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Southeast Equity Title - Susan Matson/MN
10/24/2007 12:43:41 PM (3349 views)
Re: Southeast Equity Title - Kevin Ahern/CT
10/24/2007 1:22:38 PM (3399 views)
Re: Southeast Equity Title - Loretta Reed/MD
10/24/2007 1:47:05 PM (3560 views)
Re: Southeast Equity Title - Janice /OH
10/26/2007 7:53:24 PM (5008 views)

REO Land Services a/k/a Real Estate One - Jill Kissell/IA
10/24/2007 10:44:03 AM (3006 views)
Re: REO Land Services a/k/a Real Estate One - Loretta Reed/MD
10/24/2007 1:48:21 PM (3439 views)
Re: REO Land Services a/k/a Real Estate One - Jana Urban-Buzek/OH
10/14/2009 11:40:26 AM (2887 views)
Re: REO Land Services a/k/a Real Estate One - john franz/NJ
12/4/2008 11:37:34 AM (2712 views)
Re: REO Land Services a/k/a Real Estate One - Glenda Hodge/TN
10/20/2009 4:28:50 PM (2736 views)
Re: REO Land Services a/k/a Real Estate One - john franz/NJ
10/26/2009 3:19:23 PM (2652 views)

Countrywide to restructure distressed mortgages - Kevin Ahern/CT
10/24/2007 8:32:29 AM (2951 views)
Re: Countrywide to restructure distressed mortgages - Scott Perry/PA
10/25/2007 10:47:29 PM (3054 views)

Title Plant Software - Ron McPherson/IA
10/24/2007 1:43:18 AM (4413 views)
Re: Title Plant Software - Faith Burns/MD
10/24/2007 12:26:46 PM (3588 views)
Re: Title Plant Software - Ron McPherson/IA
10/24/2007 2:57:13 PM (3429 views)
Re: Title Plant Software - Faith Burns/MD
10/25/2007 3:59:13 PM (3319 views)
Re: Title Plant Software - Robert Franco/OH
10/24/2007 6:23:07 PM (3597 views)
Re: Title Plant Software - Smitty Strickland/SC
10/26/2007 6:34:10 PM (3245 views)

titlesearch usa inc - donna little/CT
10/23/2007 9:55:38 PM (3122 views)
Re: titlesearch usa inc - Dan Zook/NY
10/24/2007 9:18:32 AM (3332 views)
Re: titlesearch usa inc - ANTHONY MUZIO/NY
10/24/2007 7:13:44 PM (3254 views)
Re: titlesearch usa inc - Scott Morehouse/NY
10/24/2007 9:49:32 PM (3254 views)
Re: titlesearch usa inc - Dan Zook/NY
10/25/2007 8:28:56 AM (3260 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/26/2007 7:44:21 PM (3170 views)
Re: titlesearch usa inc - Lori Cassidy/CT
10/29/2007 8:51:18 AM (2925 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/30/2007 12:54:55 AM (2961 views)
Re: titlesearch usa inc - Sherry Greene/MI
10/30/2007 4:33:52 PM (2958 views)
Re: titlesearch usa inc - Glenda Hodge/TN
10/30/2007 11:51:23 PM (3071 views)
Re: titlesearch usa inc - Donna /PA
10/29/2007 10:43:48 AM (3074 views)
Re: titlesearch usa inc - Kristi Lee/NE
10/29/2007 12:00:57 PM (3043 views)
Re: titlesearch usa inc - george Hubka/MI
10/30/2007 10:19:10 PM (2976 views)
Re: titlesearch usa inc - Kevin Ahern/CT
10/31/2007 5:41:23 AM (2995 views)
Re: titlesearch usa inc - Jessica Talley/NJ
10/29/2007 1:18:32 PM (2995 views)
Re: titlesearch usa inc - Jean Lurtsema/AK
10/29/2007 1:50:31 PM (2940 views)




Eclipse - Russ Frye/GA
10/23/2007 10:24:39 AM (3215 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 10:45:14 AM (3332 views)
Re: Eclipse - Russ Frye/GA
10/23/2007 10:55:50 AM (3098 views)
Re: Eclipse - Deborah Manion/VA
10/23/2007 11:10:59 AM (3169 views)
Re: Eclipse - Scott Perry/PA
10/23/2007 7:29:51 PM (3096 views)
Re: Eclipse - Wendi See/SC
10/23/2007 2:08:31 PM (3067 views)
Re: Eclipse - Laurie E/MD
10/23/2007 8:53:06 PM (3145 views)
Re: Eclipse - Loretta Reed/MD
10/23/2007 9:58:48 PM (3092 views)
Re: Eclipse - Wayne Schutt II/NY
10/25/2007 4:46:10 PM (3096 views)
Re: Eclipse - george Hubka/MI
10/29/2007 7:53:44 AM (2989 views)
Re: Eclipse - Ron McPherson/IA
10/24/2007 1:27:11 AM (3098 views)
Re: Eclipse - mollie cardell/SC
10/30/2007 10:06:19 AM (2943 views)

