To all creditors and parties in interest of Express Financial Services, Inc. ("EFS") and Express Title Services of Ohio, Inc. ("ETS").  My name is William C. Price and I am an attorney at the law firm of McGuireWoods LLP.  My firm was recently retained by the Official Committee of Unsecured Creditors of EFS and ETS (the "Committee").  The Committee is the responsible party for optimizing claims of unsecured creditors of EFS and ETS.   I am the primary responsible attorney for the Committee.  You may contact me at the below contact information:

William C. Price
McGuireWoods LLP
625 Liberty Avenue, 23rd Floor
Pittsburgh, PA  15222
412-667-7990
wprice@mcguirewoods.com

I am happy to answer any questions you may have concerning the status of EFS and ETS's bankruptcy proceedings and the efforts undertaken by the Committee to optimize the claims of EFS and ETS's creditors.

As many of you have likely already done, a party that believes it is owed money from EFS and/or ETS should file a proof of claim with the Bankruptcy Court, or its authorized representative.  At this time, parties should direct proofs of claim to the Clerk of the Bankruptcy Court as noted in the below proof of claim form.  The official form for a proof of claim may be obtained at the following address:

http://www.pawb.uscourts.gov/pdfs/forms/Pghproofofclaim.pdf

Please be advised that the bar date for filing such a proof of claim is April 22, 2008.  The Bankruptcy Court, or its authorized representative, must actually receive all claims by April 22, 2008.

Again, if you have any questions regarding EFS and ETS's bankruptcy proceedings, please contact me at the office.

Regards,

Bill Price