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Mezzo Settlement Services - trish kerns/PA
6/5/2008 11:27:49 AM (3171 views)

Price increases due to gas costs - Deborah Manion/VA
6/4/2008 12:18:25 PM (3737 views)
Re: Price increases due to gas costs - Kevin Ahern/CT
6/4/2008 12:29:47 PM (4691 views)
Re: Price increases due to gas costs - Robert Franco/OH
6/4/2008 1:17:53 PM (4664 views)
Re: Price increases due to gas costs - Amy Tatusko/VA
6/4/2008 6:42:43 PM (4794 views)
Re: Price increases due to gas costs - Rob  Robinson/PA
6/5/2008 12:49:19 AM (4720 views)
Re: Price increases due to gas costs - KELLY ROBERTSON/CA
6/9/2008 8:54:11 AM (4441 views)
Re: Price increases due to gas costs - Cheryl Hartzman/PA
6/9/2008 10:51:43 AM (4534 views)
Re: Price increases due to gas costs - charles jetter/OH
6/11/2008 4:24:14 AM (4302 views)
Re: Price increases due to gas costs - Ron McPherson/IA
6/10/2008 3:59:32 AM (4355 views)

Project Open Records - William Pattison /CA
6/3/2008 12:26:34 PM (3748 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 12:45:17 PM (4652 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 2:44:18 PM (4565 views)
Re: Project Open Records - Scott Perry/PA
6/3/2008 3:40:19 PM (7403 views)
Re: Project Open Records - William Pattison /CA
6/3/2008 4:24:27 PM (4669 views)
Re: Project Open Records - Robert Franco/OH
6/3/2008 9:27:42 PM (4564 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:49:33 PM (4333 views)
Re: Project Open Records - Robert Franco/OH
6/9/2008 2:45:45 PM (4427 views)
Re: Project Open Records - Jessica Talley/NJ
6/3/2008 9:28:20 PM (4512 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:37:21 PM (4396 views)
Re: Project Open Records - Kevin Ahern/CT
6/4/2008 9:38:30 AM (4535 views)
Re: Project Open Records - Jeanine Johnson/FL
6/9/2008 12:17:09 PM (4254 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 1:21:31 PM (4304 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 2:07:08 PM (4359 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:25:34 PM (4345 views)
Re: Project Open Records - Scott Perry/PA
6/9/2008 3:17:45 PM (4365 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 12:41:55 AM (4382 views)
Re: Project Open Records - William Pattison /CA
6/12/2008 2:20:12 PM (4297 views)
Re: Project Open Records - William Pattison /CA
6/9/2008 2:07:10 PM (4331 views)
Re: Project Open Records - michael quinn/NY
6/10/2008 1:28:01 AM (4344 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/10/2008 8:17:01 AM (4406 views)
Re: Project Open Records - William Pattison /CA
6/11/2008 12:42:12 PM (4353 views)
Re: Project Open Records - STEVE MEINECKE/TN
6/11/2008 1:21:49 PM (4316 views)
Re: Project Open Records - William Pattison /CA
6/19/2008 2:04:54 PM (4318 views)
Re: Project Open Records - Scott Perry/PA
6/20/2008 8:24:00 AM (4509 views)
Re: Project Open Records - William Pattison /CA
7/1/2008 2:37:49 PM (4364 views)

