If the contractor or subcontractor has filed after the 90 day period, the lien is subject to a court ordered discharge of an invalid lien.

In the closing documents there is usually an affidavit which makes inquiry as to whether the potential exists for said lien as a condition to issuance of a title insurance policy. If such lien is disclosed, it will be excluded from coverage, and the Seller will have to produce a release. If the lien is not disclosed, but was properly recorded in said 90 days after title has been conveyed, the Seller is liable for fraud and/or breach of title warranties.

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Re: Mechanic's Lien - Robert Franco/OH
7/12/2006 2:27:37 PM (2841 views)
Re: Mechanic's Lien - Wendi See/SC
7/12/2006 2:55:07 PM (2716 views)
Re: Mechanic's Lien - George Booth/OH
7/12/2006 3:16:47 PM (2766 views)
Re: Mechanic's Lien - STEVE MEINECKE/VA
7/12/2006 3:20:55 PM (2764 views)
Re: Mechanic's Lien - Robert Franco/OH
7/12/2006 4:47:31 PM (2830 views)
Re: Mechanic's Lien - Robert Franco/OH
7/12/2006 3:40:08 PM (2747 views)
Re: Mechanic's Lien - Jacquelilne Costa/RI
8/1/2006 12:41:11 AM (2954 views)

[+] Canon DR 3060 scanner for sale - Spencer Kinsey/AR (3 replies)
7/12/2006 12:39:50 PM (4194 views)

[+] Mortgage Information Services out of Cleveland, OH - Spencer Kinsey/AR (2 replies)
7/12/2006 12:34:32 PM (2658 views)


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