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[+] Lipstick on a Pig? REVISED POSTING - . APS/NY (1 reply)
12/18/2008 4:04:54 PM (3997 views)

[+] Legacy Title (Indiana) - Barbara Bennett/IN (1 reply)
12/17/2008 7:13:52 PM (4103 views)

[-] Remove Disclaimer ??? - Glenda Hodge/TN (49 replies)
12/17/2008 6:47:39 PM (4302 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (5323 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (5353 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (5081 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (4976 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (5349 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (4963 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (4947 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (4925 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (4978 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (4848 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (4674 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (4877 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (4723 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (4911 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (4774 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (5243 views)
Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (4774 views)

I absolutely agree. 

In a prior post, someone mentioned that their insurance carrier also required a disclaimer. 

I've always preferred to provide an extensive disclosure and notice page(s) to my work.  This is because of the many known flaws in the Grantor-Grantee Indices.  In point of fact, my own parents had a reconveyance mis-indexed on the Indices a few years ago.  I was the one who noticed the flaw and brought it to the attention of the Recorders' staff to fix.  However, this highlights an important point that many people are unaware of in the modern age of digitized, computerized indices;  a mis-indexing of a lien can be corrected with NO public oversight.  A lien that has been entered incorrectly for years on an index might be changed in the computer.  Your research may have cleared the property of encumbrances one day, and the day thereafter, with a corrected index entry, you might have a property on your hands that is "newly" liened. 

I make sure to keep a file of specific examples of indexing errors that can be called up by me at any time to show such flaws both historical and current. 

Perhaps I am splitting hairs, as the difference between my "disclosures" and your "disclaimers" is probably non-existant, but it certainly makes me feel better to have our clients understand something of the methodology of our work and the nature of the records.  I look upon it, not only as a "CYA" move, but also as an opportunity to educate.

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Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (4836 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (4829 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (4955 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (4843 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (4697 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (4580 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (4597 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (4760 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (4835 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (7343 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (4584 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (4805 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (4723 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (4594 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (4640 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (4550 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (4542 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (4699 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (4562 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (6762 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (4568 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (4713 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (4453 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (4725 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (4492 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (4480 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (4535 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (6665 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (4695 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (4389 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (4279 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (4326 views)

[+] Beware of Richmond Title - Virginia Capps/TN (7 replies)
12/15/2008 5:51:53 PM (4397 views)

[+] HELP!!!!!!!!!!!!! - HEIDI CIMA/PA (3 replies)
12/12/2008 2:15:57 PM (4354 views)


Real Title Services


[+] First American Doc Edge Software - ecenteno/NV (5 replies)
12/12/2008 12:17:28 PM (4373 views)

[+] Letter sent re: deed copy for $$ - Clanci Nelson/OH (2 replies)
12/11/2008 10:50:53 AM (4049 views)

[+] C- Fax - Douglas Johnson/MN (3 replies)
12/11/2008 9:23:23 AM (3847 views)

[+] Please help stop the auction... - J Nisonger/CA (25 replies)
12/10/2008 9:28:13 PM (5777 views)

[+] Timios, Inc - Ken/AL (3 replies)
12/10/2008 6:02:13 PM (4774 views)

[+] Holiday Cheer! - Dan Zook/NY (5 replies)
12/10/2008 10:25:58 AM (3719 views)

[+] ESS Solutions, LLC - Christine Sheeler/PA (2 replies)
12/10/2008 7:06:08 AM (4009 views)

[+] LandAmerica - Barbara Bennett/IN (7 replies)
12/9/2008 5:40:32 PM (4346 views)

[+] EFS Bankrupcy & Debt Acquisition Co of America - Rebecca Fair/FL (4 replies)
12/9/2008 12:01:16 PM (7531 views)

[+] Is business still slow? - Greg M/NJ (7 replies)
12/8/2008 1:12:00 PM (4131 views)


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