California Wildfires - Jarrod Clabaugh/OH
10/22/2007 3:16:57 PM (2760 views)
Re: California Wildfires - Joanetta Paniagua/CA
10/24/2007 2:49:33 PM (3017 views)
Re: California Wildfires - Jarrod Clabaugh/OH
10/24/2007 3:58:41 PM (3087 views)
Re: California Wildfires - Helene /GA
10/24/2007 10:44:12 PM (3074 views)

Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/21/2007 8:41:14 PM (4924 views)
Re: Meymax Title Agency in Columbus, Ohio - Alix Ott/MI
10/22/2007 8:39:40 AM (3562 views)
Re: Meymax Title Agency in Columbus, Ohio - Dorothy Payne/NY
10/22/2007 8:42:50 AM (5471 views)
Re: Meymax Title Agency in Columbus, Ohio - Jean Allen/NC
10/25/2007 8:23:40 AM (3621 views)
Re: Meymax Title Agency in Columbus, Ohio - Constance Foye/VA
10/29/2007 12:22:00 PM (3369 views)

Servicelink/Atm is a PAIN - Carla Curry/KY
10/21/2007 1:57:17 PM (3348 views)
Re: Servicelink/Atm is a PAIN - Wanda Arndt/MN
10/22/2007 8:13:49 AM (3868 views)
Re: Servicelink/Atm is a PAIN - Patricia M/IN
10/22/2007 9:04:12 AM (3765 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 11:36:50 AM (3430 views)
Re: Servicelink/Atm is a PAIN - george Hubka/MI
10/22/2007 4:44:58 PM (3298 views)
Re: Servicelink/Atm is a PAIN - Jessica Talley/NJ
10/22/2007 7:24:12 PM (3312 views)
Re: Servicelink/Atm is a PAIN - Wendi See/SC
10/22/2007 7:40:14 PM (3193 views)
Re: Servicelink/Atm is a PAIN - Lori Cassidy/CT
10/23/2007 8:24:30 AM (3293 views)

CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/21/2007 12:35:29 PM (10116 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Robert Franco/OH
10/22/2007 9:40:45 AM (3704 views)
Re: CEIL vs CEOL coverage in E&O Insurance - Jean Allen/NC
10/25/2007 8:36:36 AM (3916 views)

ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/19/2007 2:57:24 PM (3121 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/19/2007 5:35:58 PM (3220 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - LORI DAVIS/IN
10/20/2007 12:13:15 AM (3451 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Kevin Ahern/CT
10/20/2007 4:37:04 AM (3312 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Wendi See/SC
10/20/2007 12:58:34 PM (3219 views)
Kevin, it was actually an attorney here in SC that tried that "my employee ordered it and she didn't have authorization" crap.  I responded with a certified letter espousing the undue enrichment argument, but the letter wasn't TO her, it was her copy of the letter I was going to send to the bar association in ten days.  I got my check.  Now, I'm sure as an attorney, you just had a viseral reaction to me saying I was going to contact the bar, but rest assured, I have only had to do this twice and only after I found that YES a closing had occured and therefore the monies due to me were pocketed by someone, just not me.

I usually don't have payment issues, not after getting burned so bad by Contemporary Realty. Although I eventually got all my money, I didn't make a plug nickel after I factored in the time of collecting. 

We have a very, very strong policy here at LCTE:  if we start working for you and you are immediately slow paying, we raise our rates to accomodate the extra time collecting--that of course usually sends them running to someone else, problem solved. 

The second policy is that if we have been working for you a while and you normally pay on time and start getting slow, we cut you off and post here to give everyone a heads up that there may be a problem coming.  There is NO EXCUSE in business for it to take an abstractor more than 60 days to be paid--even in the worst case.  Any company taking 60 days or more to pay, has cashflow issues and clearly doesn't have enough reserves to operate sufficiently.  Almost EVERY delinquent company uses the same excuse, my client isn't paying ME.  I don't know how many times we have to tell them--that is not MY concern.  YOU decided to work for THEM, I didn't.  YOU decided to accept their terms, I didn't.  MY employees expect to be paid every two weeks.  They might be friends, but they really could care less whether MY house payment gets made--in the end, they only really care if THEIR house payment gets made.  So, I can't say to them, you will have to wait because ABC company hasn't paid me.  They wouldn't be working for me long.  So why do the national companies say the same to use and expect a different reaction.  And appear confused when we have that reaction.