Math Question - Jack Johanson/PA
6/3/2008 11:16:18 AM (3736 views)
Re: Math Question - Scott Perry/PA
6/3/2008 12:12:50 PM (4271 views)
Re: Math Question - michael quinn/NY
6/3/2008 1:09:40 PM (4282 views)
Re: Math Question - Jack Johanson/PA
6/3/2008 1:18:20 PM (4267 views)
Re: Math Question - michael quinn/NY
6/4/2008 4:50:56 AM (4317 views)
Re: Math Question - Douglas Gallant/OH
6/4/2008 4:24:34 PM (4254 views)
Re: Math Question - STEVE MEINECKE/TN
6/4/2008 6:13:13 PM (4403 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 12:44:38 AM (4039 views)
Re: Math Question - Scott Perry/PA
6/5/2008 6:51:35 AM (4246 views)
Re: Math Question - Rob  Robinson/PA
6/5/2008 10:19:15 AM (7026 views)
Re: Math Question - michael quinn/NY
6/5/2008 10:55:39 AM (4170 views)
Re: Math Question - Scott Perry/PA
6/5/2008 11:24:55 AM (4094 views)
Re: Math Question - Jack Johanson/PA
6/5/2008 3:55:29 PM (4136 views)
Re: Math Question - Slade Smith/OH
6/6/2008 6:05:27 AM (4118 views)
Re: Math Question - Scott Perry/PA
6/6/2008 7:02:18 AM (4161 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 8:36:47 AM (3954 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:34:50 AM (4275 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:47:53 AM (4201 views)
Re: Math Question - michael quinn/NY
6/6/2008 10:23:40 AM (3953 views)
Re: Math Question - Slade Smith/OH
6/6/2008 7:31:35 PM (4015 views)
Going for extra credit... - Robert Franco/OH
6/6/2008 1:28:24 PM (4102 views)
Re: Going for extra credit... - Slade Smith/OH
6/6/2008 7:36:08 PM (3838 views)
Re: Going for extra credit... - Douglas Gallant/OH
6/6/2008 8:44:59 PM (3829 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/10/2008 1:28:53 AM (3879 views)
Re: Going for extra credit... ANSWER - Robert Franco/OH
6/10/2008 10:51:22 AM (3884 views)
Re: Going for extra credit... ANSWER - Slade Smith/OH
6/11/2008 2:35:05 AM (3844 views)
Re: Math Question - Douglas Gallant/OH
6/5/2008 5:11:54 PM (3959 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 9:25:18 AM (3841 views)
Re: Math Question - Jack Johanson/PA
6/6/2008 10:10:55 AM (3988 views)
Re: Math Question - Rob  Robinson/PA
6/6/2008 11:01:07 AM (3926 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 2:13:59 PM (3932 views)
Re: Math Question - Robert Franco/OH
6/6/2008 11:39:06 AM (4124 views)
Re: Math Question - STEVE MEINECKE/TN
6/6/2008 11:54:08 AM (4114 views)
Re: Math Question - Douglas Gallant/OH
6/6/2008 1:53:48 PM (3883 views)
BOTTOM LINE: - Scott Perry/PA
6/6/2008 3:44:32 PM (3864 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:16:58 AM (3873 views)
Re: Math Question - michael quinn/NY
6/7/2008 12:22:57 AM (3925 views)
Re: Math Question - J Nisonger/CA
6/7/2008 7:37:07 PM (3836 views)
Re: Math Question - michael quinn/NY
6/7/2008 11:37:48 PM (3846 views)

Cleveland conference - Gayle Hironimus/NC
6/2/2008 7:31:16 PM (3607 views)
Re: Cleveland conference - Richard Yeager/MI
6/4/2008 3:18:11 PM (4496 views)
Re: Cleveland conference - Jeremy Yohe/OH
6/4/2008 11:01:55 PM (7354 views)
Re: Cleveland conference - Robert Franco/OH
6/5/2008 10:05:46 AM (4461 views)
Re: Cleveland conference - Gayle Hironimus/NC
6/5/2008 10:58:32 AM (4598 views)




Eastern Shore Abstractors - Frustrated in MD/MD
6/2/2008 12:46:44 PM (4073 views)
Re: Eastern Shore Abstractors - Deborah Manion/VA
6/2/2008 1:18:09 PM (4591 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/2/2008 1:29:44 PM (4581 views)
Re: Eastern Shore Abstractors - Andrew Veliuona/MD
6/4/2008 6:22:13 AM (7767 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/4/2008 7:30:32 AM (4455 views)
Re: Eastern Shore Abstractors - STEVE MEINECKE/TN
6/4/2008 9:18:44 PM (4622 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 7:25:53 AM (4604 views)
Re: Eastern Shore Abstractors - Loretta Reed/MD
6/5/2008 8:18:36 AM (4553 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 11:18:30 AM (4594 views)
Re: Eastern Shore Abstractors - Rob  Robinson/PA
6/9/2008 11:16:05 AM (4412 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 1:34:26 PM (4553 views)
Re: Eastern Shore Abstractors - michael quinn/NY
6/5/2008 1:52:36 PM (4359 views)
Re: Eastern Shore Abstractors - Laurie E/MD
6/5/2008 3:18:19 PM (4479 views)
Re: Eastern Shore Abstractors - Chuck Y/NY
6/6/2008 9:10:47 AM (4436 views)
Re: Online solutions - STEVE MEINECKE/TN
6/6/2008 9:56:18 AM (4364 views)
Re: Online solutions - Ron McPherson/IA
6/6/2008 9:34:28 PM (4278 views)

