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Mezzo Settlement Services - trish kerns/PA
6/5/2008 11:27:49 AM (3174 views)

Price increases due to gas costs - Deborah Manion/VA
6/4/2008 12:18:25 PM (3737 views)
Re: Price increases due to gas costs - Kevin Ahern/CT
6/4/2008 12:29:47 PM (4697 views)
Re: Price increases due to gas costs - Robert Franco/OH
6/4/2008 1:17:53 PM (4670 views)
Re: Price increases due to gas costs - Amy Tatusko/VA
6/4/2008 6:42:43 PM (4797 views)
Re: Price increases due to gas costs - Rob  Robinson/PA
6/5/2008 12:49:19 AM (4724 views)
Re: Price increases due to gas costs - KELLY ROBERTSON/CA
6/9/2008 8:54:11 AM (4445 views)
Re: Price increases due to gas costs - Cheryl Hartzman/PA
6/9/2008 10:51:43 AM (4537 views)
Re: Price increases due to gas costs - charles jetter/OH
6/11/2008 4:24:14 AM (4308 views)
Re: Price increases due to gas costs - Ron McPherson/IA
6/10/2008 3:59:32 AM (4358 views)

Project Open Records - William Pattison /CA
6/3/2008 12:26:34 PM (3750 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 12:45:17 PM (4654 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 2:44:18 PM (4568 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 3:40:19 PM (7406 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 4:24:27 PM (4674 views)
Re: Project Open Records - Robert Franco/OH
6/3/2008 9:27:42 PM (4565 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:49:33 PM (4335 views)
Re: Project Open Records - Robert Franco/OH
6/9/2008 2:45:45 PM (4430 views)
Re: Project Open Records - Jessica Talley/NJ
6/3/2008 9:28:20 PM (4515 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:37:21 PM (4402 views)
Re: Project Open Records - Kevin Ahern/CT
6/4/2008 9:38:30 AM (4539 views)
Re: Project Open Records - Jeanine Johnson/FL
6/9/2008 12:17:09 PM (4257 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:21:31 PM (4307 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 2:07:08 PM (4360 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:25:34 PM (4348 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 3:17:45 PM (4369 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 12:41:55 AM (4389 views)
Re: Project Open Records - William Pattison /CA
6/12/2008 2:20:12 PM (4301 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:07:10 PM (4336 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 1:28:01 AM (4351 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/10/2008 8:17:01 AM (4409 views)
Re: Project Open Records - William Pattison /CA
6/11/2008 12:42:12 PM (4354 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/11/2008 1:21:49 PM (4320 views)
Re: Project Open Records - William Pattison /CA
6/19/2008 2:04:54 PM (4321 views)
Re: Project Open Records - Scott Perry/PA
6/20/2008 8:24:00 AM (4514 views)
Re: Project Open Records - William Pattison /CA
7/1/2008 2:37:49 PM (4368 views)

