Pay pal charges the receiver 2.9% not tacked on to the invoice

If you have a merchant account you just keep their card on file

If you will read my replys to other posters you see it from another perspective

I have no problems on getting their credit card, in the same way you give yours to an airline when you make a reservation.

Why should you have to wait for your money?

They want the work done today.

Regards