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[+] Source of Title ... a term of art? - Ron Meharg/GA (5 replies)
6/8/2007 8:26:29 AM (3536 views)

[+] How would you charge this... - J Nisonger/CA (4 replies)
6/7/2007 11:16:58 PM (3511 views)

[+] Title Software? Need Advice - Mohammad Ali/FL (1 reply)
6/5/2007 4:32:57 PM (3424 views)

[+] LENDER SERVICES DIRECT INC. - ECENTENO/NV (27 replies)
6/5/2007 12:29:05 PM (5098 views)

[+] paying as they close loan - ks/IN (10 replies)
6/4/2007 1:17:01 PM (3586 views)




[+] Ricter Abstract will not pay - Dan Zook/NY (14 replies)
6/1/2007 3:09:41 PM (3835 views)

99 Fastest Growing Counties By Percent Increase - David Bloys/TX
6/1/2007 8:57:07 AM (4213 views)

[+] Maryland recording woes - Deborah Manion/VA (7 replies)
5/30/2007 9:55:14 AM (3624 views)

[+] tax sale / title search - Chet Mazur/CA (4 replies)
5/30/2007 9:00:07 AM (3562 views)

[+] No Find Fees - carol green/OR (19 replies)
5/29/2007 10:16:20 PM (5280 views)

[-] Mechanics Lien - Richard Knapp/IL (5 replies)
5/29/2007 1:19:15 AM (3774 views)
Re: Mechanics Lien - Kevin Ahern/CT
5/29/2007 7:03:55 AM (6598 views)
Don't waste your time trying to talk to the developer, title company or anyone else. FORECLOSE the lien. Then the other parties are forced to address the issue. Otherwise they are going to just jerk you around until you have blown the limitations period discussed below.

It is odd that the lien did not show up in the title abstract upon which the title insurance policy was issued. I think that you should first find out if it was properly served and recorded. In Connecticut this function is usually entrusted to a state marshal. Following his service of process and recording, the marshal returns a copy of the lien with his return of service to the attorney to be filed with the court as part of the complaint initiating the foreclosure action.

You should also check to see that your state's limitations periods for both recording the lien and initiating foreclosure action have not expired.  In Connecticut the contractor/subcontractor has 90 days from the time work was substantially completed to serve and record the lien. If the lien is properly served and recorded he has 1 year to initiate the foreclosure action. If these limitations periods have expired the court is stripped of subject matter jurisdiction to entertain the foreclosure action.

Don't worry about whether or not the title company will or will not pay you. Your lien will be paid from the equity of the property owner's house if you are successful in your foreclosure. He can take up the issue with his title insurance company. The nice part of this entire scenario is that your lien seems to predate the sale of the property to the new owner and the recording of his mortgage. Even though the mechanic's lien relates back to an earlier date for purposes of establishing priorities in a foreclosure, in many cases the homeowner's mortgagee has recorded its mortgage earlier than that time, and most often has priority over the lien. That does not sound like the case here. It sounds as if you may have a first place priority in the foreclosure if all of the recording, service of process and limitations requirements have been met.

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Re: Mechanics Lien - David Jenkins/PA
5/29/2007 11:30:59 AM (6390 views)
Re: Mechanics Lien - Robert Franco/OH
5/29/2007 1:28:43 PM (6457 views)
Re: Mechanics Lien - Chris /NY
5/29/2007 10:13:03 PM (6431 views)
Re: Mechanics Lien - Chet Mazur/CA
5/30/2007 8:54:05 AM (6534 views)

[+] Lest We Forget... - Scott Perry/PA (8 replies)
5/28/2007 9:11:44 AM (3537 views)

[+] War stories - Just for fun - Jean Allen/NC (6 replies)
5/26/2007 10:21:50 PM (3533 views)

[+] My First India Call! - Scott Perry/PA (11 replies)
5/26/2007 12:00:43 PM (3919 views)

[+] Crystal Abstractors - No Pay - Lois & Glen Morgan/TN (3 replies)
5/24/2007 2:51:56 PM (3516 views)


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