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Eclipse - Russ Frye/GA
10/23/2007 10:24:39 AM (3436 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 10:45:14 AM (3880 views)
Re: Eclipse - Russ Frye/GA
10/23/2007 10:55:50 AM (3674 views)
Re: Eclipse - Deborah Manion/VA
10/23/2007 11:10:59 AM (3694 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 7:29:51 PM (3667 views)
Re: Eclipse - Wendi See/SC
10/23/2007 2:08:31 PM (3653 views)
Re: Eclipse - Laurie E/MD
10/23/2007 8:53:06 PM (3717 views)
Re: Eclipse - Loretta Reed/MD
10/23/2007 9:58:48 PM (3709 views)
Re: Eclipse - Wayne Schutt II/NY
10/25/2007 4:46:10 PM (3603 views)
Re: Eclipse - george Hubka/MI
10/29/2007 7:53:44 AM (3574 views)
Re: Eclipse - Ron McPherson/IA
10/24/2007 1:27:11 AM (3677 views)
Re: Eclipse - mollie cardell/SC
10/30/2007 10:06:19 AM (3480 views)

California Wildfires - Jarrod Clabaugh/OH
10/22/2007 3:16:57 PM (2941 views)
Re: California Wildfires - Joanetta Paniagua/CA
10/24/2007 2:49:33 PM (3589 views)
Re: California Wildfires - Jarrod Clabaugh/OH
10/24/2007 3:58:41 PM (3688 views)
Re: California Wildfires - Helene /GA
10/24/2007 10:44:12 PM (3690 views)

Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/21/2007 8:41:14 PM (5141 views)
Re: Meymax Title Agency in Columbus, Ohio - Alix Ott/MI
10/22/2007 8:39:40 AM (4197 views)
Re: Meymax Title Agency in Columbus, Ohio - Dorothy Payne/NY
10/22/2007 8:42:50 AM (6162 views)
Re: Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/25/2007 8:23:40 AM (4301 views)
Re: Meymax Title Agency in Columbus, Ohio - Constance Foye/VA
10/29/2007 12:22:00 PM (3959 views)

Servicelink/Atm is a PAIN - Carla Curry/KY
10/21/2007 1:57:17 PM (3515 views)
Re: Servicelink/Atm is a PAIN - Wanda Arndt/MN
10/22/2007 8:13:49 AM (4471 views)
Re: Servicelink/Atm is a PAIN - Patricia M/IN
10/22/2007 9:04:12 AM (4480 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 11:36:50 AM (4046 views)
Re: Servicelink/Atm is a PAIN - george Hubka/MI
10/22/2007 4:44:58 PM (3944 views)
Re: Servicelink/Atm is a PAIN - Jessica Talley/NJ
10/22/2007 7:24:12 PM (3915 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 7:40:14 PM (3823 views)
Re: Servicelink/Atm is a PAIN - Lori Cassidy/CT
10/23/2007 8:24:30 AM (3961 views)

CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/21/2007 12:35:29 PM (10329 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Robert Franco/OH
10/22/2007 9:40:45 AM (4364 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/25/2007 8:36:36 AM (4516 views)


Real Title Services


ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/19/2007 2:57:24 PM (3378 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/19/2007 5:35:58 PM (3833 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/20/2007 12:13:15 AM (4031 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Kevin Ahern/CT
10/20/2007 4:37:04 AM (3957 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/20/2007 12:58:34 PM (3858 views)
Kevin, it was actually an attorney here in SC that tried that "my employee ordered it and she didn't have authorization" crap.  I responded with a certified letter espousing the undue enrichment argument, but the letter wasn't TO her, it was her copy of the letter I was going to send to the bar association in ten days.  I got my check.  Now, I'm sure as an attorney, you just had a viseral reaction to me saying I was going to contact the bar, but rest assured, I have only had to do this twice and only after I found that YES a closing had occured and therefore the monies due to me were pocketed by someone, just not me.

I usually don't have payment issues, not after getting burned so bad by Contemporary Realty. Although I eventually got all my money, I didn't make a plug nickel after I factored in the time of collecting. 

We have a very, very strong policy here at LCTE:  if we start working for you and you are immediately slow paying, we raise our rates to accomodate the extra time collecting--that of course usually sends them running to someone else, problem solved. 

