Clanci, I say thanks a lot for dragging me into this thread.  I don't know Pennsylvania law, but here in Ohio, the address on the mortgage has always been a red flag,  and in some cases ruled notice of a lien.  There is recent case law here, last month in fact, that has held bad legal, no lien.

Still, not enough for me to think that the addresses on the two mortgages should not have been noted and pertinent pages copied for the client.  Just the fact that both mortgages were filed on the same day would have required looking at both for information regarding intent rather than relying on the index and legal shown.

I agree with you about copying mortgages on all reports.  I have been doing this for thirty-five years, and it is only in the last several years that some clients have requested partial copies of mortgages.  I suppose it is a lack of confidence in the abstractor/examiner.

The end result being, with a grantor/grantee system, the error in the mortgages should have been noted in the initial report.  I will give them this, I don't know what else the owner was invloved with, and it could have involved more than just the two properties mentioned.  That could have made it more difficult to notice.