So let me see if I've got this straight: the federal government, through the Community Reinvestment Act, basically requires lenders to make loans to people who in all probability won't be able to pay the money back, aided and abetted by the Federal Reserve (which is about as "federal" as Federal Express), which cut interest rates to historic lows.  Then, when the loans go into default, the federal and state governments enact these taxpayer-funded "bailouts" of the very same banks they have denounced as "predatory lenders".

Sounds logical to me!