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Kurt- can't send you email! - SHARON YAHRAES/ID
10/17/2006 4:33:44 PM (3578 views)
Re: Kurt- can't send you email! - Kurt deVries/FL
10/18/2006 3:16:54 PM (3008 views)
Re: Kurt- can't send you email! - SHARON YAHRAES/ID
10/18/2006 8:37:36 PM (2928 views)

Contemporary Realty-STILL - SHARON YAHRAES/ID
10/16/2006 1:39:50 PM (2612 views)
Re: Contemporary Realty-STILL - Dave Pell/GA
10/16/2006 2:22:21 PM (3282 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/16/2006 2:27:58 PM (3265 views)
Re: Contemporary Realty-STILL - SHARON YAHRAES/ID
10/16/2006 3:24:40 PM (3266 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/16/2006 3:29:42 PM (3356 views)
Re: Contemporary Realty-STILL - Audra Howell/KS
10/17/2006 7:44:36 AM (3219 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/17/2006 10:30:01 AM (3268 views)
Re: Contemporary Realty-STILL - Robert Franco/OH
10/17/2006 2:03:23 PM (3158 views)
Re: Contemporary Realty-STILL - Loretta Reed/MD
10/17/2006 12:02:27 PM (3169 views)

Another one bites the dust! - Kurt deVries/FL
10/16/2006 12:56:47 PM (2625 views)
Re: Another one bites the dust! - JOSEPH MARTINEZ/NM
10/17/2006 5:18:13 PM (3113 views)
Re: Another one bites the dust! - Kurt deVries/FL
10/18/2006 3:18:45 PM (3077 views)

Carolinas Title Camp Approching - Robert Franco/OH
10/16/2006 11:14:12 AM (2594 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/16/2006 10:24:37 PM (3209 views)
Re: Carolinas Title Camp Approching - Jay Duncan/MO
10/19/2006 11:44:45 AM (3040 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/19/2006 12:36:49 PM (2974 views)
Re: Carolinas Title Camp Approching - Jay Duncan/MO
10/19/2006 1:24:51 PM (2937 views)
Re: Carolinas Title Camp Approching - Jan Forster/NC
10/20/2006 8:39:18 AM (3049 views)

What is a "direct" vs. "indirect" search - Jeanine Johnson/FL
10/15/2006 11:43:04 AM (2505 views)
Re: What is a "direct" vs. "indirect" search - Scott Perry/PA
10/15/2006 2:11:09 PM (3453 views)
Re: What is a "direct" vs. "indirect" search - LAWANDA  MCMILLIAN/AR
10/16/2006 3:25:14 PM (3359 views)
Re: What is a "direct" vs. "indirect" search - Doug Hollowell/TX
10/18/2006 11:23:50 PM (5053 views)

Here in Texas, when refering to "direct" and "indirect " searches we would interepret as "starts" or "starter files".  In other words, a prior title commitment or policy.  If the prior covers your exact legal description (i.e. exact match on lot & block and map reference in a subdivision) then it is considered a "direct start";  if the prior covers a different lot and/or block within the same subdivision then it is considered an "indirect start".  The purpose and use of this is to assist in expediting the completion of the title commitment by helping reduce reseach time in finding "exceptions" items typically shown on Schedule B of a Texas Title Commitment.  Texas requires that the exceptions items like restrictive covenants, recorded easements, etc., be set out individually as opposed to generally excepting to these items. Texas Title Commitment forms are promulgated by the Texas Department of Insurance (TDI) and contain a Schedule A, B, C & D; unlike ALTA Commitments which include a Schedule A, B1 & B2.  Additionally, the TDI also requires that the title search be derived from an underwritten title plant (i.e. minimum 25 year geographic index of the county records).  A Texas title agent cannot recieve a license from TDI without ownership in or a valid lease of an underwritten title plant (see procedural rule P-12; http://www.tdi.state.tx.us/company/titlem4c.html#P-12).

Hope this helps.

Doug Hollowell

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Real Title Services


You Gotta See It To Believe It - Jan Forster/NC
10/14/2006 6:14:46 AM (3629 views)
Re: You Gotta See It To Believe It - David Bloys/TX
10/14/2006 11:21:04 AM (3281 views)
Re: You Gotta See It To Believe It - Leroy Lewis/GA
10/15/2006 12:00:26 PM (3084 views)

Election Assistance Needed - Jan Forster/NC
10/14/2006 5:57:41 AM (1964 views)

