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Why are they called underwriters? - Robert Franco/OH
8/12/2009 10:43:08 AM (4982 views)
Re: Why are they called underwriters? - Ken/TX
8/12/2009 5:40:13 PM (6345 views)
Re: Why are they called underwriters? - Robert Franco/OH
8/13/2009 9:53:17 AM (6103 views)
Re: Why are they called underwriters? - george Hubka/MI
8/16/2009 5:41:58 PM (5888 views)
Re: Why are they called underwriters? - Robert Franco/OH
8/17/2009 9:57:23 AM (5896 views)
Re: Why are they called underwriters? - Kevin Ahern/CT
8/19/2009 6:59:35 AM (5881 views)
Re: Why are they called underwriters? - george Hubka/MI
8/19/2009 9:37:48 AM (5744 views)
Re: Why are they called underwriters? - Robert Franco/OH
8/19/2009 10:09:42 AM (5896 views)
Re: Why are they called underwriters? - Kevin Ahern/CT
8/19/2009 10:13:50 AM (6208 views)

Owner's Policy with inappropiate Schedule B - edward hartung/OH
8/12/2009 12:27:27 AM (4271 views)
Re: Owner's Policy with inappropriate Schedule B - Robert Franco/OH
8/12/2009 10:37:19 AM (8462 views)
Re: Owner's Policy with inappropriate Schedule B - edward hartung/OH
8/12/2009 5:48:13 PM (5969 views)
Re: Owner's Policy with inappropriate Schedule B - Robert Franco/OH
8/12/2009 7:07:17 PM (5925 views)
Re: Owner's Policy with inappropriate Schedule B - David Chisolm/MS
8/22/2009 4:36:38 PM (5531 views)

Return Doc fees ???? - george Hubka/MI
8/10/2009 7:13:43 PM (4311 views)
Re: Return Doc fees ???? - Donna Stovall/NY
8/10/2009 7:59:25 PM (6102 views)
Re: Return Doc fees ???? - John Sauers/NY
8/11/2009 11:03:24 AM (5973 views)
Re: Return Doc fees ???? - STEVE MEINECKE/TN
8/11/2009 12:15:06 PM (6539 views)
Re: Return Doc fees ???? - Dan Zook/NY
8/11/2009 3:14:35 PM (6102 views)
Re: Return Doc fees ???? - Dorothy Payne/NY
8/11/2009 6:04:27 PM (5960 views)
Re: Return Doc fees ???? - george Hubka/MI
8/11/2009 10:29:22 PM (6044 views)
Re: Return Doc fees ???? - george Hubka/MI
8/11/2009 10:32:03 PM (5971 views)
Re: Return Doc fees ???? - george Hubka/MI
8/11/2009 10:36:35 PM (5983 views)
Re: Return Doc fees ???? - STEVE MEINECKE/TN
8/13/2009 8:41:02 AM (5919 views)
Re: Return Doc fees ???? - PHILIP YIANILOS/VA
8/13/2009 9:40:14 AM (5969 views)
Re: Return Doc fees ???? - Alix Ott/MI
8/17/2009 8:19:52 AM (5845 views)
Re: Return Doc fees ???? - george Hubka/MI
8/17/2009 10:55:25 AM (5691 views)
Re: Return Doc fees ???? - William Pattison /CA
8/17/2009 11:23:07 AM (5869 views)

AFX Corp - WAYNE QUICK/NC
8/7/2009 7:39:23 PM (4967 views)
Re: AFX Corp - Nils Nelson/ME
8/8/2009 8:59:30 AM (7179 views)
Re: AFX Corp - Jason Beter/WV
8/9/2009 1:42:01 AM (6792 views)
Re: AFX Corp - Angela Lawrimore/SC
8/10/2009 7:59:15 PM (6131 views)
Re: AFX Corp - Dave Pell/GA
8/11/2009 9:35:11 PM (6094 views)
Re: AFX Corp - Jessica Talley/NJ
8/12/2009 12:38:45 PM (6400 views)
Re: AFX Corp - Angela Lawrimore/SC
8/20/2009 11:40:15 AM (6056 views)
Re: AFX Corp - KRISTI HERRING/ID
8/10/2009 12:19:55 PM (6399 views)
Re: AFX Corp - Jessica Talley/NJ
8/10/2009 3:29:23 PM (6020 views)
Re: AFX Corp - Langdon Knight/MO
8/14/2009 9:44:06 AM (5912 views)
Re: AFX Corp - William Pattison /CA
8/17/2009 11:27:07 AM (5984 views)
Re: AFX Corp - Ray Young/GA
8/24/2009 12:33:06 PM (5860 views)

