lol.  you said it.

i like these sorts of reviews a month-out from the post because now that the shiney, honeymoon period for our new Prez is over, even the liberal commedians are starting to ask him to come home from his world tour and "fix" the economy.

a reality check for a lot of people is this:  even if this "economic downturn" reaches bottom, it is then AT THE BOTTOM!!!  We could be rolling around, wallowing in bottom mud for a while before things improve at all. 

the other aspect to this is the conventional investment wisdom that says "buy low, sell high".  jump into the market NOW and invest in America.  buy stocks and invest for the long term if you can afford to do so.  it probably wont get much lower than this and if you wait for stock to be up again, you've missed the market wave.

just a good reality check, eh?