Thank you Robert. I actually talked with a member of Fannie Mae's staff yesterday about this and they stated that they had done substantial research into the matter and that they are not in violation of RESPA as long as they are paying 100% of the cost to acquire the title policies and other title related fees. The sad truth is that the buyers just don't have a clue about what they are getting from the seller's title agent. In most cases the foreclosure attorney is doing a bring to date from the foreclosure deed, then the same foreclosure attorney turns his "title" file over this his/her title company for preparation of the deed, etc.  Local realtors here in Maryland have tried urging the buyers to use a title company other than the one owned/operated by the foreclosure attorney to no avail. The sellers are pushing hard for this "cradle to grave" concept with absolutely no regard to how it's going to affect the buyers and our industry in the future when they go to sell or refinance their property.  I do foreclosure out-sales all day every day and it takes a lot to get these titles cleared. I foresee many, many title claims arising out of this practice.