I got a quote from them today. under $1,000 for $1m policy. This is not a "claims made" policy and is not retro-active to titles reports before this policy. Therefore, there is no gap and I am covered under their policy as long as I have the policy with them. Anything I did prior to accepting this policy will not be covered. What worries me is that if someone comes after me to make a claim on a title report I did 2 years ago, this new policy will not cover it.

I got a quote from another company today that was $1,800 for $250,000/$250,000. That is insane. They also want to know what I made last year and what I think I will make next year. How can I say when I didn't make hardly 2 grand last year when our business shut down and I can't project the revenue I will make next year but the years prior I was making over $30k. I just don't get it.

Sorry about the rant, I just want to get up and running again.