I've just read a couple of articles about the Swiss system, and it does sound like an interesting comprimise. It does not seem to involve the bureaucratic, socialized concept that so many worry about.
As I read it, all insurers in the country are required to offer health coverage, they cannot opt out. They are allowed however, to make a profit on supplemental coverage, for things such as dental, eyewear, private room, private hospital, etc. So it seems there is still a good profit motive in the health line for them.
The consumer has some control on costs due to the ablilty to choose higher or lower deductibles, or choosing to participate in a HMO type program. Also, it some cases employers contribute part of the insurance premium, but without the tax break.
Prescriptons are covered with a 20% co-pay on brand-name drugs and 10% on generics.
All in all, it sounds like a nice alternative to the public option concept. It is consumer driven and universal. Out of pocket costs are a bit higher than here in the US. Still heath care costs are 10.8% of GDP as opposed to 16% here (the highest among indutrialized countries). One article suggested that even Bill O'Reilly is an admirer of the Swiss system.
Thanks for bringing it up Kevin. I look forward to spending some time the next couple of weeks reading a bit more about what they have put together.
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