Friday 13 th - Kevin Ahern/CT
10/13/2006 6:32:25 AM (2503 views)
Re: Friday 13 th - George Booth/TX
10/13/2006 8:15:16 AM (3275 views)
Re: Friday 13 th - mike/PA
10/13/2006 8:58:08 AM (3303 views)
Re: Friday 13 th - George Booth/TX
10/13/2006 9:24:57 AM (3255 views)
Re: Friday 13 th - Robert Franco/OH
10/13/2006 9:28:46 AM (3250 views)
Re: Friday 13 th - Kevin Ahern/CT
10/13/2006 9:41:19 AM (3309 views)
Re: Friday 13 th - Jarrod Clabaugh/OH
10/13/2006 9:59:04 AM (3248 views)
Re: Friday 13 th - Kevin Ahern/CT
10/13/2006 11:10:13 AM (3125 views)
Re: Friday 13 th - Scott Perry/PA
10/13/2006 1:15:04 PM (3242 views)
Re: Friday 13 th - mike/PA
10/13/2006 3:02:22 PM (3227 views)
Re: Friday 13 th - Ricky Farrow/FL
10/13/2006 9:21:30 PM (3341 views)
Re: Friday 13 th - Scott Perry/PA
10/15/2006 2:06:48 PM (3255 views)

"Experienced Novice" has a question - David Adler/NY
10/12/2006 1:04:08 PM (2127 views)

Candidates Duel Over Online Records - David Bloys/TX
10/12/2006 12:36:29 AM (3343 views)
Re: Candidates Duel Over Online Records - Jarrod Clabaugh/OH
10/13/2006 3:43:44 PM (3292 views)
Re: Candidates Duel Over Online Records - David Bloys/TX
10/14/2006 11:24:06 AM (3196 views)
Re: Candidates Duel Over Online Records - Lisa Ramsey/TX
10/15/2006 2:54:55 PM (3219 views)

Credit Card Interest Rates - Ricky Farrow/FL
10/12/2006 12:28:08 AM (2382 views)
Re: Credit Card Interest Rates - George Booth/TX
10/12/2006 1:17:01 AM (3012 views)

Recordings & Transfer Forms - Danielle Nelson/WI
10/11/2006 10:45:38 AM (2522 views)
Re: Recordings & Transfer Forms - George Booth/TX
10/11/2006 11:20:58 AM (3336 views)
Re: Recordings & Transfer Forms - Bobbi Shorthouse, Notary Public/CT
10/11/2006 11:30:52 AM (3315 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/11/2006 4:03:07 PM (3291 views)
Re: Recordings & Transfer Forms - mason haas/NY
10/11/2006 7:56:06 PM (3232 views)
Re: Recordings & Transfer Forms - Norean/GA
10/11/2006 9:02:05 PM (3160 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/16/2006 1:56:33 PM (3112 views)
Re: Recordings & Transfer Forms - Robert Franco/OH
10/16/2006 2:01:43 PM (3195 views)
Re: Recordings & Transfer Forms - Scott Perry/PA
10/12/2006 12:40:34 AM (2978 views)
Re: Recordings & Transfer Forms - Danielle Nelson/WI
10/12/2006 11:35:14 AM (3261 views)
Re: Recordings & Transfer Forms - george Hubka/MI
10/16/2006 2:01:10 PM (3168 views)

Learned Something New - Helene /GA
10/10/2006 10:21:23 PM (2551 views)
Re: Learned Something New - Jay Duncan/MO
10/11/2006 8:03:26 AM (3280 views)
Re: Learned Something New - STEVE MEINECKE/VA
10/11/2006 2:12:14 PM (3159 views)
Re: Learned Something New - george Hubka/MI
10/11/2006 4:07:11 PM (3114 views)
Re: Learned Something New - Ben Kohnen/WI
10/12/2006 11:18:04 AM (3175 views)

INFORMAL "LIST" POLL - Jan Forster/NC
10/9/2006 12:01:52 AM (3408 views)
Update - Jan Forster/NC
10/11/2006 1:21:50 AM (3296 views)
Re: Update - Tammy Knight/MO
10/13/2006 3:56:18 AM (3244 views)
Re: Update - Jan Forster/NC
10/14/2006 5:39:10 AM (3246 views)
Re: INFORMAL "LIST" POLL - Sara Leamon/NC
10/16/2006 7:41:29 AM (3075 views)

The "A" List - Jan Forster/NC
10/6/2006 9:45:48 AM (2795 views)
Re: The "A" List - Loretta Reed/MD
10/6/2006 10:11:27 AM (3285 views)
Re: The "A" List - Kevin Ahern/CT
10/6/2006 10:12:47 AM (3243 views)
Re: The "A" List - Jan Forster/NC
10/6/2006 10:20:11 AM (3235 views)
Re: The "A" List - George Booth/TX
10/6/2006 11:06:19 AM (3204 views)
Re: The "A" List - Robert Franco/OH
10/6/2006 11:41:44 AM (3357 views)
Re: The "A" List - Scott Perry/PA
10/6/2006 7:23:15 PM (3329 views)
Re: The "A" List - Ricky Farrow/FL
10/7/2006 4:27:50 PM (3216 views)
Re: The "A" List - Robert Franco/OH
10/7/2006 6:08:48 PM (3192 views)
Re: The "A" List - Scott Perry/PA
10/7/2006 7:56:41 PM (3127 views)
Re: The "A" List - Robert Franco/OH
10/7/2006 8:40:06 PM (3291 views)
Re: The "A" List - Jan Forster/NC
10/7/2006 8:01:29 PM (3111 views)
Re: The "A" List - george Hubka/MI
10/8/2006 9:46:03 PM (3140 views)


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