Cutting our own throats $4.75 searches - Mike Creedon/FL
8/7/2009 12:56:47 PM (6562 views)
Re: Cutting our own throats $4.75 searches - Jessica Talley/NJ
8/7/2009 6:52:45 PM (7246 views)
Re: Cutting our own throats $4.75 searches - Patrick Scott/IL
8/7/2009 11:26:15 PM (7315 views)
Re: Cutting our own throats $4.75 searches - PAULA DEEM  REYNOLDS/FL
8/10/2009 7:47:23 AM (6752 views)
Re: Cutting our own throats $4.75 searches - Kacy Howland/OH
8/10/2009 8:20:41 AM (6614 views)
Re: Cutting our own throats $4.75 searches - Jean Lurtsema/AK
8/10/2009 2:38:50 PM (6331 views)
Re: Cutting our own throats $4.75 searches - Garret  Fitzgerald/VA
8/10/2009 3:26:12 PM (6257 views)
Re: Cutting our own throats $4.75 searches - Jessica Talley/NJ
8/10/2009 3:48:22 PM (6246 views)
Re: Cutting our own throats $4.75 searches - Denise Howes/ME
8/12/2009 8:09:41 PM (6140 views)
Re: Cutting our own throats $4.75 searches - Helene/GA
8/14/2009 12:15:51 AM (6085 views)
Re: Cutting our own throats $4.75 searches - David Chisolm/MS
8/17/2009 8:52:26 PM (5902 views)
Re: Cutting our own throats $4.75 searches - William Pattison /CA
8/21/2009 7:41:18 PM (5893 views)
Re: Cutting our own throats $4.75 searches - David Chisolm/MS
8/22/2009 4:39:31 PM (5855 views)




I'm back... - Robert Franco/OH
8/6/2009 12:42:27 PM (4502 views)
Re: I'm back... - Clanci Nelson/OH
8/6/2009 4:00:56 PM (6319 views)
Re: I'm back... - Patrick Scott/IL
8/7/2009 11:29:41 PM (6373 views)
Re: I'm back... - Robert Franco/OH
8/9/2009 10:14:40 AM (5956 views)

Lot Takedowns - Mandy Harmon/SC
8/5/2009 2:58:42 PM (4384 views)
Re: Lot Takedowns - Sheila Sten/PA
8/5/2009 5:17:01 PM (6238 views)
Re: Lot Takedowns - Mandy Harmon/SC
8/5/2009 5:23:55 PM (6135 views)
Re: Lot Takedowns - Sheila Sten/PA
8/5/2009 7:01:38 PM (6142 views)
Re: Lot Takedowns - george Hubka/MI
8/5/2009 8:52:47 PM (6031 views)
Re: Lot Takedowns - David Chisolm/MS
8/19/2009 4:27:29 PM (5469 views)
Re: Lot Takedowns - Wendi See/SC
8/19/2009 5:08:59 PM (5663 views)
Re: Lot Takedowns - Karen Hurley/KY
8/6/2009 12:38:29 AM (6106 views)
Re: Lot Takedowns - David Chisolm/MS
8/19/2009 4:24:35 PM (5543 views)

Input Requested - Debbie Thibodeaux/LA
8/4/2009 1:42:06 PM (3578 views)

Marginal Entries by County Recorder - edward hartung/OH
8/4/2009 12:48:58 AM (4263 views)
Re: Marginal Entries by County Recorder - Robert Franco/OH
8/4/2009 8:30:44 AM (6724 views)
Re: Marginal Entries by County Recorder - STEVE MEINECKE/TN
8/4/2009 9:08:17 AM (6326 views)
Re: Marginal Entries by County Recorder - edward hartung/OH
8/5/2009 12:18:50 PM (6002 views)
Re: Marginal Entries by County Recorder - Robert Franco/OH
8/5/2009 1:32:32 PM (5945 views)
Re: Marginal Entries by County Recorder - edward hartung/OH
8/5/2009 7:05:03 PM (5821 views)
Re: Marginal Entries by County Recorder - Robert Franco/OH
8/6/2009 10:20:35 AM (5950 views)
Re: Marginal Entries by County Recorder - STEVE MEINECKE/TN
8/6/2009 11:11:34 AM (5969 views)
Re: Marginal Entries by County Recorder - Robert Franco/OH
8/6/2009 12:35:49 PM (5954 views)

Most counties in Ohio are now imaging the documents, and before that they did send them out to be put on microfilm for preservations purposes.  The marginal notation is a great way to find releases, assignments and subordinations because they are noted right on the documents they reference.  This makes it less likely that a later document will be missed in the event it is mis-indexed, or the abstractor just has a bad day (we all know that happens, too). 

