Real Title Services
Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] Maryland recording woes - Deborah Manion/VA (7 replies)
5/30/2007 9:55:14 AM (3692 views)

[+] tax sale / title search - Chet Mazur/CA (4 replies)
5/30/2007 9:00:07 AM (3612 views)

[+] No Find Fees - carol green/OR (19 replies)
5/29/2007 10:16:20 PM (5378 views)

[-] Mechanics Lien - Richard Knapp/IL (5 replies)
5/29/2007 1:19:15 AM (3835 views)
Re: Mechanics Lien - Kevin Ahern/CT
5/29/2007 7:03:55 AM (6829 views)
Don't waste your time trying to talk to the developer, title company or anyone else. FORECLOSE the lien. Then the other parties are forced to address the issue. Otherwise they are going to just jerk you around until you have blown the limitations period discussed below.

It is odd that the lien did not show up in the title abstract upon which the title insurance policy was issued. I think that you should first find out if it was properly served and recorded. In Connecticut this function is usually entrusted to a state marshal. Following his service of process and recording, the marshal returns a copy of the lien with his return of service to the attorney to be filed with the court as part of the complaint initiating the foreclosure action.

You should also check to see that your state's limitations periods for both recording the lien and initiating foreclosure action have not expired.  In Connecticut the contractor/subcontractor has 90 days from the time work was substantially completed to serve and record the lien. If the lien is properly served and recorded he has 1 year to initiate the foreclosure action. If these limitations periods have expired the court is stripped of subject matter jurisdiction to entertain the foreclosure action.

Don't worry about whether or not the title company will or will not pay you. Your lien will be paid from the equity of the property owner's house if you are successful in your foreclosure. He can take up the issue with his title insurance company. The nice part of this entire scenario is that your lien seems to predate the sale of the property to the new owner and the recording of his mortgage. Even though the mechanic's lien relates back to an earlier date for purposes of establishing priorities in a foreclosure, in many cases the homeowner's mortgagee has recorded its mortgage earlier than that time, and most often has priority over the lien. That does not sound like the case here. It sounds as if you may have a first place priority in the foreclosure if all of the recording, service of process and limitations requirements have been met.

to post a reply: login - or - register


Re: Mechanics Lien - David Jenkins/PA
5/29/2007 11:30:59 AM (6601 views)
Re: Mechanics Lien - Robert Franco/OH
5/29/2007 1:28:43 PM (6664 views)
Re: Mechanics Lien - Chris /NY
5/29/2007 10:13:03 PM (6631 views)
Re: Mechanics Lien - Chet Mazur/CA
5/30/2007 8:54:05 AM (6736 views)

[+] Lest We Forget... - Scott Perry/PA (8 replies)
5/28/2007 9:11:44 AM (3589 views)




[+] War stories - Just for fun - Jean Allen/NC (6 replies)
5/26/2007 10:21:50 PM (3592 views)

[+] My First India Call! - Scott Perry/PA (11 replies)
5/26/2007 12:00:43 PM (3974 views)

[+] Crystal Abstractors - No Pay - Lois & Glen Morgan/TN (3 replies)
5/24/2007 2:51:56 PM (3573 views)

[+] ValuAmerica expands grip - george Hubka/MI (3 replies)
5/22/2007 10:02:36 PM (4070 views)

[+] Gas Prices - Carla Curry/KY (11 replies)
5/21/2007 7:38:35 PM (3730 views)

[+] T S Connections, dba Titlestream - Elvin Hill/TX (10 replies)
5/21/2007 10:31:16 AM (3743 views)

[+] Industry Partners Title/Fox 1 Financial - Mike Toebe/KS (8 replies)
5/20/2007 8:07:53 PM (3715 views)

[+] Randall County's New Wal-Mart Courthouse - David Bloys/TX (8 replies)
5/20/2007 1:44:12 PM (4683 views)

[+] Just Had to Vent... - Scott Perry/PA (5 replies)
5/19/2007 10:34:38 AM (3724 views)

[+] "Property Insights"???? - Constance Foye/VA (14 replies)
5/17/2007 12:21:27 PM (3710 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8977 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

New Customer
Marilyn Knobel's Blog
2026/08/25
0 comments

Practical Obscurity, Revisited
Blurbs from the Bossman
2026/08/06
0 comments

Beneath Every Closing Lies a Story
Michael Stelzer's Blog
2026/07/18
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Mortgage Applications Decrease in Latest MBA Weekly Survey
“Mortgage rates and applications changed little last week, with just a slight increase in refinances for conventio...
Housing Affordability Worsens on Higher Mortgage Rates
“Housing affordability weakened for both new and existing homes in the second quarter, driven by several factors,&...
NAR Pending Home Sales Report Shows 2.3% Decrease in July
“The highest mortgage rates of the year hit right in the middle of summer, and that’s pulling back contract ...
NAR Launches Commercial Real Estate Demand Index
“Commercial real estate demand begins with what's happening in the local economy,” said Nadia Evangelou, Pri...
Housing Starts Retreat on Market Headwinds
“Builders continue to face significant challenges from elevated construction costs and affordability pressures,...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.