Oh yes, I make it my policy to cut off any 'new' client at 60 days if I have not received payment and especially when there isn't any communication or effort to pay.  They owe me alittle over $1,000.  Which isn't much by some standards, but for me, a single-income woman, it would pay for my hot water heater that I needed to get.  And in these bad times, every cent counts.  I hear that they are having problems getting paid from their clients, so 'it flows downstream' as they say.  It makes me sad, because I have been in business since 1994 and this will be the first time that I have to take a client to collections. 

Well, Happy Holidays!!

Debbie