The second policy is that if we have been working for you a while and you normally pay on time and start getting slow, we cut you off and post here to give everyone a heads up that there may be a problem coming.  There is NO EXCUSE in business for it to take an abstractor more than 60 days to be paid--even in the worst case.  Any company taking 60 days or more to pay, has cashflow issues and clearly doesn't have enough reserves to operate sufficiently.  Almost EVERY delinquent company uses the same excuse, my client isn't paying ME.  I don't know how many times we have to tell them--that is not MY concern.  YOU decided to work for THEM, I didn't.  YOU decided to accept their terms, I didn't.  MY employees expect to be paid every two weeks.  They might be friends, but they really could care less whether MY house payment gets made--in the end, they only really care if THEIR house payment gets made.  So, I can't say to them, you will have to wait because ABC company hasn't paid me.  They wouldn't be working for me long.  So why do the national companies say the same to use and expect a different reaction.  And appear confused when we have that reaction.

I had a rather enjoyable conversation yesterday with an owner of a national company who contacted me concerning some remarks I made on SOT.  While he was quite pleasant to speak with, I can't retract my statements because they were true.  As I said, the conversation was actually far from contentious and I found him to be quite humble about his cashflow issues.  However, in the end I felt we both came away from the conversation shaking our heads that the our person just didn't get it.  He tried, in vain I'm sorry to say, to explain to me how the national company level works--the competitiveness, the cost-cutting, the slim margins, etc. 

The reason I say he tried in vain is two fold.  First, because HE chooses to go along with these dictates.  What he forgets is that while he and I both have passion for this industry and we both can't picture ourselves doing anything else--the fact remains that we CAN do something else--tomorrow (Walmart is hiring for Christmas).  Would I/we be happy?--probably not, but if the businesses we both love so much can't be run profitably, with enough of a margin to maintain cash reserves for a rainy day, then we aren't really IN business.  So the fact that he has cashflow problems stemming from industry terms, is not my problem--HE chose to be dictated to. 

Now, I'm sure if he is reading this, he is still shaking his head that I don't GET IT., but the truth is, I DO get it and I simply chose NOT TO CARE.  Just because that is how the game is played at the national level, doesn't make it right.

The second reason he tried in vain, is because in the end, he wanted to work WITH me, not have me work FOR him.  That should be a good thing, right?  Why in vain?  Because, that only works IF he contacts me and advises that he has XYZ client that sends him volume work, work he wants to send me, but this client historically pays at 90 days, but they do pay, would I be willing to work with him on this, knowing pay would be slow.  Then I would take a moment to decide whether my business could afford to do the job on his terms.  That's working WITH someone.  But if remaining competitive on the national level requires him to make decisions for MY business, then he is wrong and LCTE doesn't work that way. 

None of which has anything to do with Kevin or his post, just venting.

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Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Carla Curry/KY
10/21/2007 1:27:03 PM (3876 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Nina Gladen/OH
11/15/2007 1:15:27 PM (3626 views)

AMERISTAR - Deborah Manion/VA
10/18/2007 12:30:55 PM (3179 views)
Re: AMERISTAR - Alix Ott/MI
10/18/2007 1:14:10 PM (3968 views)
Re: AMERISTAR - Wendi See/SC
10/18/2007 2:22:02 PM (3753 views)
Re: AMERISTAR - ks/IN
10/18/2007 7:15:55 PM (4069 views)
Re: AMERISTAR - ks/IN
10/19/2007 3:31:26 PM (4134 views)
Re: AMERISTAR - Alix Ott/MI
10/22/2007 8:43:46 AM (3806 views)
Re: AMERISTAR - Doug Hintzman/IA
10/22/2007 9:45:42 AM (3850 views)
Re: AMERISTAR - Jean Lurtsema/AK
10/22/2007 6:06:25 PM (3730 views)
Re: AMERISTAR - Lori Cassidy/CT
10/22/2007 9:42:58 PM (4056 views)
Re: AMERISTAR - we got paid - Deborah Manion/VA
10/23/2007 11:16:31 AM (3741 views)

NCS - Scott Aduddell/MO
10/18/2007 10:43:53 AM (3087 views)
Re: NCS - Jay Duncan/MO
10/18/2007 9:07:05 PM (4046 views)
Re: NCS - Scott Aduddell/MO
10/22/2007 1:27:40 PM (3620 views)

E&O insurance - Scott Aduddell/MO
10/18/2007 10:39:14 AM (3255 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 10:50:17 AM (4031 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 1:32:29 PM (3818 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 2:41:39 PM (3869 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 7:56:39 PM (3890 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 11:34:02 AM (5430 views)
Re: E&O insurance - Ron King/OK
10/26/2007 4:45:47 PM (5300 views)