Grand Info, Inc - Response from the Owner - Robb Grandon/MI
6/2/2008 12:03:42 PM (4134 views)
Re: Grand Info, Inc - Response from the Owner - Scott Perry/PA
6/2/2008 6:49:42 PM (4669 views)
Clarification - Vikki Moffitt/GA
6/3/2008 7:05:47 AM (4606 views)
Re: Clarification - michael quinn/NY
6/3/2008 11:38:21 AM (4520 views)
Re: Grand Info, Inc - Response from the Owner - michael quinn/NY
6/3/2008 4:58:50 AM (4591 views)
Re: Grand Info, Inc - Response from the Owner - KELLY ROBERTSON/CA
6/9/2008 9:05:45 AM (7411 views)
Re: Grand Info, Inc - Response from the Owner - Rob  Robinson/PA
6/9/2008 11:06:42 AM (4401 views)
Re: Grand Info, Inc - Response from the Owner - Joanie Hahr/VT
6/24/2008 6:27:52 PM (4448 views)
Re: Grand Info, Inc - Response from the Owner - J Nisonger/CA
6/25/2008 5:37:59 PM (4360 views)
Re: Grand Info, Inc - Response from the Owner - Loretta Reed/MD
6/26/2008 9:43:40 AM (4449 views)

Moonpie! - J Nisonger/CA
5/30/2008 6:20:46 PM (3919 views)
Re: Moonpie! - monica froese/ME
5/30/2008 6:43:56 PM (4397 views)
Re: Moonpie! - Patrick Scott/IL
5/30/2008 7:06:47 PM (4231 views)
Re: Moonpie! - Scott Perry/PA
5/30/2008 8:49:15 PM (4441 views)
Re: Moonpie! - Glenda Hodge/TN
5/30/2008 11:35:04 PM (4395 views)
Re: Moonpie! - J Nisonger/CA
6/5/2008 2:16:20 AM (4536 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:04:28 PM (4272 views)
Re: Moonpie! - Glenda Hodge/TN
6/8/2008 12:21:27 AM (4254 views)
Re: Moonpie! - J Nisonger/CA
6/7/2008 7:09:28 PM (4337 views)
Re: Moonpie! - Lynn Hammett/SC
5/31/2008 12:13:48 AM (4529 views)
Re: Moonpie! - Rob  Robinson/PA
5/31/2008 10:03:29 AM (4379 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/4/2008 11:54:43 PM (4784 views)
Re: Moonpie! - Glenda Hodge/TN
6/5/2008 9:49:16 AM (4287 views)
Re: Moonpie Festival - STEVE MEINECKE/TN
6/5/2008 10:08:25 AM (4427 views)
Re: Moonpie Festival - Lynn Dukes/SC
6/6/2008 10:02:41 AM (4576 views)
Re: Moonpie! - STEVE MEINECKE/TN
6/6/2008 11:23:39 AM (4299 views)

Flagship Title, Hampton VA - Amy Tatusko/VA
5/30/2008 10:58:55 AM (4626 views)
Re: Flagship Title, Hampton VA - Lynne Goodwin/VA
5/30/2008 11:45:18 AM (4704 views)
Re: Six hour turn time - STEVE MEINECKE/TN
5/30/2008 1:34:20 PM (4595 views)
Re: Six hour turn time - martha campbell/VA
6/2/2008 6:53:29 AM (4458 views)
Re: Flagship Title, Hampton VA - martha campbell/VA
6/2/2008 6:20:43 AM (4423 views)
Re: Flagship Title, Hampton VA - Teresa Martin/VA
2/2/2011 11:01:39 PM (5587 views)

Northwest Title & Escrow (Vandanais Heights, MN) - Michaela Urban/OH
5/29/2008 12:09:58 PM (4067 views)
Re: Northwest Title & Escrow (Vandanais Heights, MN) - george Hubka/MI
6/1/2008 10:06:07 PM (4256 views)

Top excuses for not paying vendors - . APS/NY
5/27/2008 8:41:27 PM (4221 views)
Re: Top excuses for not paying vendors - Lucille Femine/NJ
5/27/2008 11:18:57 PM (4725 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/28/2008 6:45:54 AM (4621 views)

Generally there are methods by which to successfully defeat all of these defenses. The greatest problem is waiting too long to enforce your contractual rights. With the passage of time clients file for bankruptcy, become insolvent or close their shops. Even if you succeed in obtaining a judgment there may be nothing left to satisfy it. Prompt enforcement of your claim is paramount.

