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Navy Federal Settlement Services - Wendi See/SC
1/15/2008 8:46:17 PM (4247 views)
Re: Navy Federal Settlement Services - Barbara Bennett/IN
1/16/2008 7:39:57 AM (3614 views)
Re: Navy Federal Settlement Services - Laurie E/MD
1/16/2008 7:35:34 PM (3369 views)
Re: Navy Federal Settlement Services - Stephanie /SC
1/31/2008 2:09:58 PM (2948 views)
Re: Navy Federal Settlement Services - Wendi See/SC
1/31/2008 7:58:58 PM (2970 views)
Re: Navy Federal Settlement Services - george Hubka/MI
2/1/2008 7:25:21 PM (3285 views)
Re: Navy Federal Settlement Services - Wendi See/SC
2/2/2008 1:04:50 PM (2968 views)

Liberty Bell Agency (Pennsylvania) New Requirements - David Kaul/PA
1/14/2008 11:31:18 PM (2899 views)
Re: Liberty Bell Agency (Pennsylvania) New Requirements - Jennifer Forshey/PA
1/22/2008 12:47:07 PM (3008 views)

National Document Retrieval - arlene nelson/NY
1/14/2008 12:50:29 PM (3128 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/24/2008 6:49:47 PM (3147 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/24/2008 6:57:19 PM (3233 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/24/2008 7:25:08 PM (3109 views)
Re: National Document Retrieval - Loretta Reed/MD
1/25/2008 7:52:02 AM (3094 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/25/2008 3:59:33 PM (3154 views)
Re: National Document Retrieval - arlene nelson/NY
2/5/2008 11:02:35 AM (2999 views)
Re: National Document Retrieval - arlene nelson/NY
3/26/2008 12:39:37 PM (2958 views)
Re: National Document Retrieval - ANTHONY MUZIO/NY
1/30/2008 7:41:26 PM (3082 views)

anthony muzio - arlene nelson/NY
1/14/2008 12:39:54 PM (3871 views)
Re: anthony muzio - Sheila Sten/PA
1/23/2008 3:54:44 PM (3148 views)
Re: anthony muzio - george Hubka/MI
1/23/2008 7:18:03 PM (3108 views)
Re: anthony muzio - ANTHONY MUZIO/NY
1/24/2008 6:51:18 PM (3301 views)
Re: anthony muzio - Sheila Sten/PA
1/28/2008 6:23:13 AM (3664 views)
Re: nationwide court services - Ronda Roaring/NY
2/1/2008 4:23:56 PM (3060 views)
Re: nationwide court services - arlene nelson/NY
3/26/2008 12:37:13 PM (2922 views)
Re: nationwide court services - ANTHONY MUZIO/NY
5/1/2008 5:58:23 PM (3016 views)

Plymouth Exchange Mortgage Corp - Dexter Jung/TX
1/14/2008 8:53:54 AM (3400 views)




What are the odds of a Recession - STEVE MEINECKE/TN
1/13/2008 12:29:29 PM (3819 views)
Re: What are the odds of a Recession - Kevin Ahern/CT
1/13/2008 12:47:45 PM (3079 views)

How I deal with late payers - Ronda Roaring/NY
1/11/2008 2:14:54 PM (2926 views)
Re: How I deal with late payers - Kevin Ahern/CT
1/12/2008 5:40:20 AM (3286 views)
Re: How I deal with late payers - Mark Constable/MA
1/18/2008 5:20:54 PM (3069 views)
Re: How I deal with late payers - Kevin Ahern/CT
1/19/2008 5:02:59 AM (3198 views)
Re: How I deal with late payers - Russ Frye/GA
1/17/2008 10:28:17 PM (3135 views)

Cresent Title Agency - Theresa Ritz/WV
1/11/2008 10:42:41 AM (2988 views)
Re: Cresent Title Agency - Chris Thomas/OH
1/14/2008 12:17:45 AM (3165 views)
They owe me money also Theresa.  I talked to one of their employees in early October and he indicated that they were, "going through some tough times" and told me to "hang in there and they would try to get back on their feet again soon."  Obviously I didn't ask the right questions though, and he didn't mention that they were closing during our conversation. 

