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[+] A "thank you & happy new year" to Robert! - Alix Ott/MI (4 replies)
12/29/2008 11:25:10 AM (3531 views)

[+] Career Dilemma - Robert Franco/OH (3 replies)
12/29/2008 9:34:12 AM (4049 views)

[+] Transtar National Title Beware - James "Lin" Toney/MS (5 replies)
12/24/2008 3:57:44 PM (5561 views)

[+] Title Examiner / Abstractor (Telecommute) - Rebecca Fair/FL (4 replies)
12/23/2008 12:35:51 PM (6451 views)

[+] Title Examiner / Abstractor (Telecommute) - Rebecca Fair/FL (1 reply)
12/23/2008 12:34:40 PM (7175 views)


Real Title Services


[+] Field Notes - Ellen Maher/MI (5 replies)
12/23/2008 10:34:35 AM (3786 views)

[+] Richard Bolen - Janis Talbot/SC (7 replies)
12/22/2008 10:47:07 AM (3963 views)

[+] GLOBAL TITLE REPORTING SERVICES INC. - Joan Howland/CT (7 replies)
12/22/2008 10:00:45 AM (4497 views)

[+] Give this Christmas gift to your good clients/vendors! - Slade Smith/OH (3 replies)
12/22/2008 7:22:48 AM (3897 views)

[+] New York Title Abstract - Ron McPherson/IA (4 replies)
12/21/2008 8:26:40 PM (3889 views)

[+] REFERENCES ON ABG - Debbie Thibodeaux/LA (3 replies)
12/18/2008 7:10:05 PM (3900 views)

[+] Lipstick on a Pig? REVISED POSTING - . APS/NY (1 reply)
12/18/2008 4:04:54 PM (3977 views)

[+] Legacy Title (Indiana) - Barbara Bennett/IN (1 reply)
12/17/2008 7:13:52 PM (4075 views)

[-] Remove Disclaimer ??? - Glenda Hodge/TN (49 replies)
12/17/2008 6:47:39 PM (4279 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (5251 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (5288 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (5008 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (4900 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (5283 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (4901 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (4869 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (4860 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (4910 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (4760 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (4600 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (4817 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (4649 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (4838 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (4706 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (5152 views)
Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (4704 views)

I absolutely agree. 

In a prior post, someone mentioned that their insurance carrier also required a disclaimer. 

I've always preferred to provide an extensive disclosure and notice page(s) to my work.  This is because of the many known flaws in the Grantor-Grantee Indices.  In point of fact, my own parents had a reconveyance mis-indexed on the Indices a few years ago.  I was the one who noticed the flaw and brought it to the attention of the Recorders' staff to fix.  However, this highlights an important point that many people are unaware of in the modern age of digitized, computerized indices;  a mis-indexing of a lien can be corrected with NO public oversight.  A lien that has been entered incorrectly for years on an index might be changed in the computer.  Your research may have cleared the property of encumbrances one day, and the day thereafter, with a corrected index entry, you might have a property on your hands that is "newly" liened. 

I make sure to keep a file of specific examples of indexing errors that can be called up by me at any time to show such flaws both historical and current. 

Perhaps I am splitting hairs, as the difference between my "disclosures" and your "disclaimers" is probably non-existant, but it certainly makes me feel better to have our clients understand something of the methodology of our work and the nature of the records.  I look upon it, not only as a "CYA" move, but also as an opportunity to educate.

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Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (4769 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (4764 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (4882 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (4778 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (4622 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (4511 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (4534 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (4702 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (4766 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (7271 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (4508 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (4716 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (4650 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (4539 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (4571 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (4478 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (4481 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (4641 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (4491 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (6688 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (4499 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (4650 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (4388 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (4657 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (4427 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (4405 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (4462 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (6588 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (4633 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (4317 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (4211 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (4255 views)

[+] Beware of Richmond Title - Virginia Capps/TN (7 replies)
12/15/2008 5:51:53 PM (4368 views)


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