Ohio is a judicial foreclosure state.  The bar association recently held a huge CLE to train mediators for foreclosures and evictions to prepare for a wave a new cases once the moratorium expires.  It was a good idea, but mediation can only do so much.

I am expecting more relief - in a more targeted manner to provide assistance to those who really need it.  I'm hopeful that lenders will have programs available that will provide meaningful assistance to make foreclosure a last resort. 

With the right programs, I don't think we will see plummeting home values.  Although, we may see a small correction of the ridiculous home price increases we have seen recently.  And, I would not expect to see much home appreciation until the market normalizes.

Just my opinion... we'll see how it plays out soon!

Best,
Robert A. Franco
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