I don't  beleive most people realize how far-reaching this monster really is and how

it will affect many smaller firms (not just  banks) that will have a bad effect on your

getting credit for a car purchase, etc..   The housing problem that we all are knowledgeable

about was not caused by banks, but by the govt''s Freddie and Fannie, which "somehow

escaped" any new regulation.  Those crooks are the ones who own Obama and

his buddies (Dodd), etc..