Getting money to the people through tax cuts, even refundable tax credits, is not a loan and they won't struggle to repay it.  Making more money available through loans is a short-term solution, as we have seen.  One day, the money needs repaid and that is when the problems surface.

Refundable tax credits are not a loan?  I can't believe you just said that!  It gets added to the deficit and has to be repaid at some point.  I guess you don't have a problem with burdening future generations with mountains of debt.  Funny how the deficit hawks have changed their tune now that Obama will be calling the shots.

Regards,
Scott Perry