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[+] Homeowners Rush to Refinance... - Susan /WI (4 replies)
4/23/2009 4:05:22 PM (5093 views)

[+] Need your help - Randall Johnston/TX (2 replies)
4/21/2009 10:53:32 AM (3658 views)

Company Info - Randall Johnston/TX
4/21/2009 12:49:00 AM (3033 views)

[+] Add as "Additional Insured" on E&O policy?? - Glenda Hodge/TN (12 replies)
4/20/2009 7:57:29 PM (4138 views)

[+] E&O INSURANCE - HOPE DEZERN/SC (9 replies)
4/20/2009 11:33:09 AM (3806 views)




[+] American Documents & Title LLC - Leigh Attridge/MA (5 replies)
4/17/2009 3:45:16 PM (5605 views)

[+] time share searches in VA - Deborah Manion/VA (3 replies)
4/17/2009 2:15:14 PM (3451 views)

Abstractor Services - Thomas Haycook/OH
4/16/2009 11:01:56 AM (3063 views)

[+] Anti-Tax Tea Parties - Helene/GA (20 replies)
4/15/2009 9:56:02 PM (3292 views)

PA title agents, abstractors & closers - Diane Cipa/PA
4/15/2009 4:14:59 PM (2857 views)

[+] single source - Christine Sheeler/PA (2 replies)
4/14/2009 5:18:26 PM (3454 views)

[+] Off Topic - Wish me luck! - Robert Franco/OH (8 replies)
4/14/2009 10:49:40 AM (3210 views)

[+] Article: Online records access (PACER) - Dave Pell/GA (3 replies)
4/9/2009 9:32:16 PM (5343 views)

[-] ALTA 7 Coverage/Claim - Angela Martin/AR (5 replies)
4/9/2009 12:48:02 PM (3364 views)
Re: ALTA 7 Coverage/Claim - Robert Franco/OH
4/9/2009 2:56:15 PM (3853 views)
Manufactured Home vs. Mobile Home - Bobbi Shorthouse, Notary Public/CT
4/10/2009 9:14:30 AM (3525 views)

Interesting scenario.  But is it a "manufactured home" or a "mobile home"?

My parents and many friends have "manufactured homes" aka "modular homes."  Built in sections inside a housing factory and put together on site.  You cannot tell them from the on-site stick build; in fact, some 2-story colonials, full basements with 2-car attached garage look better WAY BETTER than the site-build raised ranches.  The questions are: How does the covenant define "manufactured home" and how does the title insurer define "manufactured home."

If it is a "mobile home" (term at the end of your post), the question is "how mobile."  Some of the ones I've seen can be easily "moved"; others, once placed on the site are double-wide with permanent raised poured cement foundations and porch and/or deck stick-built additions.  They are also pretty large; require a major wide flatbed to move them anywhere.

In the old subdivision near me (which I am not part of) an interesting scenario came up.  A property owner tried to enforce a restrictive covenant but discovered "no one would take it."  The Town would not enforce it, aka "a private covenant." It appears after X years a "majority of the property owners are required" to bring suit .. and with only 1 adjacent neighbor out of 30 properties complaining there was no "majority" who cared enough to pay legal fees to enforce the covenant.

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Re: Manufactured Home vs. Mobile Home - Kevin Ahern/CT
4/10/2009 10:30:56 AM (3400 views)
Re: Manufactured Home vs. Mobile Home - george Hubka/MI
4/26/2009 3:47:17 PM (3142 views)
Re: ALTA 7 Coverage/Claim - Jeanine Johnson/FL
4/13/2009 1:29:50 PM (3184 views)

[+] FALL THROUGHS - Ray Young/GA (10 replies)
4/9/2009 11:15:14 AM (3290 views)


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