I had a rather enjoyable conversation yesterday with an owner of a national company who contacted me concerning some remarks I made on SOT.  While he was quite pleasant to speak with, I can't retract my statements because they were true.  As I said, the conversation was actually far from contentious and I found him to be quite humble about his cashflow issues.  However, in the end I felt we both came away from the conversation shaking our heads that the our person just didn't get it.  He tried, in vain I'm sorry to say, to explain to me how the national company level works--the competitiveness, the cost-cutting, the slim margins, etc. 

The reason I say he tried in vain is two fold.  First, because HE chooses to go along with these dictates.  What he forgets is that while he and I both have passion for this industry and we both can't picture ourselves doing anything else--the fact remains that we CAN do something else--tomorrow (Walmart is hiring for Christmas).  Would I/we be happy?--probably not, but if the businesses we both love so much can't be run profitably, with enough of a margin to maintain cash reserves for a rainy day, then we aren't really IN business.  So the fact that he has cashflow problems stemming from industry terms, is not my problem--HE chose to be dictated to. 

Now, I'm sure if he is reading this, he is still shaking his head that I don't GET IT., but the truth is, I DO get it and I simply chose NOT TO CARE.  Just because that is how the game is played at the national level, doesn't make it right.

The second reason he tried in vain, is because in the end, he wanted to work WITH me, not have me work FOR him.  That should be a good thing, right?  Why in vain?  Because, that only works IF he contacts me and advises that he has XYZ client that sends him volume work, work he wants to send me, but this client historically pays at 90 days, but they do pay, would I be willing to work with him on this, knowing pay would be slow.  Then I would take a moment to decide whether my business could afford to do the job on his terms.  That's working WITH someone.  But if remaining competitive on the national level requires him to make decisions for MY business, then he is wrong and LCTE doesn't work that way. 

None of which has anything to do with Kevin or his post, just venting.

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Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Carla Curry/KY
10/21/2007 1:27:03 PM (3235 views)
Re: ACCURATE ABSTRACTING INFO NEEDED???HELP - Nina Gladen/OH
11/15/2007 1:15:27 PM (3053 views)

AMERISTAR - Deborah Manion/VA
10/18/2007 12:30:55 PM (2992 views)
Re: AMERISTAR - Alix Ott/MI
10/18/2007 1:14:10 PM (3361 views)
Re: AMERISTAR - Wendi See/SC
10/18/2007 2:22:02 PM (3167 views)
Re: AMERISTAR - ks/IN
10/18/2007 7:15:55 PM (3419 views)
Re: AMERISTAR - ks/IN
10/19/2007 3:31:26 PM (3503 views)
Re: AMERISTAR - Alix Ott/MI
10/22/2007 8:43:46 AM (3175 views)
Re: AMERISTAR - Doug Hintzman/IA
10/22/2007 9:45:42 AM (3267 views)
Re: AMERISTAR - Jean Lurtsema/AK
10/22/2007 6:06:25 PM (3135 views)
Re: AMERISTAR - Lori Cassidy/CT
10/22/2007 9:42:58 PM (3482 views)
Re: AMERISTAR - we got paid - Deborah Manion/VA
10/23/2007 11:16:31 AM (3141 views)

NCS - Scott Aduddell/MO
10/18/2007 10:43:53 AM (2898 views)
Re: NCS - Jay Duncan/MO
10/18/2007 9:07:05 PM (3432 views)
Re: NCS - Scott Aduddell/MO
10/22/2007 1:27:40 PM (2999 views)

E&O insurance - Scott Aduddell/MO
10/18/2007 10:39:14 AM (3065 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 10:50:17 AM (3436 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 1:32:29 PM (3218 views)
Re: E&O insurance - Kevin Ahern/CT
10/18/2007 2:41:39 PM (3266 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 7:56:39 PM (3246 views)
Re: E&O insurance - Robert Franco/OH
10/18/2007 11:34:02 AM (4809 views)
Re: E&O insurance - Ron King/OK
10/26/2007 4:45:47 PM (4672 views)

Attention: Mya Sphincter - Joyce/OH
10/17/2007 9:06:55 PM (2923 views)
Re: Attention: Mya Sphincter - Rich/ME
10/18/2007 7:23:20 AM (3605 views)
Re: Attention: Mya Sphincter - unknown/TX
10/18/2007 11:45:22 PM (3327 views)
Re: Attention: Mya Sphincter - Loretta Reed/MD
10/19/2007 8:59:00 AM (3429 views)
Re: Attention: Mya Sphincter - unknown/TX
10/19/2007 3:32:55 PM (2970 views)
Re: Attention: Mya Sphincter - Professional Agitator/AK
10/19/2007 7:01:36 AM (3417 views)
Re: Attention: Mya Sphincter - George Booth/OH
10/21/2007 6:50:37 AM (3285 views)
Re: Attention: Mya Sphincter - Joyce/OH
10/23/2007 9:41:22 PM (3098 views)
Re: Attention: Mya Sphincter - Jessica Talley/NJ
10/24/2007 10:22:43 AM (3169 views)


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