Math Question - Jack Johanson/PA
6/3/2008 11:16:18 AM (3741 views)
Re: Math Question - Scott Perry/PA
6/3/2008 12:12:50 PM (4278 views)
Re: Math Question - michael quinn/NY
6/3/2008 1:09:40 PM (4291 views)
Re: Math Question - Jack Johanson/PA
6/3/2008 1:18:20 PM (4274 views)
Re: Math Question - michael quinn/NY
6/4/2008 4:50:56 AM (4326 views)
Re: Math Question - Douglas Gallant/OH
6/4/2008 4:24:34 PM (4261 views)
Re: Math Question - STEVE MEINECKE/TN
6/4/2008 6:13:13 PM (4406 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 12:44:38 AM (4040 views)
Re: Math Question - Scott Perry/PA
6/5/2008 6:51:35 AM (4255 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 10:19:15 AM (7032 views)
Re: Math Question - michael quinn/NY
6/5/2008 10:55:39 AM (4180 views)
Re: Math Question - Scott Perry/PA
6/5/2008 11:24:55 AM (4101 views)
Re: Math Question - Jack Johanson/PA
6/5/2008 3:55:29 PM (4147 views)
Re: Math Question - Slade Smith/OH
6/6/2008 6:05:27 AM (4124 views)
Re: Math Question - Scott Perry/PA
6/6/2008 7:02:18 AM (4166 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 8:36:47 AM (3959 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:34:50 AM (4284 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:47:53 AM (4211 views)
Re: Math Question - michael quinn/NY
6/6/2008 10:23:40 AM (3964 views)
Re: Math Question - Slade Smith/OH
6/6/2008 7:31:35 PM (4022 views)
Going for extra credit... - Robert Franco/OH
6/6/2008 1:28:24 PM (4111 views)
Re: Going for extra credit... - Slade Smith/OH
6/6/2008 7:36:08 PM (3845 views)
Re: Going for extra credit... - Douglas Gallant/OH
6/6/2008 8:44:59 PM (3839 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/10/2008 1:28:53 AM (3883 views)
Re: Going for extra credit... ANSWER - Robert Franco/OH
6/10/2008 10:51:22 AM (3896 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/11/2008 2:35:05 AM (3854 views)
Re: Math Question - Douglas Gallant/OH
6/5/2008 5:11:54 PM (3963 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 9:25:18 AM (3851 views)
Re: Math Question - Jack Johanson/PA
6/6/2008 10:10:55 AM (3996 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 11:01:07 AM (3933 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 2:13:59 PM (3940 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:39:06 AM (4132 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:54:08 AM (4121 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 1:53:48 PM (3890 views)
BOTTOM LINE: - Scott Perry/PA
6/6/2008 3:44:32 PM (3871 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:16:58 AM (3883 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:22:57 AM (3934 views)
Re: Math Question - J Nisonger/CA
6/7/2008 7:37:07 PM (3845 views)
Re: Math Question - michael quinn/NY
6/7/2008 11:37:48 PM (3850 views)

Cleveland conference - Gayle Hironimus/NC
6/2/2008 7:31:16 PM (3609 views)
Re: Cleveland conference - Richard Yeager/MI
6/4/2008 3:18:11 PM (4501 views)
Re: Cleveland conference - Jeremy Yohe/OH
6/4/2008 11:01:55 PM (7360 views)
Re: Cleveland conference - Robert Franco/OH
6/5/2008 10:05:46 AM (4465 views)
Re: Cleveland conference - Gayle Hironimus/NC
6/5/2008 10:58:32 AM (4601 views)




Eastern Shore Abstractors - Frustrated in MD/MD
6/2/2008 12:46:44 PM (4075 views)
Re: Eastern Shore Abstractors - Deborah Manion/VA
6/2/2008 1:18:09 PM (4595 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/2/2008 1:29:44 PM (4589 views)
Re: Eastern Shore Abstractors - Andrew Veliuona/MD
6/4/2008 6:22:13 AM (7774 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/4/2008 7:30:32 AM (4463 views)
Re: Eastern Shore Abstractors - STEVE MEINECKE/TN
6/4/2008 9:18:44 PM (4625 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 7:25:53 AM (4610 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 8:18:36 AM (4559 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 11:18:30 AM (4600 views)
Re: Eastern Shore Abstractors - Rob  Robinson/PA
6/9/2008 11:16:05 AM (4416 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 1:34:26 PM (4560 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 1:52:36 PM (4365 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 3:18:19 PM (4483 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/6/2008 9:10:47 AM (4443 views)
Re: Online solutions - STEVE MEINECKE/TN
6/6/2008 9:56:18 AM (4371 views)
Re: Online solutions - Ron McPherson/IA
6/6/2008 9:34:28 PM (4284 views)