1.    The no close/no pay defense is invalid unless it was disclosed to the abstractor at the time the abstractor accepted the order from the client. Most abstractors do not work with written agreements but rather oral agreements. In those instances in which there is a written contract involved...strike the no close/no pay clause from the contract before signing it. When the parties are performing under an oral contract the search order becomes strong evidence of what type of work was ordered , and what the terms of payment were. In this case make certain that the amount of your fee and the date of payment are mentioned in the search order. If there is a no close/no pay contingency mentioned in the search order...insist that the client remove it, and give you a revised search order before performing the search. If the client attempts to raise the no close/no pay policy at a later date, he is simply attempting to modify or amend the existing contract. In most states the defense is not valid unless the abstractor agrees to the subsequent modification.

2.   Not having signed a price agreement may be strong evidence that there was no agreement, but it is far from conclusive. It is primarily a matter of the evidence to support the claim. In the absence of a written agreement which would possibly foreclose payment, the court may rule that a reasonable amount is the proper amount.  In the alternative the abstractor may not be in a position to prove the pricing term In which case he will win on the issue of liability, but will be awarded only nominal damages of $1.00. If the client accepted the abstractor's work after receiving the invoice for the abstract, it is evidence that the client agreed to the price. This evidence becomes much stronger each time the abstractor repeatedly sends a bill for a specific amount, and the client ignores it. 

There may be a contract implied in fact in which there is never a word of its contractual terms spoken between the parties, and their conduct of performing the search and the client's acceptance thereof may be determined by the conduct of the parties.

There are also equitable remedies available such as unjust enrichment...a contract implied in law. In which case the client is liable for payment of a reasonable fee if the client accepted the abstract when the client knew or should have known that the abstractor expected to be paid. In this case a reasonable amount of payment becomes operative. The reasonable amount of the fee could be proved through a variety of means, including an industry stadard or prior course of dealing between the parties. Express contracts and implied contracts cannot coexist. However, if the lack of a pricing term in an express contract is fatal to the contract...the contract implied in law can be asserted.

3.    Proof of having ordered the search may be easier than the client thinks. The written search order would be the best evidence. However, the client's use of the abstract would also work well. It would simply be a matter of serving a subpoena on the title insurer and lender to prove that the abstractor's search was the basis for issuance of a title insurance policy. In addition to paying the abstractor...the client will most likely lose his client.

4.   The absence of the individual that ordered the work or his/her lack of authorization to order the work is not the end of the argument.  The issue is the extent to which authorization to order the search existed...not whether or not the individual is still employed by the client. There are a number of different types of authorization under the law of agency. Most of us are acquainted with express authorization in which the client has clearly appointed the individual as the client's agent/employee for the purpose of ordering the search. However, the client may have clothed the individual with sufficient apparent or inherent authority to order the search if the client has placed the individual in a position to reasonably create the impression that the individual is properly authorized.  There is also the matter of ratification of the individual's order of the search if the client has accepted and used the abstractor's work.

       If he has accepted the abstractor's work the client may also have waived his defense or in the alternative be estopped from asserting it. I recently litigated a case against a car dealership. The defendant claimed that the individual who signed the contract was not authorized to bind the defendant to the contract. However, the defendant had accepted services from my client for many months. The court ruled that the client had benefited from my client's services, and was therefore estopped from denying the validity of the contract.

5.   "We never received the bill." This is an easy defense to overcome. In Connecticut there is a rebutable presumption that if correspondence is properly addressed and properly posted it is presumed to have been received by the defendant. The burden of proof is shifted to the defendant to prove that he did not receive it. The only time that I have seen the presumption rebutted is when the the recipient had moved the location of his business at the relevant time, or the the proponant failed to establish proof that would give rise to the presumption.

    I remember a case in which compliance with a contract cancellation was at issue. The contract required timely notification of non renewal or the contract would automatically renew for another 5 years. The defendant asserted that he had mailed a timely cancellation, but the only evidence he could produce was the self serving testimony of the defendant and a fax copy with a much later date in the fax signature at the top of the page. The defendant's witness testified that he had properly addressed and posted the letter of cancellation, but on cross examination it became apparent that he had not placed the letter out of his control in the mail box. He had placed it in a location within his office for a later mail pick up. The court opined that that his testimony and the fax copy of the letter were evidence, but not proof of  the presumption.

The more the abstractor protects himself in the terms of the search order he/she receives, the easier it will be for him/her to obtain payment.  If the client is not responding to the abstractor's invoices, the final invoice should be sent certified mail return receipt requested with copies of the ealier invoices attached to it.  

