Yes... we all have different customs.  I don't look at it as searching an extra "name."  We don't search "names," really.  We search the "title."  It is our responsibility to show the status of title and if a potential buyer is subject to lien that attaches to after-acquired property - it definitely impacts the status of title. 

When we do searches, we focus on what the client needs to insure title.  That is why I think it is so important for abstractors to understand title insurance and the coverage extended by a title insurance policy.  Unfortunately, too many abstractors don't have a clue!  Although that doesn't prohibit an abstractor from charging extra for some things, I think a basic search fee should cover "all matters" that affect title - perhaps limited by the clients chosen duration of the search.  For example, if the client only requests a current owner, encumbrances from prior owners wouldn't be shown (they accept that risk when the decide to insure on a current owner).  But, after-acquired liens definitely affect all searches of any duration. 

Basically, think about your liability.  If you are provided with a buyer's name and don't run it because your client doesn't "pay extra," you could be in for an E&O claim.  If you return a report that fails to include a lien that you should have found, you are probably going to be liable for the claim. 

Anyway, that is my take on it.  I'm sure there are a lot of other opinions out there.

Best,
Robert A. Franco
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