Grand Info, Inc - Response from the Owner - Robb Grandon/MI
6/2/2008 12:03:42 PM (4137 views)
Re: Grand Info, Inc - Response from the Owner - Scott Perry/PA
6/2/2008 6:49:42 PM (4676 views)
Clarification - Vikki Moffitt/GA
6/3/2008 7:05:47 AM (4610 views)
Re: Clarification - michael quinn/NY
6/3/2008 11:38:21 AM (4525 views)
Re: Grand Info, Inc - Response from the Owner - michael quinn/NY
6/3/2008 4:58:50 AM (4597 views)
Re: Grand Info, Inc - Response from the Owner - KELLY ROBERTSON/CA
6/9/2008 9:05:45 AM (7415 views)
Re: Grand Info, Inc - Response from the Owner - Rob  Robinson/PA
6/9/2008 11:06:42 AM (4405 views)
Re: Grand Info, Inc - Response from the Owner - Joanie Hahr/VT
6/24/2008 6:27:52 PM (4453 views)
Re: Grand Info, Inc - Response from the Owner - J Nisonger/CA
6/25/2008 5:37:59 PM (4365 views)
Re: Grand Info, Inc - Response from the Owner - Loretta Reed/MD
6/26/2008 9:43:40 AM (4455 views)

Moonpie! - J Nisonger/CA
5/30/2008 6:20:46 PM (3919 views)
Re: Moonpie! - monica froese/ME
5/30/2008 6:43:56 PM (4403 views)
Re: Moonpie! - Patrick Scott/IL
5/30/2008 7:06:47 PM (4234 views)
Re: Moonpie! - Scott Perry/PA
5/30/2008 8:49:15 PM (4447 views)
Re: Moonpie! - Glenda Hodge/TN
5/30/2008 11:35:04 PM (4406 views)
Re: Moonpie! - J Nisonger/CA
6/5/2008 2:16:20 AM (4542 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:04:28 PM (4276 views)
Re: Moonpie! - Glenda Hodge/TN
6/8/2008 12:21:27 AM (4258 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:09:28 PM (4342 views)
Re: Moonpie! - Lynn Hammett/SC
5/31/2008 12:13:48 AM (4535 views)
Re: Moonpie! - Rob  Robinson/PA
5/31/2008 10:03:29 AM (4386 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/4/2008 11:54:43 PM (4793 views)
Re: Moonpie! - Glenda Hodge/TN
6/5/2008 9:49:16 AM (4291 views)
Re: Moonpie Festival - STEVE MEINECKE/TN
6/5/2008 10:08:25 AM (4436 views)
Re: Moonpie Festival - Lynn Dukes/SC
6/6/2008 10:02:41 AM (4586 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/6/2008 11:23:39 AM (4308 views)

Flagship Title, Hampton VA - Amy Tatusko/VA
5/30/2008 10:58:55 AM (4627 views)
Re: Flagship Title, Hampton VA - Lynne Goodwin/VA
5/30/2008 11:45:18 AM (4710 views)
Re: Six hour turn time - STEVE MEINECKE/TN
5/30/2008 1:34:20 PM (4600 views)
Re: Six hour turn time - martha campbell/VA
6/2/2008 6:53:29 AM (4465 views)
Re: Flagship Title, Hampton VA - martha campbell/VA
6/2/2008 6:20:43 AM (4428 views)
Re: Flagship Title, Hampton VA - Teresa Martin/VA
2/2/2011 11:01:39 PM (5591 views)

Northwest Title & Escrow (Vandanais Heights, MN) - Michaela Urban/OH
5/29/2008 12:09:58 PM (4070 views)
Re: Northwest Title & Escrow (Vandanais Heights, MN) - george Hubka/MI
6/1/2008 10:06:07 PM (4259 views)

Top excuses for not paying vendors - . APS/NY
5/27/2008 8:41:27 PM (4221 views)
Re: Top excuses for not paying vendors - Lucille Femine/NJ
5/27/2008 11:18:57 PM (4730 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/28/2008 6:45:54 AM (4626 views)

Generally there are methods by which to successfully defeat all of these defenses. The greatest problem is waiting too long to enforce your contractual rights. With the passage of time clients file for bankruptcy, become insolvent or close their shops. Even if you succeed in obtaining a judgment there may be nothing left to satisfy it. Prompt enforcement of your claim is paramount.

