I did do some checking online.   It look liked it cost $30 a month to have Pay Pal account.   Is that what you are paying?   I thought someone said like $.20 to $.30.   Is that for the customer?   We at one time had accepted charge cards but it became too burdensome and would not work all the time. 

Any help would be appreciated.   We are also attempting to be paid up front more. 

Pat