Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[-] What is a "direct" vs. "indirect" search - Jeanine Johnson/FL (3 replies)
10/15/2006 11:43:04 AM (2529 views)
Re: What is a "direct" vs. "indirect" search - Scott Perry/PA
10/15/2006 2:11:09 PM (3545 views)
Re: What is a "direct" vs. "indirect" search - LAWANDA  MCMILLIAN/AR
10/16/2006 3:25:14 PM (3452 views)
Re: What is a "direct" vs. "indirect" search - Doug Hollowell/TX
10/18/2006 11:23:50 PM (5187 views)

Here in Texas, when refering to "direct" and "indirect " searches we would interepret as "starts" or "starter files".  In other words, a prior title commitment or policy.  If the prior covers your exact legal description (i.e. exact match on lot & block and map reference in a subdivision) then it is considered a "direct start";  if the prior covers a different lot and/or block within the same subdivision then it is considered an "indirect start".  The purpose and use of this is to assist in expediting the completion of the title commitment by helping reduce reseach time in finding "exceptions" items typically shown on Schedule B of a Texas Title Commitment.  Texas requires that the exceptions items like restrictive covenants, recorded easements, etc., be set out individually as opposed to generally excepting to these items. Texas Title Commitment forms are promulgated by the Texas Department of Insurance (TDI) and contain a Schedule A, B, C & D; unlike ALTA Commitments which include a Schedule A, B1 & B2.  Additionally, the TDI also requires that the title search be derived from an underwritten title plant (i.e. minimum 25 year geographic index of the county records).  A Texas title agent cannot recieve a license from TDI without ownership in or a valid lease of an underwritten title plant (see procedural rule P-12; http://www.tdi.state.tx.us/company/titlem4c.html#P-12).

Hope this helps.

Doug Hollowell

to post a reply: login - or - register



[+] You Gotta See It To Believe It - Jan Forster/NC (2 replies)
10/14/2006 6:14:46 AM (3679 views)

Election Assistance Needed - Jan Forster/NC
10/14/2006 5:57:41 AM (2000 views)

[+] Friday 13 th - Kevin Ahern/CT (11 replies)
10/13/2006 6:32:25 AM (2552 views)

"Experienced Novice" has a question - David Adler/NY
10/12/2006 1:04:08 PM (2151 views)




[+] Candidates Duel Over Online Records - David Bloys/TX (3 replies)
10/12/2006 12:36:29 AM (3394 views)

[+] Credit Card Interest Rates - Ricky Farrow/FL (1 reply)
10/12/2006 12:28:08 AM (2422 views)

[+] Recordings & Transfer Forms - Danielle Nelson/WI (10 replies)
10/11/2006 10:45:38 AM (2575 views)

[+] Learned Something New - Helene /GA (4 replies)
10/10/2006 10:21:23 PM (2599 views)

[+] INFORMAL "LIST" POLL - Jan Forster/NC (4 replies)
10/9/2006 12:01:52 AM (3451 views)

[+] The "A" List - Jan Forster/NC (12 replies)
10/6/2006 9:45:48 AM (2840 views)

Red Light Cameras Exposed Thousands To Identity Theft - David Bloys/TX
10/5/2006 9:07:00 PM (3325 views)

[+] SOT Member in USA Today - David Bloys/TX (3 replies)
10/5/2006 2:24:01 PM (3683 views)

[+] If I see one more post about non-payers.... - George Booth/TX (5 replies)
10/5/2006 12:26:28 PM (2674 views)

Non Paying Clients - Jodi Earls/MI
10/5/2006 12:04:07 PM (2161 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8961 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

What Is Title Insurance & Benefits
Michael Stelzer's Blog
2026/03/14
0 comments

The Source of Title - Part I: Freedom Written, Freedom Insured
Ben DuBay's Blog
2026/02/15
0 comments

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

NAR Pending Home Sales Report Shows 1.8% Increase in February
“The slight gain in pending contracts appears to be driven by improved affordability conditions. However, those co...
New Home Sales Down in January on Weather Disruptions
“New home sales fell in January largely because of weather-related disruptions, even as mortgage rates eased modes...
FOMC Commentary from MBA's Mike Fratantoni
“Ongoing turmoil in the Middle East has significantly increased uncertainty regarding the current and future state...
Mortgage Applications Decrease in Latest MBA Weekly Survey
“Mortgage rates continued to move higher, driven by increasing Treasury yields as the conflict in the Middle East ...
New Title from NAHB's BuilderBooks Offers Advice on Using AI in Residential Construction
“Artificial intelligence is a growing part of our industry and is here to stay,” said NAHB Chairman Bill Owe...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.