Hi Wendi,
We hired a programer to create our Internal Customer Transaction Reporting System (ICTRS) several years ago and it does almost everything on your wish list - AND it is all online, we can access it from a library if we need to. I think that was the scariest part, but we have never looked back.
It was expensive but totally worth it. If your interested I could put you in touch with the independant programer that created our system and he might have some suggestions for you.
Good luck - it is a tough problem to solve!
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