1.    The no close/no pay defense is invalid unless it was disclosed to the abstractor at the time the abstractor accepted the order from the client. Most abstractors do not work with written agreements but rather oral agreements. In those instances in which there is a written contract involved...strike the no close/no pay clause from the contract before signing it. When the parties are performing under an oral contract the search order becomes strong evidence of what type of work was ordered , and what the terms of payment were. In this case make certain that the amount of your fee and the date of payment are mentioned in the search order. If there is a no close/no pay contingency mentioned in the search order...insist that the client remove it, and give you a revised search order before performing the search. If the client attempts to raise the no close/no pay policy at a later date, he is simply attempting to modify or amend the existing contract. In most states the defense is not valid unless the abstractor agrees to the subsequent modification.

2.   Not having signed a price agreement may be strong evidence that there was no agreement, but it is far from conclusive. It is primarily a matter of the evidence to support the claim. In the absence of a written agreement which would possibly foreclose payment, the court may rule that a reasonable amount is the proper amount.  In the alternative the abstractor may not be in a position to prove the pricing term In which case he will win on the issue of liability, but will be awarded only nominal damages of $1.00. If the client accepted the abstractor's work after receiving the invoice for the abstract, it is evidence that the client agreed to the price. This evidence becomes much stronger each time the abstractor repeatedly sends a bill for a specific amount, and the client ignores it. 

There may be a contract implied in fact in which there is never a word of its contractual terms spoken between the parties, and their conduct of performing the search and the client's acceptance thereof may be determined by the conduct of the parties.

There are also equitable remedies available such as unjust enrichment...a contract implied in law. In which case the client is liable for payment of a reasonable fee if the client accepted the abstract when the client knew or should have known that the abstractor expected to be paid. In this case a reasonable amount of payment becomes operative. The reasonable amount of the fee could be proved through a variety of means, including an industry stadard or prior course of dealing between the parties. Express contracts and implied contracts cannot coexist. However, if the lack of a pricing term in an express contract is fatal to the contract...the contract implied in law can be asserted.

3.    Proof of having ordered the search may be easier than the client thinks. The written search order would be the best evidence. However, the client's use of the abstract would also work well. It would simply be a matter of serving a subpoena on the title insurer and lender to prove that the abstractor's search was the basis for issuance of a title insurance policy. In addition to paying the abstractor...the client will most likely lose his client.

4.   The absence of the individual that ordered the work or his/her lack of authorization to order the work is not the end of the argument.  The issue is the extent to which authorization to order the search existed...not whether or not the individual is still employed by the client. There are a number of different types of authorization under the law of agency. Most of us are acquainted with express authorization in which the client has clearly appointed the individual as the client's agent/employee for the purpose of ordering the search. However, the client may have clothed the individual with sufficient apparent or inherent authority to order the search if the client has placed the individual in a position to reasonably create the impression that the individual is properly authorized.  There is also the matter of ratification of the individual's order of the search if the client has accepted and used the abstractor's work.

       If he has accepted the abstractor's work the client may also have waived his defense or in the alternative be estopped from asserting it. I recently litigated a case against a car dealership. The defendant claimed that the individual who signed the contract was not authorized to bind the defendant to the contract. However, the defendant had accepted services from my client for many months. The court ruled that the client had benefited from my client's services, and was therefore estopped from denying the validity of the contract.

5.   "We never received the bill." This is an easy defense to overcome. In Connecticut there is a rebutable presumption that if correspondence is properly addressed and properly posted it is presumed to have been received by the defendant. The burden of proof is shifted to the defendant to prove that he did not receive it. The only time that I have seen the presumption rebutted is when the the recipient had moved the location of his business at the relevant time, or the the proponant failed to establish proof that would give rise to the presumption.

    I remember a case in which compliance with a contract cancellation was at issue. The contract required timely notification of non renewal or the contract would automatically renew for another 5 years. The defendant asserted that he had mailed a timely cancellation, but the only evidence he could produce was the self serving testimony of the defendant and a fax copy with a much later date in the fax signature at the top of the page. The defendant's witness testified that he had properly addressed and posted the letter of cancellation, but on cross examination it became apparent that he had not placed the letter out of his control in the mail box. He had placed it in a location within his office for a later mail pick up. The court opined that that his testimony and the fax copy of the letter were evidence, but not proof of  the presumption.

