Robert,   Thanks,      you just made many of our points exactly.....

You (any person including myself) shouldn't have to take a,  ..." few tax classes

in law school" to understand the government's taxing system.   There is no

reason the laws couldn' t be written in plain language, no matter how

complicated they need to be,    ditto for mortgages, insurance contracts, etc..... .

Proves the point they make the laws for Kevin and other lawyers.

George