I don't accept clients that pay on a per-close basis.  Ray, there has been alot of talk around the record rooms about how many companies are ordering title searches before an appraisal is done.  With today's depressed property values, seems like that is not wise!  I have been running some re-fi's where the amount being borrowed is more than the county's value.  (Granted, the county's assessment doesn't necessarily reflect a property's true value).   So who knows if those fall through?  I once tried working for a local company that paid on a per-close basis.  I didn't last very long.  That was years ago and I imagine that type of arrangement would be worse these days.