It's also the "American Way" to outsource title reports to India for $5.

I guess if you live in your mom's basement, nibble on tree bark while sipping rainwater, and never go outside, you could extend your clients a few months to pay.  Naturally, you'll be doing all of your research work online, while leeching off a neighbors free wifi, borrowing a friend's iPod and using solar panels and a hand crank generator for power, just to keep costs down..

A unibomber shack will also serve, in lieu of basement. 

Just sayin'....