I drove by their office during business hours in late November and it was locked and dark inside.  Upon a glance in the window, a few boxes with what appeared to be phone equipment were the only remaining items. 

Until mid '07, they were my #1 client for years; easy to work with and always paid on time.  Due to the fact that their phone, fax, email contacts are all shut down, I think it's safe to say that they have closed their business, if not for good, at least for now.  I hope they resurface someday or at least that their longtime employees find jobs elsewhere.  As for what they owe their examiners; I'm not getting my hopes up at this point.

It's so tricky to collect these days.  On one hand we don't want to be overbearing since the market is so competitive and "slow, but usually sure" paying clients can easily find another examiner.  On the other hand, when you've had 2 or 3 clients go out of business owing 3 or 4 month's invoices / a few thousand dollars then it becomes obvious that we were wasting valuable resources (paying employees for performing the exams, impacting vital turnaround times for paying clients, etc) for what amounted to charity to the owners of the companies who knew they were never going to pay us.  A quarter of college tuition for my child traded in for one last week at the timeshare condo on the coast for the owners of these now defunct companies is a good trade.......for them.  (sarcasm there, btw and Crescent DIDN'T do that to my company although they very well could've since they were a consistantly on time paying, trusted client for years in which case I likely would've been flexible should they have gotten 2 or 3 months behind.)  There are a lot of good suggestions in these forums re. late paying clients, however.  Having my former "#1 volume" client go under has definitely changed my personal policy for tolerating late paying clients. 

Good luck and hopefully all of us who've been examining for years will make it through.  Months?  Maybe we'll make it.  Year(s)?  I might regret learning Spanish in h/s and college rather than Hindi.  (Ugh, more sarcasm, albeit the ugly truth.)   

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Re: Cresent Title Agency - Theresa Ritz/WV
1/14/2008 5:27:23 AM (3151 views)
Re: Cresent Title Agency - Kevin Ahern/CT
1/14/2008 7:50:17 AM (3115 views)
Re: Cresent Title Agency - Chris Thomas/OH
1/14/2008 11:11:01 AM (3360 views)
Re: Cresent Title Agency - Lorrie  Todd/GA
1/14/2008 11:02:29 AM (3147 views)
Re: Cresent Title Agency - george Hubka/MI
1/22/2008 9:03:53 PM (3158 views)
Re: Cresent Title Agency - Kevin Ahern/CT
1/23/2008 11:10:24 AM (3084 views)

Global Title Reporting Services - J Nisonger/CA
1/10/2008 2:15:33 PM (2829 views)
Re: Global Title Reporting Services - J Nisonger/CA
1/13/2008 3:10:08 AM (3030 views)
Re: Global Title Reporting Services - Heather Arndt/MN
1/14/2008 8:44:38 AM (3095 views)
Re: Global Title Reporting Services - Terrie Kelly/MN
1/21/2008 5:27:16 PM (3122 views)

Abstractorsearch.com - J Nisonger/CA
1/10/2008 2:10:29 PM (2980 views)
Re: Abstractorsearch.com - Scott Perry/PA
1/10/2008 3:00:55 PM (3362 views)
Re: Abstractorsearch.com - Robert Franco/OH
1/10/2008 3:07:10 PM (3395 views)
Re: Abstractorsearch.com - Scott Perry/PA
1/10/2008 4:19:07 PM (3236 views)
Re: Abstractorsearch.com - J Nisonger/CA
1/10/2008 5:17:36 PM (3166 views)
Re: Abstractorsearch.com - Scott Perry/PA
1/10/2008 5:33:53 PM (4892 views)
Re: Abstractorsearch.com - J Nisonger/CA
1/15/2008 1:40:59 PM (3257 views)
Re: Abstractorsearch.com - Scott Perry/PA
1/15/2008 5:07:49 PM (3242 views)
Re: Abstractorsearch.com - Jay Duncan/MO
1/15/2008 5:57:48 PM (3122 views)
Re: Abstractorsearch.com - Scott Perry/PA
1/15/2008 9:37:37 PM (3131 views)
Re: Abstractorsearch.com - J Nisonger/CA
5/8/2008 3:37:12 PM (2979 views)
Re: Abstractorsearch.com - Ron McPherson/IA
1/16/2008 12:13:35 AM (3140 views)
Re: Abstractorsearch.com - BDliquid/MI
5/8/2008 2:52:21 PM (3015 views)