Attention: Mya Sphincter - Joyce/OH
10/17/2007 9:06:55 PM (3098 views)
Re: Attention: Mya Sphincter - Rich/ME
10/18/2007 7:23:20 AM (4194 views)
Re: Attention: Mya Sphincter - unknown/TX
10/18/2007 11:45:22 PM (3940 views)
Re: Attention: Mya Sphincter - Loretta Reed/MD
10/19/2007 8:59:00 AM (3990 views)
Re: Attention: Mya Sphincter - unknown/TX
10/19/2007 3:32:55 PM (3578 views)
Re: Attention: Mya Sphincter - Professional Agitator/AK
10/19/2007 7:01:36 AM (3929 views)
Re: Attention: Mya Sphincter - George Booth/OH
10/21/2007 6:50:37 AM (3877 views)
Re: Attention: Mya Sphincter - Joyce/OH
10/23/2007 9:41:22 PM (3705 views)
Re: Attention: Mya Sphincter - Jessica Talley/NJ
10/24/2007 10:22:43 AM (3775 views)

Cell Tower Searches - Renne Campbell/PA
10/17/2007 7:30:38 PM (3268 views)
Re: Cell Tower Searches - STEVE MEINECKE/VA
10/17/2007 8:53:17 PM (4103 views)
Re: Cell Tower Searches - ks/IN
10/18/2007 8:02:32 PM (3888 views)
Re: Cell Tower Searches - Alix Ott/MI
10/18/2007 1:16:57 PM (4036 views)
Re: Cell Tower Searches - Wendy Waddell/PA
10/24/2007 7:00:36 AM (3791 views)
Re: Cell Tower Searches - STEVE MEINECKE/VA
10/24/2007 9:38:06 AM (3992 views)
Re: Cell Tower Searches - Kenneth Signor/SC
10/22/2007 5:55:13 AM (3890 views)
Re: Cell Tower Searches - Janis Talbot/SC
10/22/2007 7:12:25 AM (3773 views)
Re: Cell Tower Searches - James "Lin" Toney/MS
10/23/2007 12:04:14 AM (3833 views)
Re: Cell Tower Searches - Jean Allen/NC
10/24/2007 8:37:45 AM (3896 views)

Mortgage Industry Overhaul - Kevin Ahern/CT
10/17/2007 3:11:17 PM (2897 views)
Re: Mortgage Industry Overhaul - Jessica Talley/NJ
10/17/2007 5:51:56 PM (3455 views)

Optimais.com closing its doors? - JOSEPH MARTINEZ/NM
10/17/2007 3:00:24 PM (3590 views)
Re: Optimais.com closing its doors? - Peggy Jacobson/ID
10/18/2007 4:58:54 PM (3612 views)
Re: Optimais.com closing its doors? - PHILIP YIANILOS/VA
10/22/2007 4:39:58 PM (3525 views)

Alternate Income - Kevin Ahern/CT
10/17/2007 8:45:42 AM (3567 views)
Re: Alternate Income - David Bloys/TX
10/17/2007 9:25:03 AM (3725 views)
Re: Alternate Income - Kevin Ahern/CT
10/17/2007 9:35:14 AM (3659 views)
Re: Alternate Income - Janis Talbot/SC
10/22/2007 7:16:15 AM (3505 views)
Re: Alternate Income - Kevin Ahern/CT
10/22/2007 7:35:56 AM (3830 views)
Re: Alternate Income - Lisa Daugette/AL
1/23/2008 3:52:47 PM (3266 views)

Environmental Lien - Deborah Manion/VA
10/16/2007 3:34:23 PM (2875 views)
Re: Environmental Lien - STEVE MEINECKE/VA
10/16/2007 5:49:06 PM (3625 views)
Re: Environmental Lien - Wendi See/SC
10/16/2007 5:50:46 PM (3670 views)
Re: Environmental Lien - Robert Franco/OH
10/16/2007 5:58:57 PM (3703 views)
Re: Environmental Lien - Wanda Steudel/OH
10/16/2007 6:26:08 PM (3762 views)
Re: Environmental Lien - Vikki Moffitt/GA
10/16/2007 6:19:34 PM (3611 views)
Re: Environmental Lien - STEVE MEINECKE/VA
10/16/2007 8:13:16 PM (3482 views)
Re: Environmental Lien - Laurie E/MD
10/16/2007 9:34:26 PM (3488 views)
Re: Environmental Lien - STEVE MEINECKE/VA
10/16/2007 9:58:06 PM (3485 views)
Re: Environmental Lien - Helene /GA
10/17/2007 10:23:04 AM (3427 views)
Thanks to you all! - Deborah Manion/VA
10/17/2007 11:18:05 AM (3320 views)
Re: How Old are We Anyway?? - Wanda Steudel/OH
10/17/2007 1:35:50 PM (3678 views)


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