The more the abstractor protects himself in the terms of the search order he/she receives, the easier it will be for him/her to obtain payment.  If the client is not responding to the abstractor's invoices, the final invoice should be sent certified mail return receipt requested with copies of the ealier invoices attached to it.  

The above is Connecticut law, but most of these precepts have evolved over several centuries of common law, and exist in various forms in most states. Some have been codified into statute.

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Re: Top excuses for not paying vendors - Robb Grandon/MI
5/31/2008 5:01:11 PM (4433 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/31/2008 5:51:12 PM (4329 views)
Re: Top excuses for not paying vendors - Robert Franco/OH
5/28/2008 12:05:20 PM (4526 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
5/28/2008 12:31:18 PM (5231 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
5/28/2008 4:04:06 PM (4604 views)
Re: Top excuses for not paying vendors - Matthew Sharpe/OH
6/2/2008 4:30:17 PM (4316 views)
Re: Top excuses for not paying vendors - William Pattison /CA
6/2/2008 5:20:07 PM (4456 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
6/2/2008 5:39:46 PM (4461 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
6/4/2008 2:46:11 PM (4291 views)

Junk Fee - Robert Franco/OH
5/27/2008 4:45:53 PM (3844 views)
Re: Junk Fee - Scott Perry/PA
5/27/2008 5:02:28 PM (4494 views)
Re: Junk Fee - Patrick Scott/IL
5/27/2008 10:37:29 PM (4502 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:10:00 PM (4527 views)
Re: Junk Fee - STEVE MEINECKE/TN
5/27/2008 11:52:26 PM (4397 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:11:34 PM (4417 views)
Re: Junk Fee - Clanci Nelson/OH
5/28/2008 1:38:32 PM (4555 views)
Re: Junk Fee - charles jetter/OH
5/29/2008 7:24:58 AM (4365 views)
Re: Junk Fee - Scott Perry/PA
5/29/2008 10:27:11 AM (4419 views)

Lets Search for title in India - David Bloys/TX
5/27/2008 12:57:12 AM (5518 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 9:11:03 AM (4569 views)
Re: Lets Search for title in India - David Bloys/TX
5/27/2008 10:18:08 AM (4611 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/27/2008 12:43:13 PM (4406 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 2:36:57 PM (4529 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/28/2008 3:31:35 PM (4403 views)
Re: Lets Search for title in India - Lynn Hammett/SC
5/29/2008 10:32:18 AM (4333 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:06:12 AM (4358 views)
Re: Lets Search for title in India - charles jetter/OH
5/29/2008 7:27:09 AM (4437 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:08:50 AM (4603 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/30/2008 9:00:06 AM (4459 views)
Re: Lets Search for title in India - Rahul/GA
10/14/2010 11:33:46 AM (4192 views)

Title Plant Software - Vikki Moffitt/GA
5/25/2008 5:33:55 PM (6650 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/26/2008 9:23:36 PM (5114 views)
Re: Title Plant Software - Vikki Moffitt/GA
5/27/2008 9:22:35 AM (4513 views)
Re: Title Plant Software - Melinda Barcum, J.D./AL
5/27/2008 12:38:25 PM (4715 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/27/2008 2:14:54 PM (4468 views)
Re: Title Plant Software - Stephen Williams/MO
5/29/2008 2:08:18 PM (4711 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/29/2008 4:31:55 PM (4677 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 7:24:54 PM (4435 views)
Re: Title Plant Software - Vikki Moffitt/GA
6/4/2008 7:42:13 PM (4391 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 8:58:33 PM (4486 views)

on the subject of RESPA reform - Diane Cipa/PA
5/23/2008 10:58:14 PM (3732 views)
Re: on the subject of RESPA reform - Patrick Scott/IL
5/25/2008 12:24:32 AM (4517 views)
Re: on the subject of RESPA reform - Diane Cipa/PA
5/27/2008 2:31:32 PM (4271 views)


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