Citigroup Coughing and Countrywide Choking - Jay Duncan/MO
1/8/2008 4:34:38 PM (3874 views)
Re: Citigroup Coughing and Countrywide Choking - Kurt deVries/FL
1/9/2008 4:26:18 PM (3125 views)
Re: Citigroup Coughing and Countrywide Choking - Kevin Ahern/CT
1/9/2008 5:01:23 PM (3152 views)
Re: Citigroup Coughing and Countrywide Choking - Douglas Gallant/OH
1/9/2008 7:01:35 PM (3112 views)
Re: Citigroup Coughing and Countrywide Choking - Jessica Talley/NJ
1/9/2008 7:31:07 PM (2952 views)
Now seeing BOA might buy Countrywide - Ben Kohnen/WI
1/10/2008 4:10:09 PM (4708 views)
Re: Now seeing BOA might buy Countrywide - Jay Duncan/MO
1/10/2008 4:37:37 PM (3061 views)
Re: Now seeing BOA might buy Countrywide - J Nisonger/CA
1/10/2008 9:58:14 PM (2890 views)
Re: Now seeing BOA might buy Countrywide - Ben Kohnen/WI
1/11/2008 9:07:45 AM (2941 views)
Re: Citigroup Coughing and Countrywide Choking - Kevin Ahern/CT
1/11/2008 10:26:54 AM (2869 views)
Re: Citigroup Coughing and Countrywide Choking - Jay Duncan/MO
1/11/2008 10:50:56 AM (3351 views)
Re: Citigroup Coughing and Countrywide Choking - STEVE MEINECKE/TN
1/11/2008 12:06:07 PM (3072 views)
UPDATE: BOfA Buying Countrywide - Jarrod Clabaugh/OH
1/11/2008 12:21:01 PM (2879 views)
Re: UPDATE: BOfA Buying Countrywide - Janis Talbot/SC
1/17/2008 9:59:34 AM (2856 views)

Paradise Settlement Services - VIVIAN SLYKER/OH
1/8/2008 2:28:47 PM (3103 views)

E&O Insurance - Joe Kalmon/WI
1/8/2008 2:02:50 PM (2805 views)
Re: E&O Insurance - george Hubka/MI
1/8/2008 5:25:56 PM (2901 views)

The latest on Express Financial - Ronda Roaring/NY
1/8/2008 11:56:17 AM (2670 views)
Re: The latest on Express Financial - Amy Tatusko/VA
1/8/2008 2:12:05 PM (2977 views)
Re: The latest on Express Financial - William Price/PA
1/21/2008 11:56:16 AM (4417 views)

National TItlenet, LLC - Glenda Hodge/TN
1/8/2008 11:24:40 AM (3716 views)
Re: National TItlenet, LLC - PAM DESMARAIS/NC
1/8/2008 9:30:34 PM (3209 views)
Re: National TItlenet, LLC - Glenda Hodge/TN
1/8/2008 11:42:48 PM (3105 views)
Re: National TItlenet, LLC - Lois & Glen Morgan/TN
1/9/2008 9:20:45 AM (3249 views)
Re: National TItlenet, LLC - ks/IN
1/9/2008 8:13:53 PM (3083 views)
Re: National TItlenet, LLC - Mike/KS
1/16/2008 1:34:34 AM (2952 views)


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