Today, marginal notations aren't written directly on the document because there are no paper copies to write on. Instead, most counties make a notation on the computer index as a reference to the assignment, release, subordination, etc.  Personally, I would still prefer them to be added to the document so you can see if when you print it out (I'm sure our clients would like that, too).  The technology exists to make an annotation on a digital image, but I'm not aware of any county that does it. In my opinion, that puts the counties in violation of the Ohio Revised Code for failing to make such notations, but this is an area where the counties have chosen to ignore the literal interpretation of the law because it doesn't mesh well with their new technology.

I wish they would ignore the literal interpretation of H.B. 525, which they are using to assess an extra $20 fee on documents where the borrower initials, notary stamp, or page numbers encroach on the 1" reserved side or bottom margins (no matter how slightly), or the page number is in a 9pt font instead of a 10pt font.  No... that one they read very literally... but I digress.

Back to marginal notations. I think they are great and they should be required and actually made.  It doesn't have to interfere with the imaging or other means of preservation.  New technology should not be an excuse to make the public records less reliable.

Best,
Robert A. Franco
SOURCE OF TITLE

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Re: Marginal Entries by County Recorder - edward hartung/OH
8/6/2009 4:34:32 PM (6250 views)
Re: Marginal Entries by County Recorder - Robert Franco/OH
8/6/2009 5:10:04 PM (6223 views)
Re: Marginal Entries by County Recorder - STEVE MEINECKE/TN
8/6/2009 6:48:55 PM (6161 views)
Re: Marginal Entries by County Recorder - William Pattison /CA
8/17/2009 11:35:40 AM (5434 views)

Building Inspections - William Pattison /CA
8/3/2009 1:43:00 PM (3414 views)

Signing Agents - K Smith/ME
8/3/2009 8:12:43 AM (4014 views)
Re: Signing Agents - Kevin Ahern/CT
8/3/2009 8:52:28 AM (6103 views)
Re: Signing Agents - William Pattison /CA
8/3/2009 1:26:12 PM (5982 views)
Re: Signing Agents - K Smith/ME
8/3/2009 2:41:44 PM (6170 views)
Re: Signing Agents - Clanci Nelson/OH
8/7/2009 12:52:58 PM (6001 views)
Re: Signing Agents - Barbara Sonafelt/PA
8/10/2009 6:23:52 AM (5662 views)
Re: Signing Agents - William Pattison /CA
8/10/2009 2:52:54 PM (5422 views)

Looking to get started in title searches - Teri Francis/MT
7/30/2009 9:00:54 AM (4457 views)
Re: Looking to get started in title searches - Kevin Ahern/CT
7/30/2009 10:56:04 AM (6288 views)
Re: Looking to get started in title searches - Kurt deVries/FL
7/30/2009 3:15:30 PM (6791 views)
Re: Looking to get started in title searches - Ron McPherson/IA
7/30/2009 7:19:30 PM (6948 views)
Re: Looking to get started in title searches - Teri Francis/MT
7/30/2009 11:24:55 PM (6775 views)
Re: Looking to get started in title searches - Anita Backlund/MN
7/31/2009 10:41:05 PM (6903 views)
Re: Looking to get started in title searches - William Pattison /CA
8/3/2009 1:34:55 PM (6541 views)
Abstractor Licensing - Deborah Manion/VA
8/4/2009 12:23:16 PM (6500 views)
Re: Abstractor Licensing - Robert Franco/OH
8/4/2009 1:39:09 PM (6219 views)
Re: Abstractor Licensing - Ron McPherson/IA
8/6/2009 3:14:18 AM (5934 views)
Re: Abstractor Licensing - STEVE MEINECKE/TN
8/6/2009 5:34:20 AM (6002 views)
Re: Abstractor Licensing - Robert Franco/OH
8/6/2009 10:13:15 AM (8505 views)
Re: Abstractor Licensing - Ron McPherson/IA
8/7/2009 1:11:08 AM (6415 views)
Re: Abstractor Licensing - Robert Franco/OH
8/7/2009 9:58:58 AM (6417 views)
Re: Abstractor Licensing - Ron McPherson/IA
8/8/2009 7:33:24 PM (6415 views)
Re: Abstractor Licensing - Erin Mahony/NJ
8/20/2009 2:47:23 PM (5683 views)
Re: Looking to get started in title searches - Jean Lurtsema/AK
8/10/2009 2:45:06 PM (5813 views)
Re: Looking to get started in title searches - george Hubka/MI
8/10/2009 7:07:34 PM (5607 views)
Re: Looking to get started in title searches - Robert Franco/OH
8/10/2009 7:35:41 PM (5750 views)
Re: Looking to get started in title searches - george Hubka/MI
8/11/2009 10:42:59 PM (5630 views)
Please grow up..it's Robert's website and your are being so immature. - Jean Allen/NC
8/19/2009 6:23:22 PM (5693 views)

article re legislation and abstractors - Alix Ott/MI
7/29/2009 1:53:46 PM (3909 views)
Re: article re legislation and abstractors - STEVE MEINECKE/TN
8/1/2009 2:36:15 PM (6368 views)

