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[+] Complete copy E&O policy request? - Pat/MI (17 replies)
2/3/2010 12:15:18 PM (4331 views)

[+] rate caculator - erik martinez/FL (3 replies)
2/2/2010 8:49:56 PM (4370 views)

[+] Anything new on iMortgage ? - george Hubka/MI (6 replies)
2/1/2010 7:44:42 PM (3958 views)

[+] 1st National Title, LLC - Megan Rowlands/PA (11 replies)
2/1/2010 3:20:39 PM (4241 views)

[+] How's Business Everyone? - AbstractorWatchdog com/NY (20 replies)
1/28/2010 2:03:05 PM (5254 views)


Real Title Services


[+] Contra Costa CDs - Cherie Smurthwaite/CA (1 reply)
1/27/2010 4:32:35 PM (3585 views)

[+] general question - Victor/NJ (14 replies)
1/26/2010 3:24:00 PM (3751 views)

[+] A word of caution for all! - Deb Manion/VA (10 replies)
1/25/2010 4:35:33 PM (4073 views)

[+] Lower fees for no tax info w/search - george Hubka/MI (21 replies)
1/25/2010 7:28:08 AM (3922 views)

Title Express - Francine D'Elia Wirsching/PA
1/24/2010 3:23:33 PM (4329 views)

Withdrawn - Nils Nelson/ME
1/24/2010 1:33:42 PM (3447 views)

[-] Curious... - elizabeth reddy/FL (12 replies)
1/22/2010 8:06:50 PM (3724 views)
Re: Curious... - STEVE MEINECKE/TN
1/22/2010 8:22:53 PM (3739 views)
Re: Curious... - elizabeth reddy/FL
1/23/2010 8:02:22 AM (3795 views)
Re: Curious... - P Parrish/AL
1/23/2010 11:48:06 AM (3655 views)
Re: Curious... - Clanci Nelson/OH
1/25/2010 4:03:09 PM (3666 views)
Re: Curious... - george Hubka/MI
1/25/2010 6:29:22 PM (3574 views)
Re: Curious... - elizabeth reddy/FL
1/25/2010 8:04:27 PM (3649 views)

Yes, George explained the situation properly.  If a client asks for a 24 month chain of title then I search at least that amount of time, no matter how many conveyances there may be.  If there are no deeds in the last 24 months then I search until I do find a good conveyance, no matter how long that may be (which, as I'm sure you know, can sometimes be 30-40 years).   But if the client states "one owner" then it is treated as just that, one owner.  If there are inter-family conveyances then a search is completed back to a non-family, "good" conveyance, and of course there is no extra charge for that - it's part and parcel of searching.   My objection is the casual request for two more deeds (and in Florida there is no requirement to post the prior deed reference on the next conveyance - you have to search the chain to find the prior deed) back in the chain, i.e., two more owners.  I balked at this because I didn't want to set a precedent of caving at the first bit of pressure regarding fees - it's been my experience that once you do that they'll usually push for everything they can get from you.   I will suck up if need be, believe me - I love being an independent and want to stay that way!  But this was too much, too quickly and too nasty so it was probably for the best, as you said, Clanci.  Thanks for the responses.

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Re: Curious... - george Hubka/MI
1/25/2010 8:27:39 PM (3471 views)
Re: Curious...about posting ettiquette - STEVE MEINECKE/TN
1/25/2010 11:01:48 PM (3444 views)
Re: Curious...about posting ettiquette - K C/NJ
1/26/2010 10:02:27 AM (3577 views)
Re: Curious...about posting ettiquette - STEVE MEINECKE/TN
1/26/2010 6:04:57 PM (3445 views)
Re: Curious...about posting ettiquette - Patrick Scott/IL
1/28/2010 10:08:13 PM (3613 views)
Re: Curious...about posting ettiquette - Sheila Sten/PA
1/29/2010 7:10:11 AM (3940 views)

[+] Tax Search in Yonkers?? - K C/NJ (11 replies)
1/21/2010 2:35:14 PM (3567 views)

[+] ESS Solutions ? - Joe Kalmon/WI (10 replies)
1/20/2010 4:44:41 PM (4027 views)

[+] A Question about e+o Coverage - Joe Kalmon/WI (3 replies)
1/20/2010 4:42:59 PM (3709 views)


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