I had insurance with TIAC a couple of years ago.  When I signed up with them, it was the cheapest I could find.  However, they also require you to be a member of ALTA, which I found rather expensive for what you get.  I got a quote from Title Program Administrators and saved about $1,000/year, plus I got to drop my ALTA membership which saved a few hundred more.

I had more coverage under TIAC: $1Mil per claim/$2Mil aggregate and the defense costs were outside the policy limits.  With Title Program Administrators I have $1Mil flat, which I believe is still more than sufficient.  I have never had a claim (knock on wood) - let alone a claim exceeding $1Mil.

Best,
Robert A. Franco
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