Wow - Monte Sturgeon is back....wish he would send me some of the cancellation fees he signed for... - Regina Phlange/AK
7/28/2009 10:52:30 AM (11395 views)
Re: Wow - Monte Sturgeon is back....wish he would send me some of the cancellation fees he signed for... - Tammy Skrzypek/FL
8/3/2009 7:28:37 AM (6566 views)
Re: Wow - Monte Sturgeon is back....wish he would send me some of the cancellation fees he signed for... - J. H./OH
8/9/2009 2:34:03 PM (6457 views)
Re: Wow - Monte Sturgeon is back....wish he would send me some of the cancellation fees he signed for... - george Hubka/MI
8/9/2009 10:21:48 PM (6164 views)

Scott Perry - Sheila Sten/PA
7/28/2009 6:19:03 AM (4880 views)
Re: Scott Perry - george Hubka/MI
7/28/2009 10:22:27 PM (6256 views)
Re: Scott Perry - Sheila Sten/PA
7/29/2009 7:27:08 AM (6247 views)
Re: Scott Perry - Jessica Talley/NJ
7/29/2009 6:41:25 AM (6193 views)
Re: Scott Perry - Sheila Sten/PA
7/29/2009 7:27:58 AM (6153 views)
Re: Scott Perry - Jessica Talley/NJ
7/29/2009 6:20:08 PM (6045 views)
Re: Scott Perry - Ron McPherson/IA
7/29/2009 9:13:18 PM (6176 views)
Re: Scott Perry - Jessica Talley/NJ
7/30/2009 1:05:22 PM (6399 views)
Re: Scott Perry - Kurt deVries/FL
7/30/2009 3:16:40 PM (6766 views)
Re: Scott Perry - Sheila Sten/PA
7/30/2009 10:16:58 PM (7181 views)
Re: Scott Perry - Dorothy Payne/NY
7/31/2009 2:53:08 PM (6756 views)
Re: Scott Perry - Elizabeth Helman/PA
8/1/2009 11:12:43 PM (7786 views)
Re: Scott Perry - Sheila Sten/PA
8/2/2009 11:10:25 AM (6570 views)
Re: Scott Perry - Nils Nelson/ME
7/31/2009 5:44:25 PM (6705 views)
Re: Scott Perry - Dorothy Payne/NY
7/31/2009 7:28:03 PM (6631 views)
Re: Scott Perry - Sheila Sten/PA
8/1/2009 10:29:45 AM (6322 views)
Re: Scott Perry - george Hubka/MI
8/1/2009 4:47:45 PM (6225 views)
Re: Scott Perry - Nils Nelson/ME
8/2/2009 8:46:21 PM (6378 views)
Re: Scott Perry - Dorothy Payne/NY
8/2/2009 10:09:37 PM (6501 views)
Re: Scott Perry - Sheila Sten/PA
8/3/2009 6:01:50 AM (6271 views)
Re: Scott Perry - Jessica Talley/NJ
8/3/2009 10:16:39 AM (6413 views)
Re: Scott Perry - Dorothy Payne/NY
8/3/2009 1:07:17 PM (6462 views)
Re: Scott Perry - george Hubka/MI
8/4/2009 7:54:15 AM (6406 views)
Re: Scott Perry - Sheila Sten/PA
8/4/2009 10:02:58 AM (6316 views)
Re: Scott Perry - george Hubka/MI
8/5/2009 9:03:25 PM (6011 views)
Re: Scott Perry - Sheila Sten/PA
8/6/2009 7:15:00 AM (5899 views)
Re: Scott Perry - Nils Nelson/ME
8/4/2009 2:39:41 PM (6041 views)
Re: Scott Perry - Sheila Sten/PA
8/4/2009 8:44:29 PM (6100 views)
Re: Scott Perry - STEVE MEINECKE/TN
8/6/2009 2:03:49 PM (6000 views)
Re: Scott Perry - Nils Nelson/ME
8/6/2009 2:41:21 PM (6127 views)
Re: Scott Perry - Sheila Sten/PA
8/6/2009 2:55:48 PM (6392 views)


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