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[+] US TITLE SOLUTIONS QUESTION - STEVE MEINECKE/TN (43 replies)
11/19/2008 8:59:13 PM (4229 views)

Senate Grilling Bankers Right Now! - David Bloys/TX
11/18/2008 9:38:35 AM (3245 views)

[-] Is there any way a poll can be posted? - James "Lin" Toney/MS (7 replies)
11/15/2008 8:14:09 PM (3868 views)
Re: Is there any way a poll can be posted? - Slade Smith/OH
11/16/2008 6:15:21 PM (4947 views)
Re: Is there any way a poll can be posted? - James "Lin" Toney/MS
11/16/2008 6:36:50 PM (4865 views)
I put up a quickie poll - Slade Smith/OH
11/19/2008 9:23:39 PM (5346 views)
Re: I put up a quickie poll - James "Lin" Toney/MS
11/20/2008 8:59:00 PM (5023 views)
Re: Is there any way a poll can be posted? - LAWANDA  MCMILLIAN/AR
11/19/2008 6:54:17 PM (4951 views)
Re: Is there any way a poll can be posted? - David Bloys/TX
11/20/2008 6:59:34 PM (4886 views)
Re: Is there any way a poll can be posted? - Robert Franco/OH
11/21/2008 9:09:02 AM (4791 views)

I believe that health care is very important for everyone.  While I do not believe that there is a "right" to health care, which has been discussed elsewhere on this forum, I do believe that as an employer I have a "responsibility" to provide it to my employees.  I have always paid 100% of my employees health care premiums.  It is a standard 80/20 policy where the insured pays 20% of the cost of care until they reach their deductible ($1,000) and then they pay everything.  We can choose our own doctor and we have prescription coverage, but no dental or vision.  Its a pretty good policy. 

The downside is that the costs have soared.  I remember getting a letter one year that said "Good news, your health insurance is only going up 11% this year."  I failed to see the good news.  This year, it went up 15%.  Obviously, things in our business haven't been all that good the past couple of years and those increases are difficult to absorb, but I am still managing because I do believe it is that important.

In addition to seeing the cost rise - the prescription benefit has been cut several times.  It used to cost us $2 for generic drugs and $4 for brand-name drugs.  Today, I believe that it is $10 and $20. 

Something has to change.  At the rate that insurance rates are climbing, it won't be long before we can't afford it.  Many employers stopped paying 100% of the premium years ago, but that just places the burden on the employee and what happens when they can't afford their share anymore? 

Best,
Robert A. Franco
SOURCE OF TITLE

 

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[+] Keep an eye on your credit card interest rate! - Dan Zook/NY (14 replies)
11/14/2008 3:30:01 PM (3917 views)

[+] P&W Title Examination Services, LLC - Brad Bradbury/PA (3 replies)
11/14/2008 10:33:57 AM (5421 views)


Real Title Services


[+] Rocky Point Title dba Advantage Title Solutions - Elizabeth Helman/PA (1 reply)
11/13/2008 6:03:36 PM (4115 views)

[+] WRONG CO - LAWANDA  MCMILLIAN/AR (2 replies)
11/13/2008 3:51:04 PM (4040 views)

OAITA - J. H./OH
11/13/2008 1:15:52 PM (4715 views)

[+] SUPPLIED TECHNOLGIES RESOURES - LAWANDA  MCMILLIAN/AR (1 reply)
11/12/2008 4:39:56 PM (3715 views)

[+] Land America bought by Fidelity - Kristi Lee/NE (8 replies)
11/12/2008 10:05:21 AM (5062 views)

HOW TO CONTACT PRO DOCS - Wendy Lannoye/IL
11/11/2008 3:30:11 PM (3234 views)

Title Stream - Russ  Kern/GA
11/10/2008 2:39:06 PM (3545 views)

Pilot Search - Scott Morehouse/NY
11/10/2008 7:45:15 AM (3166 views)

[+] Pro Docs, Inc. - Edward Huguenin/SC (4 replies)
11/9/2008 9:27:12 AM (4343 views)

[+] AbstractorLeads.com - James "Lin" Toney/MS (9 replies)
11/8/2008 8:20:44 PM (4321 views)


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