The above is Connecticut law, but most of these precepts have evolved over several centuries of common law, and exist in various forms in most states. Some have been codified into statute.

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Re: Top excuses for not paying vendors - Robb Grandon/MI
5/31/2008 5:01:11 PM (4428 views)
Re: Top excuses for not paying vendors - Kevin Ahern/CT
5/31/2008 5:51:12 PM (4325 views)
Re: Top excuses for not paying vendors - Robert Franco/OH
5/28/2008 12:05:20 PM (4520 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
5/28/2008 12:31:18 PM (5228 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
5/28/2008 4:04:06 PM (4595 views)
Re: Top excuses for not paying vendors - Matthew Sharpe/OH
6/2/2008 4:30:17 PM (4310 views)
Re: Top excuses for not paying vendors - William Pattison /CA
6/2/2008 5:20:07 PM (4452 views)
Re: Top excuses for not paying vendors - Scott Perry/PA
6/2/2008 5:39:46 PM (4456 views)
Re: Top excuses for not paying vendors - Rob  Robinson/PA
6/4/2008 2:46:11 PM (4289 views)

Junk Fee - Robert Franco/OH
5/27/2008 4:45:53 PM (3843 views)
Re: Junk Fee - Scott Perry/PA
5/27/2008 5:02:28 PM (4487 views)
Re: Junk Fee - Patrick Scott/IL
5/27/2008 10:37:29 PM (4498 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:10:00 PM (4523 views)
Re: Junk Fee - STEVE MEINECKE/TN
5/27/2008 11:52:26 PM (4392 views)
Re: Junk Fee - Robert Franco/OH
5/28/2008 12:11:34 PM (4413 views)
Re: Junk Fee - Clanci Nelson/OH
5/28/2008 1:38:32 PM (4550 views)
Re: Junk Fee - charles jetter/OH
5/29/2008 7:24:58 AM (4361 views)
Re: Junk Fee - Scott Perry/PA
5/29/2008 10:27:11 AM (4415 views)

Lets Search for title in India - David Bloys/TX
5/27/2008 12:57:12 AM (5516 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 9:11:03 AM (4562 views)
Re: Lets Search for title in India - David Bloys/TX
5/27/2008 10:18:08 AM (4609 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/27/2008 12:43:13 PM (4402 views)
Re: Lets Search for title in India - STEVE MEINECKE/TN
5/27/2008 2:36:57 PM (4524 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/28/2008 3:31:35 PM (4399 views)
Re: Lets Search for title in India - Lynn Hammett/SC
5/29/2008 10:32:18 AM (4328 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:06:12 AM (4356 views)
Re: Lets Search for title in India - charles jetter/OH
5/29/2008 7:27:09 AM (4432 views)
Re: Lets Search for title in India - David Bloys/TX
5/29/2008 11:08:50 AM (4597 views)
Re: Lets Search for title in India - Rob  Robinson/PA
5/30/2008 9:00:06 AM (4455 views)
Re: Lets Search for title in India - Rahul/GA
10/14/2010 11:33:46 AM (4187 views)

Title Plant Software - Vikki Moffitt/GA
5/25/2008 5:33:55 PM (6649 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/26/2008 9:23:36 PM (5107 views)
Re: Title Plant Software - Vikki Moffitt/GA
5/27/2008 9:22:35 AM (4512 views)
Re: Title Plant Software - Melinda Barcum, J.D./AL
5/27/2008 12:38:25 PM (4713 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/27/2008 2:14:54 PM (4463 views)
Re: Title Plant Software - Stephen Williams/MO
5/29/2008 2:08:18 PM (4707 views)
Re: Title Plant Software - STEVE MEINECKE/TN
5/29/2008 4:31:55 PM (4675 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 7:24:54 PM (4428 views)
Re: Title Plant Software - Vikki Moffitt/GA
6/4/2008 7:42:13 PM (4385 views)
Re: Title Plant Software - STEVE MEINECKE/TN
6/4/2008 8:58:33 PM (4483 views)

on the subject of RESPA reform - Diane Cipa/PA
5/23/2008 10:58:14 PM (3730 views)
Re: on the subject of RESPA reform - Patrick Scott/IL
5/25/2008 12:24:32 AM (4512 views)
Re: on the subject of RESPA reform - Diane Cipa/PA
5/27/2008 2:31:32 PM (4269 views)


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