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[+] The Real Threat to Title Examiners - Jarrod Clabaugh/OH (7 replies)
9/19/2006 3:41:17 PM (2836 views)

[+] TRANSUNION - Paul Hughes/RI (9 replies)
9/19/2006 3:07:40 PM (2742 views)

[+] Clear Title - Another non payer!! - Kurt deVries/FL (7 replies)
9/19/2006 2:32:57 PM (2760 views)

[+] Contract Question - L ROLAND/CA (3 replies)
9/15/2006 4:10:26 PM (2673 views)

[+] American Security Title? - Kurt deVries/FL (2 replies)
9/15/2006 11:34:08 AM (2695 views)


Real Title Services


[+] TIme for a chuckle - an uninformed client? - Robb Grandon/OH (6 replies)
9/15/2006 9:56:31 AM (2831 views)

[+] Couldn't believe my ears...do you? - Michael /KS (20 replies)
9/14/2006 12:06:50 AM (2978 views)

[+] Anyone ever do work for? - terry sutton/CT (3 replies)
9/12/2006 11:36:20 PM (2781 views)

[+] It's almost time.... - Loretta Reed/MD (7 replies)
9/12/2006 11:26:28 PM (2700 views)

[-] Outsourcing - tj/DE (15 replies)
9/12/2006 9:34:46 AM (3978 views)
Re: Outsourcing - Jan Forster/NC
9/12/2006 9:55:34 AM (3969 views)
Re: Outsourcing - STEVE MEINECKE/VA
9/12/2006 12:34:55 PM (4152 views)
Re: Outsourcing - Jan Forster/NC
9/12/2006 6:38:33 PM (3977 views)
Re: Outsourcing - George Booth/TX
9/12/2006 9:22:56 PM (3914 views)
Re: Outsourcing - Jan Forster/NC
9/12/2006 10:06:55 PM (3897 views)
Re: Outsourcing - George Booth/TX
9/12/2006 11:38:55 PM (3907 views)

I was lying in bed trying to sleep and a thought came to mind.

Do court employee have a Union?
Teachers?
Cops?
Clerical Pools?
Are State employees part of a Union? The very ones that give a noticable wink when foreigners come to town with dollars? Do all those nice clerks we see everyday have a Union? I'm sure none of them will be outsourced any time. It's far to hard to date stamp and index a document and run it through a scanner.

The only thing that comes to mind when I see price cut after price cut is the industry is whoring itself out to keep the bills paid. California wants us to give title insurance away. In my opinion they are looking at the wrong group. As a loan originator I was ashamed at some of the fees my co-workers charged. 6.99% to a family that could barely afford the "great" mortgage they were getting. Instead the rest of the industry looks at title insurance to cut back, apparently we are the ones ripping off the customer.
We all know even if we charge 75.00 for a full search, the title agent is gonna slap 300.00 on the HUD for "shared liability / title review". When some 8.00 an hour fresh out of high school kid is reviewing my work, (aka filling in the committment) it makes me sick.

Even in the unlikely scenario the title industry took a stand, the NAR and MBAA or NAMB would make sure we were villified for it. It will take each person to take their own stand to save our industry from the vultures that expect us to work for pennies.

How many have some of you been in this business? 20 years, 30? Some 40? What is your skill and trade worth? How much are you willing to sell your skill for?
It starts with the phone call (if you're lucky) from the vendor manager, "we have another company willing to do it for 5.00 cheaper, can you match that?"  How many times have you said, "Sure, no problem....."

If you don't think very highly of yourself then by all means sell yourself and your services short. If you take pride in your profession, if you know you have a hard earned skill and years of knowledge, just say..... no.



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Re: Outsourcing - Ricky Farrow/FL
9/13/2006 8:11:34 PM (3657 views)
Re: Outsourcing - Cyril Gonzales, III/LA
9/18/2006 8:04:38 AM (3316 views)
Re: Outsourcing - Kevin Ahern/CT
9/18/2006 9:11:19 AM (3656 views)
Re: Outsourcing - George Booth/TX
9/18/2006 9:33:59 AM (3678 views)
Re: Outsourcing - Kevin Ahern/CT
9/18/2006 10:02:52 AM (3695 views)
Re: Outsourcing - Scott Perry/PA
9/18/2006 10:06:07 AM (3675 views)
Re: Outsourcing - Kevin Ahern/CT
9/18/2006 10:14:21 AM (3676 views)
Re: Outsourcing - Scott Perry/PA
9/18/2006 10:59:36 PM (3375 views)
Re: Outsourcing - George Booth/TX
9/18/2006 5:08:16 PM (3521 views)

[+] Hot and Cold Lists - Smitty Strickland/SC (2 replies)
9/12/2006 8:13:32 AM (2715 views)

[+] Think Your County Is Rough? - David Bloys/TX (1 reply)
9/12/2006 12:04:26 AM (3628 views)

[+] companies that don't pay - donna little/CT (1 reply)
9/11/2006 4:15:20 PM (2772 views)

BACKGROUND SEARCH - LAWANDA  MCMILLIAN/AR
9/11/2006 4:14:53 PM (2134 views)

[+] Don't Ever Forget! - Kurt deVries/FL (6 replies)
9/11/2006 11:25:08 AM (2743 views)


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